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      August 17, 2018

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Repair Companies

  1. Ovation Credit Services
  2. Credit Firm
  3. Credit Saint
  4. MSI Credit Solutions
  5. The Credit Pros
  6. Lexington Law
  7. The Credit People
  8. Credit Repair
  9. Credit Assist Network
  10. Pyramid Credit Repair
  11. E Credit Attorney
  12. Credit Repair Consult
  13. Veracity Credit

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Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

What is Credit History and Why is it Important?

From that first bank account to the latest credit card, an individualís credit history is the complete synopsis of how that consumer has managed their finances over their lifetime. For better or worse, itís all included in one handy document, which can be accessed by financial brokers, credit card companies and even potential employers.

A credit score Ė a three-digit number that is assigned through a mathematical algorithm which pulls data from a personís credit report Ė is partially determined by a consumerís credit history. A credit score, in conjunction with a personís credit report, is used to determine credit worthiness. It consists of 15 percent of a consumerís credit score.

Knowing how a credit history can affect everyday living is the best tool a consumer can possess. Landlords, insurance providers and even cell phone companies use a personís credit history to determine if they want to risk doing business with that person. Having a bad credit report Ė which is the result of not paying bills on time or forfeiting loans and other debt Ė will have lifelong repercussions for the potential borrower.

Itís best to build a solid credit report from day one. The ways to create a positive report include:

  • Pay on time. While this may seem like common sense advice, failure to make payments on time or to make them at all is the number one reason consumers have poor credit reports. In order to pay bills in a timely fashion, set a budget and establish a bill-paying routine so as not to miss any payments. Some online bill payment systems allow users to set automatic payments/deductions for bills that occur on a monthly basis. Using these features may be the best way to make sure bills are paid on time and not forgotten.
  • Pay the balance. Itís best to pay the entire amount due each month. However, if that is not possible, at least be sure to pay the indicated ďminimum amount dueĒ listed on the bill. Paying even a small amount on bills is better than skipping a payment altogether.
  • Donít overextend available funding. While it may be easier said than done, creating and sticking to a monthly budget is the best way to prevent overspending, which can result in the failure to pay bills on time.
  • Think before buying. Impulse spending is among the quickest ways to overextend available credit. Overextending credit almost always leads to failure to pay bills in full on time, which in turn results in a poor credit report. Establishing a monthly spending plan is the best way to know if there is wiggle room for additional spending on items that are non-essential.

If youíre among the estimated 220 million Americans who have bad credit, all is not lost. There are steps to take to help repair credit damage and improve your credit rating. The best way to repair poor credit is to consult with a consumer credit consolidation service, which can help consumers consolidate monthly loans and other debt into more reasonable payments.

Quality Credit Repair Offers Relief from Back-to-School Debt

Philadelphia, PA -- (SBWIRE) -- 08/15/2018 -- Parents who are feeling the sting of back-to-school shopping and are in need of debt counseling in Philadelphia are encouraged to call Quality Credit Repa...

Published:  Wed, 15 Aug 2018 10:26:00 GMT



Who gets credit for Herbert Hoover Dike repair money

The money to speed up repairs to the Herbert Hoover Dike have certainly become a political issue as nearly every elected official has tried to take some credit for it. That has many people in Southwes...

Published:  Wed, 15 Aug 2018 15:24:00 GMT



A detailed understanding of debt consolidation law and credit repair

At some points of life, for many people debt sounds no less horrible than a nightmare. Almost everyone has to undergo a tough debt situation where they have to deal with a lot of financial planning. D...

Published:  Mon, 13 Aug 2018 12:43:00 GMT



The Myth Of Credit Repair

The ads from credit repair companies pop up everywhere-on telephone polls, in newspapers, on TV and radio, in your email and on the internet. You'll see similar claims over and over. But can credit re...

Published:  Thu, 09 Aug 2018 17:00:00 GMT



Avoiding credit repair scams

LAKE CHARLES, LA (KPLC) - Each year, hundreds of thousands of Americans find themselves in financial ruin and many often turn to third parties, like credit repair organizations, for help. But accordin...

Published:  Sun, 05 Aug 2018 17:00:00 GMT



Current Laws Concerning Credit Repair Companies in Illinois

Credit repair can be a saving grace for individuals in Illinois who have poor credit histories. While some items on your credit report can't be removed until they expire, other issues can be resolved ...

Published:  Sat, 07 Jul 2018 14:08:00 GMT



Credit Advisors Council Offers Credit Repair in Orlando

Orlando, FL - Financial independence, and freedom, unlike what most people think is not a day's job, involves a series of decisions, which should be taken seriously to avoid running into debt. However ...

Published:  Mon, 02 Jul 2018 03:35:00 GMT



Credit Advisors Council - Credit Repair Marlton Offers the Best Credit Counseling in Marlton

The brand campaign message of the multinational debt management company, Credit Advisors Council - Credit Repair Marlton, when they launched, started, and extended their award-winning credit repair so...

Published:  Tue, 03 Jul 2018 05:25:00 GMT



Citywide Campaign "CHA720" To Encourage Credit Literacy And Repair

The second annual "CHA720," a citywide campaign to increase consumer credit literacy and encourage the community to repair and raise their credit score to 720, will occur on July 20. The campaign enco...

Published:  Tue, 26 Jun 2018 07:08:00 GMT



Quality Credit Repair Encourages Philadelphians to Give Their Credit a Check-Up Before Summer

Philadelphia, PA -- (SBWIRE) -- 07/03/2018 -- Men and women who have not been monitoring their credit throughout the year are being encouraged to seek a credit check-up from Quality Credit Repair this ...

Published:  Tue, 03 Jul 2018 05:13:00 GMT



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