Best Reviews TopConsumerReviews.com
Best Reviews
Best Reviews
      June 19, 2018

Home  >  Credit Repair  >  Credit Firm vs E Credit Attorney

Best Credit

Repair Services

  1. Ovation
  2. Lexington Law
  3. The Credit People
  4. Credit Repair
  5. Credit Firm
  6. The Credit Pros
  7. Credit Asst Network
  8. Veracity Credit
  9. E Credit Attorney
  10. Credit Repair Cons

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
101 Tips to Raise Your Credit Score Newsletter

Latest Reviews

Business Cards

Company Incorporation

Fitness Clothing

Golf Clubs

Green Cards

Home Warranties

Medical Alert Systems

Personal Checks

Refrigerators

VPN Services

 

Individual Reviews

Sky Blue Credit

Ovation Credit Report Repair

Lexington Law

The Credit People

Credit Repair

Credit Firm

The Credit Pros

Credit Assistance Network

Veracity Credit

E Credit Attorney

Credit Repair Consultants

 

Related Articles

How Fast Can Your Credit Be Repaired?

How Repairing Your Credit Can Save You Money

Improving Your Credit Score

Quality Credit Repair Companies

The Basics of Credit Repair

What is a Credit Score and Why is it Important?

What is Credit History and Why is it Important?

Why Good Credit Is Important

 

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we may be compensated for links and advertisements on our website. Click here for details.

Better Business Bureau Reliability Seal

Credit Firm vs E Credit Attorney

Best Credit Repair

To help you find the Best Credit Repair Services, TopConsumerReviews.com provides you with an in-depth comparison of Credit Firm and E Credit Attorney.

To see ALL of our reviews for the Best Credit Repair Services, please Click Here

Your credit score and credit history are extremely important pieces of information. They are used to determine how much home you can afford; what your payments will be on your car; whether you qualify for credit cards; and even how much you'll pay for auto insurance.

Many times, however, people find their credit history contains negative information. This can range from late payments or too many credit inquiries, to collection agencies or inaccuracies. This negative information can restrict your purchase options and drive up your costs.

Continue reading below reviews

Best Reviews

2018

Credit Repair Reviews

3.5 stars
Credit Firm

CREDIT FIRM Visit Site

Cost:

$39.95 per month

Credit Firm is a professional credit repair service that has helped over 60,000 consumers in all 50 states to improve their credit scores since their inception in 1997. As one of the leading credit repair companies in the nation, Credit Firm offers aggressive assistance with removing bankruptcies, judgments, tax liens, collections, late payments, repossessions, foreclosures and other harmful items from the credit reports of their clients. Their goal, of course, is to greatly improve the credit scores of their clients.

Credit Firm offers prospective clients free credit consultation up front so that they may determine the specific credit goals of each client. A debt consultant tailors each credit improvement plan to the goals of each client, whether that goal is buying a house, a car, or just improving the raw credit score. This personal focus was something we didn't see with all other credit repair services and is an important factor as every client's needs are different.

Easily found on the Credit Firm website is a list of actual results of real clients, as well as statistics showing the average client has 10 negative credit items removed from their credit reports after the first three months, and 30 items removed within the first year. Credit Firm also has an impressive list of industry credentials displayed on their website. They received an A- from the Better Business Bureau, and are also verified by SiteLock, Comodo SSL confirm, Authorize.net and Trustwave. Additionally, there are dozens of testimonials from satisfied customers telling their stories of improved credit after using Credit Firm's credit repair service. Customer satisfaction seems to be quite high and 9 out of 10 of their former customers said they would recommend Credit Firm to their friends and family.

The process at Credit Firm is simple. Clients can sign up online or call their toll free number to work with a credit repair specialist to get their account opened. After that, clients must forward a copy of their current credit report to their credit repair consultant at Credit Firm. Then Credit Firm begins working directly with each client's creditors to remove negative items and begin repairing their credit.

There are no hidden fees with Credit Firm. Included with the monthly fee are unlimited credit bureau challenges, inquiry challenges, debt validations, escalated information requests and cease and desist requests. Everything is included in the monthly service fee, which is lower than most of the other credit repair services we reviewed. There is also an excellent educational section with detailed explanations on what a credit report is, how it can affect personal finances, where copies of credit reports can be obtained, and tips on best practices for clients to keep their credit scores high. Credit Firm offers a very complete, reliable credit repair service for an excellent value, and we encourage anyone with credit repair needs to consider this company.

