March 23, 2018

Home  >  Credit Repair  >  Articles

Your Information Is Secure
101 Tips to Raise Your Credit Score Newsletter

Latest Reviews

Air Purifiers

Baby Cribs

BBQ Sauce Clubs

Candy Clubs

Dog Beds

Graduation Invitations

Hair Care Products


Mystery Shopping

Web Hosting


Related Articles

How Fast Can Your Credit Be Repaired?

How Repairing Your Credit Can Save You Money

Improving Your Credit Score

Quality Credit Repair Companies

The Basics of Credit Repair

What is a Credit Score and Why is it Important?

What is Credit History and Why is it Important?

Why Good Credit Is Important


Top Consumer Reviews Articles provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

Quality Credit Repair Companies

A credit repair company can be wonderful at helping to improve your credit score and get you back on your financial feet. But, they can also make things worse. If you hire an honest and professional company you know that appropriate methods are being used to dispute any inaccuracies on your credit repair and often the result is positive. Avoiding credit repair scams is also important as they can result in wasted money and even legal problems, if you’re not careful.

Characteristics of a Quality Credit Repair Company
A credit repair company with a long history of positive results, happy customers, and professional behavior should be your first choice.

  • Visit the Better Business Bureau website. The BBB can be an excellent research tool when you’re looking for a credit repair company. Locate the company you're considering on the Better Business Bureau website to determine how long they've been in business and what if any negative reports have been made.
  • The company provides a well functioning website. Most of us are not credit repair gurus and as such a website that provides easy to follow, user friendly instructions is going to save time, energy and frustration. Find a company that provides a well designed website that educates you and also allows you to monitor the status of their progress online. This will also help eliminate confusion and feel that your needs are being taken care of.
  • You can read or hear about credit improvement advice. Once you're on your way to improving your credit score, eliminating bad reporting, and awaiting dispute responses a credit repair company that can provide you no-nonsense advice on how to improve your credit score through additional steps such as debt reduction, account closings (or openings), and other strategic actions will ultimately provide you the best results.

Be on the Look Out
Some credit repair companies attempt to deceive consumers. Here's what to look-out for:

  • Keep an eye out for any company that promises to erase all bad debts. It's illegal to remove accurate negative credit reporting.
  • Asking for your money upfront is illegal within the laws of the Fair Credit Reporting Act. If a company asks for you to pay a large sum prior to starting, ask more questions.
  • If you're asked to apply for a new identification number or EIN you have an issue on your hands. It's considered fraud if you try to hide behind a new ID and you can go to jail.
  • Credit repair companies are required to inform you of your rights to dispute inaccuracies on your own and for free. Any company that fails to provide you this information is probably not on the up and up.
  • If a credit repair company asks you to not communicate with credit agencies or lenders during their repair efforts you should question this request. This can be a sign that good business practices are not being utilized.

Federal Trade Commission warns of credit repair scams

HOUSTON - Scammers aren't just out for your information- they could turn you into a crook. The federal trade commission says criminals are taking advantage of people looking to repair their credit. Watch the video for more insight!

Published:  Wed, 21 Mar 2018 19:20:00 GMT

Quality Credit Repair Offers Credit Card Debt Relief for Struggling Households

Philadelphia, PA -- (SBWIRE) -- 02/22/2018 -- Credit card debt in America has reached epidemic levels, as more and more households take on debt to cover living expenses as wages fail to keep pace with rising rates of inflation. According to a CNBC report ...

Published:  Wed, 21 Feb 2018 23:00:00 GMT

Montgomery credit repair company shut down, accused of deception

A Montgomery credit repair company has been permanently closed for deceptive and illegal practices, according to Alabama Attorney General's Office. Attorney General's Steve Marshall's office reached a settlement with Scott's Credit Repair and its ...

Published:  Mon, 30 Oct 2017 09:29:57 GMT

$2-million settlement ends accusations that L.A. credit-repair firms misled consumers

Credit-repair services promise to help consumers fix their credit scores, but there's only so much they can do. They can help clear up inaccurate or outdated information on a consumer's credit report, but they can't erase legitimate dings. But the Consumer ...

Published:  Tue, 27 Jun 2017 16:30:00 GMT

Keep it good: Understand credit repair

Anywhere you can see with your eyes, there's an advertisement relating to credit repair. It seems that credit repair is a term that you're likely to come across at least one point in your life. But what does it mean, actually Well, credit repair ...

Published:  Tue, 24 Oct 2017 02:10:00 GMT

CFPB cracks down on 'credit-repair' companies

WASHINGTON -- You've almost certainly seen or heard pitches for "credit repair" services promising to clean up your credit problems, reduce your debt, or even raise your credit scores by 100 points or more. Come-ons like these can be especially seductive ...

Published:  Thu, 06 Jul 2017 23:00:00 GMT

How to repair your credit

KNOXVILLE, Tenn. (WATE) - Maintaining a clean credit history is important. Lots of things depend on having good credit. With bad credit, it's tough to get a loan and when you do qualify, the interest rate is high. The tool to hammer your credit history ...

Published:  Tue, 17 Oct 2017 10:18:00 GMT

Share Us!    Share on Twitter Share on LinkedIn Share on Google+ Share on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure