Student Credit Card Reviews

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AccountNow® Gold Visa® Prepaid Card

Get Paid up to 2 days Faster with Free Direct Deposit ▼ - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.

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primor® Secured Visa Classic Card

Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!

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primor® Secured Visa Gold Card

Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!

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Excent™ Secured Visa Blue Card

Build Credit History - Reports to all 3 nationwide credit bureaus

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UNITY® Visa Secured Credit Card

Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!

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First Progress Platinum Elite MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!

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First Progress Platinum Prestige MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!

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First Progress Platinum Select MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!

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OpenSky® Secured Visa® Credit Card

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.

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USAA Secured Card® American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Secured Card® Platinum Visa®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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READYdebit® Visa Prepaid Card

Instant Account Number - A Great Card for your Money.

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Student Credit Cards

Obtaining a credit card while in college provides a number of benefits to those entering the adult world. Whether you need to learn how to budget money, need a convenient way to pay bills, or start building a solid credit history, student credit cards are a great way to do all that and more.

Student credit cards typically have low spending limits, but building that credit history starts immediately. And a good credit history is important later for getting car loans and eventually a mortgage. A student credit card can also be a lifesaver if a financial or personal emergency comes up when you're otherwise short on cash. And let's not forget the convenience of using a student credit card versus always searching for an ATM machine when you're low on time.

When looking for a student credit card, there are a number of factors you should consider. Some of these include:

  • Annual fees. Many student credit card companies charge no annual fees for those in school. However it's imperative to read the fine print and understand what charges you may or may not incur.
  • Interest rates. Credit cards are a great way to build credit but there's a cost associated with borrowing money. Consider what the annual APR is with any credit card you consider before applying. If you plan paying off your credit card every month, then the interest rate isn't a factor but should something come up it's good to know what the charges will be.
  • Penalties. Credit card companies make money when your payment is late or when you go over the credit limit. Understand what penalties exist with any credit card you're considering.

TopConsumerReviews.com has reviewed and ranked the best student credit cards available today. We hope these reviews help you find the right student credit card and begin building your credit history today!



Student Credit Cards In The News

5 Key Things To Look For When Choosing Your First Student Credit Card

As a college student, I didn't have a credit card. I considered myself to be pretty responsible with money " I worked part-time for a financial planner, after all " and a credit card seemed like an un...

Published:  Thu, 20 Sep 2018 11:14:00 GMT



Credit card debt outpaces student loan debt for older millennials

According to Federal Reserve data, student loan debt has surpassed $1.5 trillion and comprises 11% of America's collective household debt balance - second only to mortgage debt. More than 44 million A...

Published:  Mon, 17 Sep 2018 10:32:00 GMT



My College Student Racked Up Credit Card Debt. Now What

There's no way to sugarcoat a credit card debt situation, especially when the debt belongs to your kid. It's one of those things that can bring on a giant headache. But step back, take a deep ...

Published:  Thu, 13 Sep 2018 08:01:00 GMT



College students should use debit cards, not credit cards to pay for the extras on campus

ROANOKE, Va. (WDBJ7) From books to food to clothing, the costs are always piling up for college students. Gary Beveridge is an Investment Advisor Representative for Nationwide Securities. He says, "It ...

Published:  Wed, 19 Sep 2018 02:33:00 GMT



More Americans Defaulting On Credit Cards

At 6% of all consumer debt, credit card debt remains firmly in third place for all non-mortgage consumer debt behind student loans (11%) and auto loans (9%). However, the sheer number of credit card a...

Published:  Tue, 18 Sep 2018 01:14:00 GMT



Spend Money Guilt-Free - Even With Student Loans

Earlier this year, total outstanding student loan debt surpassed $1.5 trillion ... and I wouldn't recommend putting off saving for retirement or letting credit card balances linger. But you can chip a...

Published:  Mon, 17 Sep 2018 13:14:00 GMT



College students in the U.S. spend more time working paid jobs than going to class

Student loans currently make up 40 percent of all millennial debt. Students tend to rack up personal debt as well, spending an average of $4,321 to pay back credit cards, personal loans and student de...

Published:  Thu, 20 Sep 2018 04:27:00 GMT




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