Best Zero Interest Rate Credit Cards
      January 18, 2019

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How to Compare Credit Card Companies

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Top Consumer Reviews Articles provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

How to Compare Credit Card Companies

If you are searching for a zero interest credit card it may be hard to determine which one is the right one for you. Some simple steps to compare and contrast several companies will have you headed in the right direction to finding a quality card.

Research Online
Start your search online for a quality credit card company. Gather the names of several companies to compare and contrast. Independent product review companies do a great job of listing several credit card companies and do much of the comparison work for you. They allow you to quickly identify which reputable companies to go with and which ones to avoid.

Customer Service
Customer Service is important especially when you're dealing with money. You'll want a credit card company that puts the customer first. Companies that fail to answer the phone timely, are unprofessional or lacking the will and desire to work through a problem aren't worth your time. Make sure you identify if your credit card company of choice prioritizes the customer.

Balance Loading
If you're looking for a zero interest credit card you'll typically find a card that requires you load a balance first before use. When choosing a company, find one that allows you to easily make payment (or load) via efficient methods. You might look for loading stations near your home or work or other alternatives to quickly apply a balance to your card. Is there a maximum or minimum amount that must be loaded each time? Make sure you know any rules associated with balances.

Compare Fees
Compare the fees at each credit card company you're considering. Many charge a monthly service fee, a loading fee, application fee and more. You'll want to look at all aspects of their fee structure before obtaining any card to avoid surprise and unnecessary expenses.

Don't Over Apply
In the process of looking for the best credit card, don't over apply. When you do so you're credit is impacted. If two or three credit companies have rejected your credit card application donít continue with more requests. Wait for your credit score to improve with the use of a prepaid or zero interest credit card first. These credit cards generally do not run a credit check and will tell you specifically if they do.

Comparing and contrasting several zero interest credit cards at once can be organized and effective if you utilize the internet to assist. Research online by using independent reviews. Make sure they have a decent customer team by calling and asking any question you might have. Also, confirm the loading process is simple and convenient to where you live or work.

Best Credit Cards without a Social Security Number

low introductory interest rate, or low on-going fees. Most of these cards also have reasonable rewards programs and additional card perks. Low Interest Credit Cards 0% Intro Rate Credit Cards Balance ...

Published:  Wed, 16 Jan 2019 13:51:00 GMT

Banks, credit unions offer 0 percent interest loans during the government shutdown

If you can prove you're an unpaid federal employee, you can get an interest-free loan the same day you apply. Provident Bank in New Jersey recently announced it will cancel mortgage and credit card la...

Published:  Fri, 18 Jan 2019 07:40:00 GMT

Is Credit Card Interest Tax Deductible for My Business

It's also a way to ensure your business has access to lower interest rates on your business loans and credit cards. And no matter how big or small your business is, if you use a business credit ...

Published:  Tue, 15 Jan 2019 18:33:00 GMT

How to score cash, perks in the new credit card rewards loyalty game

A sweet sign-on bonus offering cash-back, free travel or rewards points is one of the most compelling methods credit ... average interest rate for national issuers in 17.66 percent, according to Bankr...

Published:  Wed, 16 Jan 2019 21:45:00 GMT

How the interest rate increase affects you

... take advantage of a balance transfer credit card that allows you to pay down debt during a 0% APR introductory period. Visa Credit Expert Sean McQuay advises, "If consumers want to lower their int...

Published:  Wed, 16 Jan 2019 07:14:00 GMT

3 good reasons your side gig should have a separate credit card

Getting started may require out-of-pocket investments. Applying for a separate credit card can snag you a sign-up bonus or a 0% introductory interest rate that helps defray or finance those costs, and ...

Published:  Fri, 18 Jan 2019 02:04:00 GMT

How to Prevent Your Credit Card Issuer From Canceling Your Card

"According to the Equal Credit Opportunity Act, creditors can close an account for delinquency, inactivity or default with no notice whatsoever ... Beyond that, credit card issuers can also change you...

Published:  Mon, 14 Jan 2019 06:38:00 GMT

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