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The Credit Card Act of 2009

The Credit Card Act of 2009 was put in place to address issues consumers were having with excessive interest charges, among other things, and to help the consumer get off the credit card highway. With fees and interest charges, the credit card companies were earning billions of dollars a year while the average consumer was not able to reduce the principal balance on their credit cards.

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Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.


Credit Cards In The News

What to do when you're mad at your credit card company

Dear Liz: This past summer I was traveling in a foreign country and the email alert that a credit card payment was due did not reach me. Upon returning to the U.S. and attempting to use the card, I wa...

Published:  Sun, 16 Dec 2018 11:00:00 GMT



Don't need high-end benefits Zero-fee credit cards may work for you

Everyone likes a good deal, especially in financial products. A low fee is good, and zero fees even better. So, a zero-fee credit card sounds much better than ones that attract an annual fee. But, do ...

Published:  Mon, 17 Dec 2018 11:19:00 GMT



Best Cashback Credit Card for Shopping

Are you looking for a cashback credit card that you would like to use for shopping There are numerous cashback credit cards on offer in Singapore. However, only a few are worth considering. With cash...

Published:  Sun, 16 Dec 2018 18:52:00 GMT



The Definitive Guide to Securing a Higher Credit Limit

Here's how to get a higher credit limit on the cards you carry, and which cards you should apply for. Image source: Getty Images. Having a credit card with a high credit limit offers more than just sp...

Published:  Mon, 17 Dec 2018 09:07:00 GMT



Get a credit card without a job

Life can be difficult without the convenience of a credit card but if you are just starting out on your own and have no job yet, or you're down on your luck and currently unemployed, will you be able ...

Published:  Mon, 17 Dec 2018 06:38:00 GMT




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