Visit Site

2 stars
E Credit Attorney

E CREDIT ATTORNEY Visit Site

Cost:

$29 one-time setup fee + $29 monthly charge

E Credit Attorney offers one level of service and one level of satisfaction. Also similar to Veracity, their ultimate goal is financial freedom with a credit report free from inaccuracies and false information. They pride themselves on keeping the cost of credit repair low, and their promise to every client is a full refund if satisfactory services are not completed within 1 year.

A unique feature of their website is a page of information specifically on what a credit report is, what kind of information is reflected in a credit report, and how long negative items are listed, as well as other pertinent information. Although not extensive, it provides basic, necessary information for any consumer who's a little bamboozled by the scope of credit reports, repair, and financial impact.

E Credit Attorney operates with a refund evaluation policy effective after services of one year. Their evaluation is that if the number of deletions multiplied by $55 is not greater than the cost to you in monthly installments, you will be "fully reimbursed" the difference.

Enrollment with E Credit Attorney is available over the phone or online, and for those whose first language is not English, a page of information on credit repair and E Credit Attorney can be viewed en Espanol. Online sign up with E Credit Attorney is also available, but unfortunately there's no seal of secure sign in. Another puzzle piece missing from this otherwise savvy-sounding business is a BBB seal, or a page of information about the "real" attorneys servicing client accounts. Although E Credit Attorney has all the auspices of a trustworthy and reliable source of credit repair, similar services can be provided by higher-rated, more reliably reputable businesses.

Visit Site

Continued from above

A good credit repair service will take on these negative items in your credit history and work to remove them or reduce their severity. They can work directly with the credit bureaus, your creditors, and collection agencies, and use a variety of tactics to get them to stop reporting negative information.

Unfortunately, there seems to be just as many fraudulent credit repair firms running scams as there are legitimate credit repair services. There are a number of features to consider when comparing credit repair services. Some of these include:

  • Effectiveness.  Do they have a successful track record of improving credit scores?
  • Cost.  How do their fees compare with other credit repair services?
  • Guarantee.  Do they back up their service with a refund policy?

TopConsumerReviews.com has reviewed and ranked the best credit repair programs available today. We hope this information helps you reestablish your good credit right away!

Ipswich BS launches new buy-to-let and credit repair rates

"These new deals have been implemented to support diversity in the mortgage market where there are limited options for borrowers" Ipswich Building Society has launched two new buy-to-let products and three new products to its credit repair range which also ...

Published:  Mon, 18 Jun 2018 06:47:00 GMT



The Myth Of Credit Repair

The ads from credit repair companies pop up everywhere-on telephone polls, in newspapers, on TV and radio, in your email and on the internet. You'll see similar claims over and over. But can credit repair companies be trusted Consumer credit ...

Published:  Sun, 10 Jun 2018 17:00:00 GMT



Avoiding credit repair scams

LAKE CHARLES, LA (KPLC) - Each year, hundreds of thousands of Americans find themselves in financial ruin and many often turn to third parties, like credit repair organizations, for help. But according to the Lake Charles Better Business Bureau, many ...

Published:  Fri, 01 Jun 2018 20:26:00 GMT



Can Credit Repair Companies Really Improve My Credit Report

The answer is maybe -- but they can't do anything that you couldn't do yourself, for free. Anything on your report that's bringing down your credit score is going to stay on, if it's accurate information. So if a credit repair company promises to remove ...

Published:  Wed, 02 May 2018 14:00:00 GMT



How to Repair Your Credit When You're Still in College

If you're in college, you're probably already worrying about getting good grades, covering your living expenses, and repaying student loans when you graduate. So, worrying about your credit score might not be your biggest concern. But it should be.

Published:  Tue, 06 Mar 2018 03:43:00 GMT



Montgomery credit repair company shut down, accused of deception

A Montgomery credit repair company has been permanently closed for deceptive and illegal practices, according to Alabama Attorney General's Office. Attorney General's Steve Marshall's office reached a settlement with Scott's Credit Repair and its ...

Published:  Mon, 30 Oct 2017 21:29:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure