is a world-leading consumer product review site. We provide detailed reviews and ratings for thousands of products and services.


Go To Reviews >

How to Compare Credit Card Companies

If you are searching for a zero interest credit card it may be hard to determine which one is the right one for you. Some simple steps to compare and contrast several companies will have you headed in the right direction to finding a quality card.

Research Online
Start your search online for a quality credit card company. Gather the names of several companies to compare and contrast. Independent product review companies do a great job of listing several credit card companies and do much of the comparison work for you. They allow you to quickly identify which reputable companies to go with and which ones to avoid.

Customer Service
Customer Service is important especially when you're dealing with money. You'll want a credit card company that puts the customer first. Companies that fail to answer the phone timely, are unprofessional or lacking the will and desire to work through a problem aren't worth your time. Make sure you identify if your credit card company of choice prioritizes the customer.

Balance Loading
If you're looking for a zero interest credit card you'll typically find a card that requires you load a balance first before use. When choosing a company, find one that allows you to easily make payment (or load) via efficient methods. You might look for loading stations near your home or work or other alternatives to quickly apply a balance to your card. Is there a maximum or minimum amount that must be loaded each time? Make sure you know any rules associated with balances.

Compare Fees
Compare the fees at each credit card company you're considering. Many charge a monthly service fee, a loading fee, application fee and more. You'll want to look at all aspects of their fee structure before obtaining any card to avoid surprise and unnecessary expenses.

Don't Over Apply
In the process of looking for the best credit card, don't over apply. When you do so you're credit is impacted. If two or three credit companies have rejected your credit card application don't continue with more requests. Wait for your credit score to improve with the use of a prepaid or zero interest credit card first. These credit cards generally do not run a credit check and will tell you specifically if they do.

Comparing and contrasting several zero interest credit cards at once can be organized and effective if you utilize the internet to assist. Research online by using independent reviews. Make sure they have a decent customer team by calling and asking any question you might have. Also, confirm the loading process is simple and convenient to where you live or work.

Go To Reviews >

Top Consumer Reviews Articles provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

Zero Interest Rate Credit Cards In The News

Best Buys: 0% introductory purchase rate credit cards

A purchase credit card is often the cheapest way to borrow - but make sure you pay back what you've borrowed before the interest ... of the best 0% Introductory Purchase Rate Credit Cards ...

Published:  Tue, 19 Mar 2019 08:47:00 GMT

It's in your best interest to figure out credit card rates

Of those who said they did know the interest rate they pay, their answers did not ... Another is to change credit card provider. A number of Irish providers offer 0% or vastly reduced interest on ...

Published:  Tue, 19 Mar 2019 04:28:00 GMT

Begley's Bargains: Understanding your credit cards and interest rates

According to, the average interest rate on a credit card is 17.55 percent. If you feel like paying with your credit card is your only option, experts say your best bet is to open a new ...

Published:  Fri, 15 Mar 2019 11:53:00 GMT

Use credit card rewards to help your love life - here's how to do it

Interest rates on the card can soar to nearly 25% ... but if your love life can't wait, a 0% credit card offer is the next best option. Don't put the ring on a high interest credit card ...

Published:  Tue, 19 Mar 2019 02:00:00 GMT

3 ways to cut your credit card interest payments

Personal loan debt is usually subject to a lower interest rate than credit card debt. Consumers who have existing debt that they are likely to increase in future may want to consider a card that ...

Published:  Sat, 09 Mar 2019 23:34:38 GMT

Millennials Not Smart When It Comes To Credit Cards

Millennials may not qualify for credit cards or loans or may pay higher-than-expected interest rates without understanding the reason ... They are likely to improve their credit habits as time goes on ...

Published:  Tue, 19 Mar 2019 19:15:00 GMT

- View Full Site -