Best Reviews TopConsumerReviews.com Best Credit Monitoring Best Reviews
Best Reviews
      April 9, 2020

Home  >  Credit Monitoring  >  Credit Karma Review

Best Credit

Monitoring Services

  1. My FICO
  2. Credit Sesame
  3. LifeLock
  4. Equifax
  5. Experian
  6. Credit Reporting
  7. Free Score 360
  8. Free Credit Score

Your Information Is Secure
101 Tips to Raise Your Credit Score Newsletter

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Latest Reviews

Andropause

Auto Parts

Auto Warranties

Bad Credit Loans

Credit Monitoring

Home Gyms

Online Backup

Popcorn Clubs

Rowing Machines

Vehicle Inspections

 

Individual Reviews

Credit Karma

My FICO

Credit Sesame

LifeLock

Equifax

Experian

Credit Reporting

Free Score 360

Free Credit Score

 

Related Articles

How Often Should You Check Your Credit Report?

Why Is A Good Credit Score Helpful?

What Kind Of Information Will Your Credit Report Contain?

What Can You Do If Your Credit Report Is Wrong?

How You Can Raise Your Credit Score If Itís Low

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Credit Karma Review

Best Credit Monitoring

To help you find the Best Credit Monitoring Companies, TopConsumerReviews.com provides you with an in-depth Credit Karma Review.

To see ALL of our reviews for the Best Credit Monitoring Companies, please Click Here

Where is the best place to monitor your credit? In order to purchase a home, buy a car, or obtain almost any kind of loan, you need good credit and history. Falling behind on credit card payments, making too many expensive purchases, opening multiple credit card accounts, filing for bankruptcy, not paying monthly bills, and other factors may cause your credit score to drop significantly. On the flip side, staying on top of credit card payments, paying bills right away, and paying off loans are a few of the ways you can build a fantastic credit score.

Staying aware of your current credit score and proactively working to keep it up will help you, in almost all, financial aspects of your life. During the interview process, companies looking to hire may even request access to a modified credit report to check for signs of financial distress. This helps companies know if candidates may be at risk for committing theft or fraud. With new online services, you can easily access your credit score and stay on the road to financial success.

Continue reading below reviews

Best Reviews

2020

Credit Monitoring Reviews

5 stars
Credit Karma

CREDIT KARMA

Visit Site

Cost:

Free

TopConsumerReviews.com Best-In-Class Blue Ribbon Award Hopefully we are not the only ones who think the nitty-gritty details that make up a credit score can be confusing. Luckily, Credit Karma has a video displayed right when you land on the home page titled "How Reporting Works". From the get-go, Credit Karma makes it clear that they are an advocate for consumers who want to have healthy credit. They provide plenty of resources on their website to help make this happen for people including a credit score simulator, debt repayment calculator, loan calculator, help articles, community forums, and more.

Did we mention Credit Karma is free? Yep. 100% free. This is because when they give you access to your credit scores through credit bureaus like Equifax and TransUnion, Credit Karma will make recommendations about products that will save you money by analyzing your data. If you choose to get a product based on Credit Karma's recommendations, the lender will pay them. Essentially, they are using your personal information to advertise to you. (If this is worrisome, might we suggest you ditch all forms of internet use, since this is pretty much how marketing works these days).

Most importantly, Credit Karma provides free credit monitoring as often as you'd like. You will need to create an account and provide your personal information, including your social security number. They will then perform a "soft pull" or inquiry without affecting your overall credit score. In addition to viewing your score, you receive alerts and updates if something seems out of the ordinary. This is a great way to spot identity theft. Credit Karma will show you a graph of your credit over time and let you see how your score compares to others by age, state, and income.

Credit Karma matches you up with products and services you might need when buying a house, car, or credit card. On the website, you can read honest product reviews about the suggested companies and products from other customers. We like that some really rip on the particular credit card, insurance company, loan company, or whatever it may be, while other reviews sing their praises. These are obviously unfiltered and really let you as the customer make the best decisions for yourself.

The Better Business Bureau gives Credit Karma an A rating. Because their services are free, you really can't go wrong here. They are not selling your information, but rather using it to target you with the best credit cards or loan services available to you. Transparency is central to the workings of Credit Karma. They want you to have access to your own data and make educated decisions about your financial future. We are impressed by this business model and have therefore given them our highest rating among credit monitoring services.

Visit Site

Continued from above

Aside from working to qualify for a loan or your next big career move, a big issue in the world today is identity theft. It is estimated that nine million Americans are victims of identity theft each year. Sometimes this can be caught by watching to see if your credit score takes a major hit. If this is the case, you can dispute the credit report and work to fix the problem. Working with a credit monitoring company that has good customer service to help you through potential issues is important.

Before choosing a credit monitoring service, we suggest you keep the following criteria in mind:

  • Cost. Will you be charged a monthly fee? How do rates compare to their competitors? Find a company that works to keep things budget-friendly.
  • Customer Service. It is important to have easy access to a knowledgeable customer service team that can clearly answer your questions. It can be frustrating to be left confused or jump through hoops to speak to an agent.
  • Resources. Is the website easy to navigate with plenty of straightforward options to manage your credit report? The company should be your advocate for helping you improve your credit score and find the lowest rates on purchases.

To help you identify the best credit monitoring service, TopConsumerReviews.com has reviewed and ranked a variety of options. We hope this information helps you find a credit monitoring company that will provide a good experience for you!

Anyone Worried About Their Credit Score Right Now Can Check It for Free

All you have to do is sign up for the service, and you'll get a free FICO credit score - along with access to free credit monitoring. "We believe complete financial transparency is a consumer right, ...

Published:  Mon, 06 Apr 2020 18:54:00 GMT



How to watch your credit score for free during the current crisis

All you have to do is sign up for the service, and you'll get a free FICO credit score - along with access to free credit monitoring. Load Error "We believe complete financial transparency is a ...

Published:  Mon, 06 Apr 2020 16:06:32 GMT



US is monitoring China's new coronavirus cases to try and stop a second deadly wave this winter

THE UNITED States is reportedly monitoring China's new coronavirus cases to try and stop a second deadly wave this winter. The Trump administration is keeping an eye on China's numbers and pulling ...

Published:  Tue, 07 Apr 2020 14:48:00 GMT



'Jamf Parent' watchOS app targeted at monitoring remote learners

The new Jamf Parent app ties in with existing Jamf suites and gives parents real-time management over school-issued devices that may be at home now. Image Credit: Apple As school closures continue ...

Published:  Wed, 01 Apr 2020 10:39:00 GMT



Applied for a small business disaster loan? Monitor your credit ASAP

Business owners around the U.S. may have just had their identities compromised by the SBA site designed to help them. If you had trouble accessing the SBA.gov site the past few days to apply for ...

Published:  Tue, 31 Mar 2020 02:30:00 GMT



Regulators urge banks and credit unions to consider offering small-dollar loans - consumer advocates call it a "terrible idea'

Regulators are pushing for banks, credit unions and savings associations to provide consumers and small businesses with small-dollar loans to help offset ...

Published:  Thu, 26 Mar 2020 13:38:00 GMT



Share Us!   

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure