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      April 5, 2020

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Repair Companies

  1. Ovation Credit Services
  2. Credit Firm
  3. Credit Saint
  4. MSI Credit Solutions
  5. The Credit Pros
  6. Lexington Law
  7. The Credit People
  8. Credit Repair
  9. Credit Assist Network
  10. Pyramid Credit Repair
  11. E Credit Attorney
  12. Credit Repair Consult
  13. Veracity Credit

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Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

How Repairing Your Credit Can Save You Money

Over 220 million Americans have a bad credit rating – and it costs them thousands of dollars each year in the form of higher interest rates on everything from loans to credit cards.

Credit reports have become the gold standard for determining a person’s financial worth. In some instances, employers even use credit reports and credit scores during the hiring process.

There are several ways in which a poor credit history and low credit score can affect finances.

  • Higher Interest Rates. Persons with poor credit reports and low credit scores (between 300 and 500) are subject to higher interest rates for loans. Because consumers with a bad credit history are a higher risk to lenders, an attempt to recoup as much money up front usually is reflected through a higher interest rate. Of course, it’s also possible that loans from various creditors will be denied entirely. When that happens, consumers are left with little recourse.
  • Credit Cards. Approval for new credit cards will be difficult if not impossible with a poor credit rating. Consumers who are lucky enough to get a new card will find themselves saddled with a higher-than-average interest rate, as well as a low spending limit.
  • Vehicle Insurance. Vehicle insurance companies have jumped on the bandwagon of reviewing potential clients’ credit histories prior to agreeing to insure them. Roughly 92 percent of all insurance companies research a customer’s credit history prior to insuring them. Consumers with poor payment histories or a dismal credit score can expect to pay higher premiums. Data indicates that persons with poor credit are more likely to file claims and are therefore a higher risk for insurers. Conversely, those with excellent credit histories and credit scores generally have fewer accidents and tend to pay premiums in a timely fashion.
  • Employment. With 69 percent of all U.S. employers admitting to checking credit reports as part of the hiring process, those with a bad credit history can be left out in the cold when it comes to landing a new job. Under the Fair Credit Reporting Act, employers must first seek permission prior to requesting a potential employee’s credit report. Those who suffer from bad credit or a dismal credit score can find themselves being passed over for new jobs as well as promotions with an existing employer.

Having poor credit is not the end of the world. With a little time and a lot of hard work, a bad credit history can be turned into a positive credit history.

The first step one should take toward repairing a bad credit history is to review copies of your own credit report. Reports can be requested through the three major credit reporting agencies: Equifax, Experian and TransUnion. The Fair Credit Reporting Act mandates that all consumers are to receive one free annual credit report from each of the three agencies.

Consumers with poor credit histories also should consult with a consumer credit counseling service, which can help start the process of repairing credit. These services work by helping consumers to consolidate loans and other debt into monthly payments the consumer can afford. There are many such agencies on the market today, but consumers should be careful when selecting one, as not all are created equal.

How to Rebuild Your Credit in 7 Steps

That means things like old accounts, erroneous charges, and even fraudulent accounts. It's okay to test drive a credit repair service to help - just do your due diligence and make sure the company is ...

Published:  Wed, 25 Mar 2020 12:23:00 GMT



Credit Repair Services Market Next Big Thing : Major Giants- Lexington Law, CreditRepair.com, Sky Blue Credit Repair

Edison, NJ -- (SBWIRE) -- 04/01/2020 -- Global Credit Repair Services Market Size, Status and Forecast 2018-2025 is latest research study released by HTF MI evaluating the market, highlighting ...

Published:  Thu, 02 Apr 2020 17:23:00 GMT



Credit Repair Companies - Getting Good Advice for Bad Credit

Creditworthiness matters. There are no two ways about it. When faced with a bad credit score, your only option is to fix it. That's where credit repair companies come in. These companies offer their ...

Published:  Wed, 25 Mar 2020 07:35:00 GMT



Adding Tradelines and Authorized Users to Credit Report Can Land You in Court if You Sell Credit Repair

This one section one should get your attention: In numerous instances, in connection with the advertising, marketing, promotion, offering for sale, or sale of services to consumers by a credit repair ...

Published:  Tue, 24 Mar 2020 12:25:00 GMT



This Credit Guru Wants To Teach Young Black Men How to "Hunt' For Opportunities In Business

The platform will offer various resources and videos that will be available for aspiring entrepreneurs on YouTube in April. Additionally, there will be a master class teaching people how to launch a ...

Published:  Fri, 27 Mar 2020 06:33:00 GMT



Antoine The Credit Genius and Rapid Credit Boosters Will Help You Change Your Life

Did you know that your financial behavior and decisions are being tracked by lenders across the country? Are you aware that some employers check your credit score before hiring you for a job? Well, in ...

Published:  Mon, 23 Mar 2020 09:18:00 GMT



Hitting the credit rest button - credit repairs

It is not only legal to go to credit repair companies but also your right under Federal Laws. What laws require you to go through credit repair companies? The Fair Credit Reporting Act, Fair Credit ...

Published:  Sat, 28 Mar 2020 04:56:00 GMT



Grainger Elects to Draw Down on Revolving Credit Facility to Supplement Strong Cash Position

Grainger (NYSE: GWW), the leading broad line supplier of maintenance, repair and operating (MRO) products serving businesses and institutions, today announced that it elected to draw down $1 billion ...

Published:  Tue, 31 Mar 2020 13:42:00 GMT



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