Credit Card Reviews
Credit Card Reviews
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There's no doubt that credit cards have become an important part of today's society. And for good reason! Credit cards make buying easier - you don't have to carry around loads of cash or write a check every time you buy something. Credit cards protect you, the consumer - many credit cards offer purchase protection and travel protection that just isn't available with other forms of payment. And credit cards help to build up a reliable credit history, making it easier for you to purchase a car or a home.
When shopping for a credit card, there are dozens of cards to choose from. It can be somewhat intimidating to decide which credit card you should choose. Just remember that different credit cards are designed to appeal to different consumer needs. Find out what's most important to you in a credit card, and your decision becomes much easier.
To help you with your credit card decision, we've arranged several dozen credit cards into the categories below. Within each category, we've ranked the credit cards from best to worst. For example, if you suffer from bad credit or no credit, look at the Bad Credit Credit Cards. If you want a card that charges low interest rates, then look at the Low Interest Rate Credit Cards. Or if you're a student and just starting out establishing credit, look at the Student Credit Cards.
Once you decide on the credit card that you want, applying for it is easy. You can simply fill out online the secure form on the credit card application page. This normally takes less than 10 minutes, and typically you'll find out within 24 hours whether you've been approved for your credit card. Then your card should arrive within 5-7 days through the mail, and you'll be all set to start using your new credit card.
TopConsumerReviews.com has reviewed and ranked the best credit cards available today. We hope these reviews help you find the right credit card that meets your needs!
How to Avoid High Interest Rate Credit Card Charges
Despite recent laws designed to protect the credit card consumer from unfair interest rate changes on credit cards, rate increases are still a normal practice and how lenders make much of their money. There are several steps you can take to avoid paying too much interest and that can mean the difference hundreds to thousands of dollars in savings. It's highly likely that you'll have to incur some type of rate increase with your credit card but, you may be able to mitigate the impact with several of the tips below.
As a credit card customer you need to be proactive with managing how much interest you're being charged. This will mean significant savings to you over the course of one to several years from now. Paying off charges quickly, making timely payments and working with your lender are some of the key methods to keeping interest rates down.
Credit Cards In The News
On Wednesday, the Federal Reserve voted to hike interest rates to 1.75%, the highest level since 2008. This means credit card debt will become more expensive for everyday Americans. In this post, I will explain: What interest rate is the Fed increasing and ...
Published: Thu, 22 Mar 2018 10:16:00 GMT
Many people use credit cards to get rewards and points. Some cards offer cash back on everyday purchases, while others offer great travels perks, like free checked bags and access to airport lounges. Still, the reality is that every credit card comes with ...
Published: Thu, 22 Mar 2018 13:45:00 GMT
Have a home equity line of credit, adjustable-rate mortgage, or credit card Then you'll face higher borrowing costs if the Federal Reserve bumps up its key short-term interest rate Wednesday as expected. All are revolving loans with variable rates that ...
Published: Wed, 21 Mar 2018 04:00:00 GMT
Advertisements on television, online, circulars and banners tout discounts and deals. Sometimes, to access them, you're offered to open a retail store credit card. While discounts and freebies are enticing, they aren't always worth the high interest ...
Published: Thu, 22 Mar 2018 13:40:28 GMT
A mere quarter percentage point rate increase by the Federal Reserve might seem small and gradual, but for millions of consumers with credit-card debt it will be stinging. In a report this week, WalletHub analyzed data and found that U.S. consumers have ...
Published: Wed, 21 Mar 2018 13:35:00 GMT
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