TopConsumerReviews.com Best Credit Repair Companies
      January 23, 2020

Home  >  Credit Repair  >  Articles

Best Credit

Repair Companies

  1. Ovation Credit Services
  2. Credit Firm
  3. Credit Saint
  4. MSI Credit Solutions
  5. The Credit Pros
  6. Lexington Law
  7. The Credit People
  8. Credit Repair
  9. Credit Assist Network
  10. Pyramid Credit Repair
  11. E Credit Attorney
  12. Credit Repair Consult
  13. Veracity Credit

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
101 Tips to Raise Your Credit Score Newsletter

Latest Reviews

Allergy Relief

Cheesecake Clubs

Chocolate Clubs

Copyright Registration

Dog Treat Clubs

Painting Lessons

Popcorn Clubs

Wedding Planning Software

 

Related Articles

How Fast Can Your Credit Be Repaired?

How Repairing Your Credit Can Save You Money

Improving Your Credit Score

Quality Credit Repair Companies

The Basics of Credit Repair

What is a Credit Score and Why is it Important?

What is Credit History and Why is it Important?

Why Good Credit Is Important

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

Improving Your Credit Score

Improving your credit score is imperative to your financial future. Not only do home loan, car loans and credit card companies use your credit score to determine your worthiness but employers, insurance providers and apartment building owners so as well. If you have a low credit score - improving your credit is imperative.

There are a variety of ways to improve your credit score. Some of these include:

  • Order a credit report from all three credit reporting agencies, or preferably a combined report. You'll be surprised that not all three reports will match identically and you might even find bad information. Pulling your credit reports should be done at least quarterly to continuously keep an eye on your credit and any potential problems that might creep up.
  • Consider hiring a credit repair company to help resolve credit reporting issues. These are professionals who are experts at working with credit agencies to improve your credit score. They will manage all efforts to identify reporting issues, file effective disputes with agencies, and follow through to completion. They are also experienced with credit legalities and the Fair Credit Reporting Act which takes the stress and burden off of you. Before you decide to hire a credit repair company do your research.
  • Start paying your bills on time. Even if you're only a few days late creditors don't hesitate to report these events to credit agencies which can have a major impact on your score. If you're simply in a place where you can't make your payments on time and there's not enough incoming cash flow to cover your payments it's time to contact your creditors and ask for help.
  • Be careful when you close credit cards. Generally speaking an unused card is not a negative factor to your credit unless you have too much open credit. If you do decide to close a few cards make sure you choose those that have been open the shortest period of time so that you don't impact your credit history. Also make sure you request that they are closed with the indicator "closed at consumers request". Credit agencies don't take kindly to credit cards that are closed by a lender.
  • If you're just now getting back on your feet with creditors attempt to re-establish new credit cards slowly yet responsibly. Pay them off on time each month and watch your credit score rise.

If you're troubled with a low credit score it's important to take immediate action to avoid issues with employers, landlords, banks and more. A credit score will not magically improve overnight but will make slow steady progress with your positive efforts.

Credit Repair Scammers Settle With CFPB and are Banned From Industry

The operators of a bogus credit repair scheme are banned from the credit repair business and subject to a wide array of other requirements under settlement terms with the Federal Trade Commission. The ...

Published:  Mon, 20 Jan 2020 14:35:00 GMT



Credit repair: Fixing mistakes on your credit report

Filing an Identity Theft Report to block debts that you owe is against the law. If you're considering paying a credit repair organization to help fix your credit, keep in mind that anything they can ...

Published:  Sun, 19 Jan 2020 14:40:00 GMT



Bogus Credit Repair Scheme Banned

WASHINGTON (dpa-AFX) - The Federal Trade Commission has banned operators of a bogus credit repair scheme from the credit repair business. The firms, which defrauded consumers millions of dollars, are ...

Published:  Mon, 20 Jan 2020 04:15:00 GMT



How to Get Items Removed From Your Credit Report

Your credit report is a signal of financial stability. But it's fairly common even for the most diligent with their money to get slightly off track - and that's where strategies to rebuild your credit ...

Published:  Thu, 09 Jan 2020 16:12:00 GMT



Why It's Still So Hard to Fix Credit Report Errors

The process has been complicated by the rise of data breaches and identity theft, as well as a flood of disputes filed by credit repair companies, which charge hefty fees to consumers with the promise ...

Published:  Wed, 08 Jan 2020 16:04:00 GMT



New credit record system focuses on basics

A person should not be labeled a "credit violator" only because of a temporary credit stain, and should be given time for "information repair". Credit information is becoming more and more important, ...

Published:  Tue, 21 Jan 2020 17:17:00 GMT



Credit360 Now Offering a Complimentary eBook on Credit Repair

MIAMI, Jan. 8, 2020 /PRNewswire-PRWeb/ -- Representatives with Credit360 announced today that it is now offering a free eBook on credit repair. "Anyone looking for a solid resource on credit repair ...

Published:  Wed, 08 Jan 2020 06:40:00 GMT



Share Us!   

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure