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Zero Intro APR Credit Cards Better Business Bureau Reliability Seal

Zero introductory APR credit cards are a smart option for appliances, furniture, home improvement projects, or any large purchase. They can help you save a lot of money by charging no interest for 6 months or more on your purchases.

Many well-informed shoppers take advantage of zero introductory APR credit cards to help them afford those large purchases now. If you pay off the balance of the credit card before the introductory period ends, you'll pay no interest on your purchase whatsoever. However, if you don't pay off the balance before the grace period ends, you'll be charged interest starting from the original purchase date.

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2018

Zero Introductory APR Credit Card Reviews

5 stars

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When looking for the right zero introductory APR credit card, there are a number of factors you should consider. Some of these include:

  • Introductory period. How many months do you have on you zero introductory APR credit card before interest is charged?
  • Interest rates. What will be the APR after the grace period ends on your zero introductory APR credit card? If you fail to make your payments on time, are you waved from the zero interest period?
  • Annual fees and penalties. If you don't pay off the credit card balance before the grace period ends, will interest charges for that purchase hit your account? Is there an annual fee charged for your zero introductory APR credit card?

TopConsumerReviews.com has reviewed and ranked the best zero introductory APR credit cards available today. We hope these reviews help you find the best credit card to save you money on your next purchase!

Best balance transfer credit cards: 0% APR, 24 months

Rather than pay a balance transfer fee and receive a promotional 0% APR, these credit cards offer a low interest rate for much longer. The longest offer can give you a low rate that only goes up if the prime rate goes up. If you can't get that offer ...

Published:  Sun, 18 Feb 2018 03:22:00 GMT



How Do I Apply for a Credit Card

This is especially true of travel-related credit cards. Low interest rates. If there's a chance that you ... find out what the rate will likely be once that teaser rate expires. No penalty APR. A penalty APR is when card companies hike your interest ...

Published:  Wed, 14 Feb 2018 08:16:00 GMT



3 ways to cut credit card costs as rates rise

Now, even Goldman Sachs (GS), via its new consumer brand Marcus, is offering low-cost personal loans online ... like LendingTree or CreditKarma. Compare the APR you're offered with the APR on your credit card before making your final decision.

Published:  Mon, 12 Feb 2018 02:26:00 GMT



Experts offer 30,000-foot view of consumer credit in 2018

He noted that continued low unemployment and low inflation ... "A lot of private label credit cards have very aggressive terms - say 0% APR over the first 12 months - and providing less favorable terms over time," Lofgren said.

Published:  Mon, 19 Feb 2018 07:40:00 GMT



7 Warning Signs You're In Debt Denial

A low-interest loan to pay off high-interest debt can be a smart way to minimize interest payments, so long as it is paid back quickly. A classic example is using a balance transfer credit card with a promotional 0% APR, or consolidating debt through a ...

Published:  Fri, 16 Feb 2018 02:35:00 GMT



The worst credit card habits you need to break now

In the right circumstances, using a balance transfer credit card with a 0% APR promotional period can be a great way ... So, if you have one card with a low utilization and another with a high utilization, your aggregate utilization could still be high ...

Published:  Wed, 07 Feb 2018 00:58:00 GMT



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