Credit Card Reviews
Credit Card Reviews
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There's no doubt that credit cards have become an important part of today's society. And for good reason! Credit cards make buying easier - you don't have to carry around loads of cash or write a check every time you buy something. Credit cards protect you, the consumer - many credit cards offer purchase protection and travel protection that just isn't available with other forms of payment. And credit cards help to build up a reliable credit history, making it easier for you to purchase a car or a home.
When shopping for a credit card, there are dozens of cards to choose from. It can be somewhat intimidating to decide which credit card you should choose. Just remember that different credit cards are designed to appeal to different consumer needs. Find out what's most important to you in a credit card, and your decision becomes much easier.
To help you with your credit card decision, we've arranged several dozen credit cards into the categories below. Within each category, we've ranked the credit cards from best to worst. For example, if you suffer from bad credit or no credit, look at the Bad Credit Credit Cards. If you want a card that charges low interest rates, then look at the Low Interest Rate Credit Cards. Or if you're a student and just starting out establishing credit, look at the Student Credit Cards.
Once you decide on the credit card that you want, applying for it is easy. You can simply fill out online the secure form on the credit card application page. This normally takes less than 10 minutes, and typically you'll find out within 24 hours whether you've been approved for your credit card. Then your card should arrive within 5-7 days through the mail, and you'll be all set to start using your new credit card.
TopConsumerReviews.com has reviewed and ranked the best credit cards available today. We hope these reviews help you find the right credit card that meets your needs!
How to Avoid High Interest Rate Credit Card Charges
Despite recent laws designed to protect the credit card consumer from unfair interest rate changes on credit cards, rate increases are still a normal practice and how lenders make much of their money. There are several steps you can take to avoid paying too much interest and that can mean the difference hundreds to thousands of dollars in savings. It's highly likely that you'll have to incur some type of rate increase with your credit card but, you may be able to mitigate the impact with several of the tips below.
As a credit card customer you need to be proactive with managing how much interest you're being charged. This will mean significant savings to you over the course of one to several years from now. Paying off charges quickly, making timely payments and working with your lender are some of the key methods to keeping interest rates down.
Credit Cards In The News
The number of consumers who use debit cards for purchases has declined steadily since 2011, the year following enactment of the Durbin Amendment, and now stands at 54%, according to a newly released r...
Published: Fri, 15 Feb 2019 12:14:00 GMT
Credit card companies Visa, Mastercard, and Discover, will raise their processing fees in April, according to the Wall Street Journal. That's likely to mean prices of everything will sneak up a ...
Published: Fri, 15 Feb 2019 13:33:00 GMT
Visa and Mastercard are preparing to increase fees they charge merchants. Consumers could feel the effects. Credit-card companies are hiking a range of fees that U.S. merchants will pay to process tra...
Published: Fri, 15 Feb 2019 08:09:00 GMT
TOMS RIVER, NJ - Toms River police are seeking the public's help in identifying a man in connection with a credit card theft that happened Feb. 8. The man, seen in video below, appears to be in ...
Published: Fri, 15 Feb 2019 09:41:00 GMT
Two of the largest card companies in the U.S. - Visa and Mastercard - are set to hike fees later this year. Continue Reading Below The pair of companies will increase existing fees on their credit and ...
Published: Fri, 15 Feb 2019 08:27:00 GMT
A secured credit card can help you rebuild or establish your credit score, and there are some good ones to choose from. Image source: Getty Images. If you can't qualify for a traditional credit card d...
Published: Fri, 15 Feb 2019 09:34:00 GMT
3 in 10 Americans have more credit card debt than emergency savings, a new survey says Less than half of households - 44 percent - have more emergency savings than credit card debt, the survey said. C...
Published: Fri, 15 Feb 2019 06:33:00 GMT
Don't miss another episode of Truth In Data! Click on the red bell in the lower left corner of your screen to receive notifications as soon as the episode publishes. Data for this episode of Truth In ...
Published: Fri, 15 Feb 2019 12:40:00 GMT
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