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      April 23, 2019

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Repair Companies

  1. Ovation Credit Services
  2. Credit Firm
  3. Credit Saint
  4. MSI Credit Solutions
  5. The Credit Pros
  6. Lexington Law
  7. The Credit People
  8. Credit Repair
  9. Credit Assist Network
  10. Pyramid Credit Repair
  11. E Credit Attorney
  12. Credit Repair Consult
  13. Veracity Credit

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Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

What is Credit History and Why is it Important?

From that first bank account to the latest credit card, an individualís credit history is the complete synopsis of how that consumer has managed their finances over their lifetime. For better or worse, itís all included in one handy document, which can be accessed by financial brokers, credit card companies and even potential employers.

A credit score Ė a three-digit number that is assigned through a mathematical algorithm which pulls data from a personís credit report Ė is partially determined by a consumerís credit history. A credit score, in conjunction with a personís credit report, is used to determine credit worthiness. It consists of 15 percent of a consumerís credit score.

Knowing how a credit history can affect everyday living is the best tool a consumer can possess. Landlords, insurance providers and even cell phone companies use a personís credit history to determine if they want to risk doing business with that person. Having a bad credit report Ė which is the result of not paying bills on time or forfeiting loans and other debt Ė will have lifelong repercussions for the potential borrower.

Itís best to build a solid credit report from day one. The ways to create a positive report include:

  • Pay on time. While this may seem like common sense advice, failure to make payments on time or to make them at all is the number one reason consumers have poor credit reports. In order to pay bills in a timely fashion, set a budget and establish a bill-paying routine so as not to miss any payments. Some online bill payment systems allow users to set automatic payments/deductions for bills that occur on a monthly basis. Using these features may be the best way to make sure bills are paid on time and not forgotten.
  • Pay the balance. Itís best to pay the entire amount due each month. However, if that is not possible, at least be sure to pay the indicated ďminimum amount dueĒ listed on the bill. Paying even a small amount on bills is better than skipping a payment altogether.
  • Donít overextend available funding. While it may be easier said than done, creating and sticking to a monthly budget is the best way to prevent overspending, which can result in the failure to pay bills on time.
  • Think before buying. Impulse spending is among the quickest ways to overextend available credit. Overextending credit almost always leads to failure to pay bills in full on time, which in turn results in a poor credit report. Establishing a monthly spending plan is the best way to know if there is wiggle room for additional spending on items that are non-essential.

If youíre among the estimated 220 million Americans who have bad credit, all is not lost. There are steps to take to help repair credit damage and improve your credit rating. The best way to repair poor credit is to consult with a consumer credit consolidation service, which can help consumers consolidate monthly loans and other debt into more reasonable payments.

CreditLogics Unveils New Cloud-Based Credit Repair CRM Platform for Businesses: Management of Client Credit Repair from Nearly Anywhere

CHICAGO, April 11, 2019 /PRNewswire/ -- CreditLogics (https://www.creditlogics.com/#About-us) recently launched its all-in-one credit repair platform intended for businesses working with client ...

Published:  Thu, 11 Apr 2019 11:50:00 GMT



Which Credit Repair Company Is the Fastest

Early last month 03/05/2019 we posted news of Bestcompany.com having us ranked in the Top 10 of the best credit repair companies. To be precise we were ranked #9 back then but since a whopping amount ...

Published:  Tue, 16 Apr 2019 09:39:00 GMT



Salma Hayek: Francois-Henri Pinault won't claim tax credit for Notre Dame repair

Actress Salma Hayek lavished praise on her husband's family for their generous donation to rebuild Paris' Notre Dame Cathedral -- and clarified that they won't be taking advantage of any tax credits. ...

Published:  Fri, 19 Apr 2019 08:52:18 GMT



How to repair your credit score after debt problems

A credit score is more than just a number tucked away in some credit agency's files. Poor credit can hinder car loans, mortgages and school options, ratchet up interest rates and push life goals out ...

Published:  Fri, 05 Apr 2019 17:58:00 GMT



Serial Startup Entrepreneur Peter J. Burns III Reshapes Credit Repair Industry by Expanding the Capacity of Bridge Loans

Burns has institutionalized the bridge funding process, unlocking more capital at typically better rates for consumers and businesses struggling with debt. If the entrepreneur is on the edge of ...

Published:  Tue, 26 Mar 2019 11:36:00 GMT



FTC Files Suits Against 'Credit-Repair' Firms

Stepping up government efforts to combat telemarketing fraud, the Federal Trade Commission on Thursday announced a nationwide campaign to put fraudulent "credit repair" firms out of business. The FTC, ...

Published:  Thu, 28 Mar 2019 17:09:00 GMT



Mortgage Credit Repair

You have more chance of your lender approving your mortgage or offering you low interest rates if you have a good credit score. Your credit score tells lenders how reliable you are as a borrower. The ...

Published:  Sat, 06 Apr 2019 17:00:00 GMT



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