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TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

How to Compare Credit Card Companies

If you are searching for a zero interest credit card it may be hard to determine which one is the right one for you. Some simple steps to compare and contrast several companies will have you headed in the right direction to finding a quality card.

Research Online
Start your search online for a quality credit card company. Gather the names of several companies to compare and contrast. Independent product review companies do a great job of listing several credit card companies and do much of the comparison work for you. They allow you to quickly identify which reputable companies to go with and which ones to avoid.

Customer Service
Customer Service is important especially when you're dealing with money. You'll want a credit card company that puts the customer first. Companies that fail to answer the phone timely, are unprofessional or lacking the will and desire to work through a problem aren't worth your time. Make sure you identify if your credit card company of choice prioritizes the customer.

Balance Loading
If you're looking for a zero interest credit card you'll typically find a card that requires you load a balance first before use. When choosing a company, find one that allows you to easily make payment (or load) via efficient methods. You might look for loading stations near your home or work or other alternatives to quickly apply a balance to your card. Is there a maximum or minimum amount that must be loaded each time? Make sure you know any rules associated with balances.

Compare Fees
Compare the fees at each credit card company you're considering. Many charge a monthly service fee, a loading fee, application fee and more. You'll want to look at all aspects of their fee structure before obtaining any card to avoid surprise and unnecessary expenses.

Don't Over Apply
In the process of looking for the best credit card, don't over apply. When you do so you're credit is impacted. If two or three credit companies have rejected your credit card application donít continue with more requests. Wait for your credit score to improve with the use of a prepaid or zero interest credit card first. These credit cards generally do not run a credit check and will tell you specifically if they do.

Summary
Comparing and contrasting several zero interest credit cards at once can be organized and effective if you utilize the internet to assist. Research online by using independent reviews. Make sure they have a decent customer team by calling and asking any question you might have. Also, confirm the loading process is simple and convenient to where you live or work.

Best 0% APR Credit Cards

An annual percentage rate (APR) measures the interest charged for carrying a balance on a credit card. When a card offers a 0% intro APR, it means that the card will not charge you interest on balance...

Published:  Sun, 15 Jul 2018 21:58:00 GMT



More Americans are struggling to pay their credit cards, and what's holding them back is only getting worse

It's getting more expensive to borrow from banks in America, and some credit-card holders are struggling to keep up. Interest rates, which influence the cost of borrowing, are on the rise after the Fe...

Published:  Tue, 22 May 2018 02:55:00 GMT



What Is a Variable Interest Rate, and What Does It Mean for Your Credit Card Debt

If the variable interest rate's underlying index increases, the rate will increase. Conversely, if the index decreases, the rate will go down. Since there are typically no fees directly involved with ...

Published:  Wed, 09 Aug 2017 21:13:00 GMT



3 Credit Cards With Zero Percent Interest Rates - and Why They're a Big Deal

Paying off credit card debt is a common New Year's resolution, but you might want to get started on it right now. Multiple credit cards currently feature a zero percent introductory annual percentage ...

Published:  Mon, 11 Dec 2017 16:00:00 GMT



Interest rates on credit cards, vehicle loans rise 0.32% to 1.16% in Qatar last year: QCB

69 basis points), Qatar Central Bank said in its 8th Financial Stability Review. Interest rates on credit cards and vehicle loans in Qatar have gone up in the range of 0.32% to 1.16% (32-116 basis poi...

Published:  Mon, 04 Sep 2017 05:23:00 GMT



Retail credit cards increasingly come with perks - and a 25 percent interest rate

Retailers may be doling out in-store discounts, but when it comes to credit cards, they're increasingly charging more. Interest rates on store cards, which have been inching up for years, now average ...

Published:  Tue, 24 Oct 2017 06:30:00 GMT



7 On Your Side: Are zero percent interest rate credit cards worth it

... of the cards high interest rates. A new crop of credit cards have hit the market offering a zero percent interest rate to assist consumers with paying down their debt. Seven On Your Side reporter ...

Published:  Tue, 19 Dec 2017 13:55:00 GMT



Beware deferred interest credit cards -- they're not 0% interest

no interest Deferred-interest credit cards are often offered by places selling ... On the other hand a no-interest promotional period or 0% interest card has an interest rate that changes. For the pro...

Published:  Mon, 19 Jun 2017 17:35:00 GMT



What the Fed's interest rate increase means for you: 6 things to know

Credit card rates will mimic what the Fed does. If you have a variable rate on your card - and chances are, you do -the interest rate you pay will increase in lockstep with the Fed's move. That means ...

Published:  Wed, 15 Mar 2017 11:07:00 GMT



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