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How to Compare Credit Card Companies

If you are searching for a zero interest credit card it may be hard to determine which one is the right one for you. Some simple steps to compare and contrast several companies will have you headed in the right direction to finding a quality card.

Research Online
Start your search online for a quality credit card company. Gather the names of several companies to compare and contrast. Independent product review companies do a great job of listing several credit card companies and do much of the comparison work for you. They allow you to quickly identify which reputable companies to go with and which ones to avoid.

Customer Service
Customer Service is important especially when you're dealing with money. You'll want a credit card company that puts the customer first. Companies that fail to answer the phone timely, are unprofessional or lacking the will and desire to work through a problem aren't worth your time. Make sure you identify if your credit card company of choice prioritizes the customer.

Balance Loading
If you're looking for a zero interest credit card you'll typically find a card that requires you load a balance first before use. When choosing a company, find one that allows you to easily make payment (or load) via efficient methods. You might look for loading stations near your home or work or other alternatives to quickly apply a balance to your card. Is there a maximum or minimum amount that must be loaded each time? Make sure you know any rules associated with balances.

Compare Fees
Compare the fees at each credit card company you're considering. Many charge a monthly service fee, a loading fee, application fee and more. You'll want to look at all aspects of their fee structure before obtaining any card to avoid surprise and unnecessary expenses.

Don't Over Apply
In the process of looking for the best credit card, don't over apply. When you do so you're credit is impacted. If two or three credit companies have rejected your credit card application don't continue with more requests. Wait for your credit score to improve with the use of a prepaid or zero interest credit card first. These credit cards generally do not run a credit check and will tell you specifically if they do.

Comparing and contrasting several zero interest credit cards at once can be organized and effective if you utilize the internet to assist. Research online by using independent reviews. Make sure they have a decent customer team by calling and asking any question you might have. Also, confirm the loading process is simple and convenient to where you live or work.

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Zero Interest Rate Credit Cards In The News

Best Credit Cards for Amazon Shopping

low introductory interest rate, or low on-going fees. Most of these cards also have reasonable rewards programs and additional card perks. Low Interest Credit Cards 0% Intro Rate Credit Cards Balance ...

Published:  Mon, 17 Dec 2018 12:55:00 GMT

Wealthier Americans are most likely to get a balance-transfer credit card - but many are using them all wrong

Balance-transfer cards can help wealthy shopaholics avoid high credit card interest rates. But those who have ... 1.40% had the longest offer available: 0% annual percentage rate for balance transfers ...

Published:  Mon, 17 Dec 2018 11:47:00 GMT

Think Twice Before Signing Up for Store Credit Cards

But if those circumstances don't apply to you and you have a store credit card with a high interest rate, pay down any balance quickly or shift the debt to a balance transfer card with a 0 percent rat...

Published:  Mon, 17 Dec 2018 15:15:00 GMT

Understanding Credit Card Interest

That's no surprise since the Federal Reserve reported in May 2018 that the average interest rate on a credit card was an astronomical 14.1%, and some can run as high as 30%. So if you find it hard to ...

Published:  Fri, 14 Dec 2018 19:42:00 GMT

Credit Card Debt Repayment - Guide to Your Options for Reducing Interest Rates

There is no denying the fact that credit cards are probably one ... A very easy and often less talked about method to lower credit card interest rates involves picking up the phone and talking to the ...

Published:  Fri, 14 Dec 2018 07:10:00 GMT

These banks are offering savers the best interest rate deals

Internet-only banks are engaged in a pricing war that shows no sign of slowing down ... traded company that offers private label credit cards for brands like Amazon. How does the latest interest rate ...

Published:  Mon, 17 Dec 2018 08:02:00 GMT

Hiring A Firm To Help With Credit Card Debt

Boca Raton, Florida, Dec. 18, 2018 (GLOBE NEWSWIRE) -- For many, credit card debt is something that ... you will end up with large interest rates.

Published:  Mon, 17 Dec 2018 21:00:00 GMT

Survey: Consumers less confident about paying off credit card bills

Consumers appear less confident that they can pay their credit ... interest rates, an unpredictable political landscape, and a volatile stock market." A Commerce Department report shows consumers incr...

Published:  Mon, 17 Dec 2018 07:01:00 GMT

This Credit Card Comes With No Fee and a 7% Interest Rate. Here's Why It's the Best of 2018

With the Federal Reserve steadily raising short-term interest rates, credit card rates have been going up too. The good news: There are still some attractive options out there for people with good cre...

Published:  Mon, 24 Sep 2018 03:13:00 GMT

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