Best Student Credit Cards for May 2019

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Best Student Credit Cards

What are the best Student Credit Cards? Obtaining a credit card while in college provides a number of benefits to those entering the adult world. Whether you need to learn how to budget money, need a convenient way to pay bills, or start building a solid credit history, student credit cards are a great way to do all that and more.

Student credit cards typically have low spending limits, but building that credit history starts immediately. And a good credit history is important later for getting car loans and eventually a mortgage. A student credit card can also be a lifesaver if a financial or personal emergency comes up when you're otherwise short on cash. And let's not forget the convenience of using a student credit card versus always searching for an ATM machine when you're low on time.

When looking for a student credit card, there are a number of factors you should consider. Some of these include:

  • Annual fees. Many student credit card companies charge no annual fees for those in school. However it's imperative to read the fine print and understand what charges you may or may not incur.
  • Interest rates. Credit cards are a great way to build credit but there's a cost associated with borrowing money. Consider what the annual APR is with any credit card you consider before applying. If you plan paying off your credit card every month, then the interest rate isn't a factor but should something come up it's good to know what the charges will be.
  • Penalties. Credit card companies make money when your payment is late or when you go over the credit limit. Understand what penalties exist with any credit card you're considering.

TopConsumerReviews.com has reviewed and ranked the best student credit cards available today. We hope these reviews help you find the right student credit card and begin building your credit history today!

 


Student Credit Cards In The News

Household debt hits $13.6 trillion as student loan and credit card delinquencies rise

Total U.S. household debt is now $993 billion higher than the peak of $12.68 trillion in the third quarter of 2008, according to a new report by the New York Fed. According to the Fed's ...

Published:  Thu, 16 May 2019 07:49:00 GMT



Millennials have the lowest credit scores of any generation, study says

The average millennial student debt was $34,770, up 8 percent from the year before, while the average credit card balance was $5,231, up 7 percent from the year before. Jersey millennials, in ...

Published:  Tue, 21 May 2019 07:37:00 GMT



Robert Smith will pay Morehouse graduates' student loans. Who will pay the tax bill?

Getting something for free in America can still end up costing you something. Those "free" T-shirts that credit-card companies give to college students can sometimes result in paying on high-interest ...

Published:  Tue, 21 May 2019 13:21:00 GMT



Millennials had been good at staying out of bad credit card debt. Not anymore

Now more than half (52%) of those in their 20s have credit cards, the Fed noted in a summary of its Q1 report. The good and the bad of student loan debt Throughout the economic recovery of the past ...

Published:  Tue, 21 May 2019 10:32:00 GMT



Swalwell racked up credit card debt despite pay increase joining Congress in 2013

Rep. Eric Swalwell has accumulated a massive credit card debt, failed to pay off his student loans and cashed out his pension despite earning $174,000 a year since 2013. The longshot presidential ...

Published:  Tue, 21 May 2019 02:56:00 GMT



MTA May Expand Free Student MetroCard Program

tap card or a credit card, and students will be able to activate their three free rides a day with this system as well. Additional reporting by Shumita Basu. Stephen Nessen is the transportation ...

Published:  Tue, 21 May 2019 07:23:00 GMT



How Much Student Loan Debt Do Americans Have?

Good Question. In the United States, there's $1.5 trillion in student debt, which is more than credit cards ($850B) and auto loans ($1.25T). According to The Institute for College Access & Success ...

Published:  Tue, 21 May 2019 04:01:00 GMT



Eighth Annual Report Reveals Canada's Best Credit Cards and Personal Banking Products for 2019

(PRLEAP.COM) TORONTO, May 16, 2019 - Which credit card offers the best travel perks, which is an excellent choice for transferring a balance, offers top rewards or is ideal for students? ...

Published:  Thu, 16 May 2019 00:17:00 GMT



Sloppy, Overburdened, and Challenged: Millennial Credit Card Debt Gets Messy

There are a few important takeaways here for millennials. First, the 18-29 age group was affected by the CARD Act of 2019. Unlike their parents, who made it through college with student credit cards ...

Published:  Wed, 15 May 2019 10:40:00 GMT



Credit for Life Fair for students Tuesday

Students choose professions prior to the event. On the day of the fair they assume the role of 25-year-old professionals new to the workforce and use their monthly "salaries," "credit cards" and ...

Published:  Sun, 19 May 2019 12:13:00 GMT




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