Best Reviews TopConsumerReviews.com Best Credit Repair Companies Best Reviews
Best Reviews
      June 18, 2019

Home  >  Credit Repair  >  E Credit Attorney vs Veracity Credit

Best Credit

Repair Companies

  1. Ovation Credit Services
  2. Credit Firm
  3. Credit Saint
  4. MSI Credit Solutions
  5. The Credit Pros
  6. Lexington Law
  7. The Credit People
  8. Credit Repair
  9. Credit Assist Network
  10. Pyramid Credit Repair
  11. E Credit Attorney
  12. Credit Repair Consult
  13. Veracity Credit

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
101 Tips to Raise Your Credit Score Newsletter

Latest Reviews

Cruise Vacations

Dental insurance

Fruit Baskets

Government Grants

Learn to Read Programs

Menopause Relief

Online Fitness

Paid Surveys

Personal Trainers

Pet Meds

 

Individual Reviews

Sky Blue Credit

Ovation Credit Services

Credit Firm

Credit Saint

MSI Credit Solutions

The Credit Pros

Lexington Law

The Credit People

Credit Repair

Credit Assistance Network

Pyramid Credit Repair

E Credit Attorney

Credit Repair Consultants

Veracity Credit

 

Related Articles

How Fast Can Your Credit Be Repaired?

How Repairing Your Credit Can Save You Money

Improving Your Credit Score

Quality Credit Repair Companies

The Basics of Credit Repair

What is a Credit Score and Why is it Important?

What is Credit History and Why is it Important?

Why Good Credit Is Important

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

E Credit Attorney vs Veracity Credit

Best Credit Repair

To help you find the Best Credit Repair Services, TopConsumerReviews.com provides you with an in-depth comparison of E Credit Attorney and Veracity Credit.

To see ALL of our reviews for the Best Credit Repair Services, please Click Here

Who's the best credit repair company? Most Americans know that a good credit score and credit history are important. That one number, your credit score, can determine your ability to get a loan for school or for a car, be approved as a tenant, or to qualify for a credit card.

Unfortunately, when your credit history is less than fantastic - because of making payments after the due date, having too many credit inquiries, or even having mistaken information associated with your identity - you'll have fewer options when you need to make a major purchase. You may even have to pay higher than average rates on your car insurance or your mortgage.

Continue reading below reviews

Best Reviews

2019

Credit Repair Reviews

1 star
E Credit Attorney

E CREDIT ATTORNEY Visit Site

Cost:

$29/month

No setup fees

eCreditAttorney's pricing is simple: $29 per month. For that fee, your credit repair service should include addressing late payments, collections, bankruptcies, tax liens, repossessions, judgments, foreclosures, charge-offs, garnishment, even identity theft/fraud. You're expected to provide a current copy of your most recent, updated credit report; it's not included with the fees that you pay. Side note: the link provided by eCreditAttorney for their "preferred credit score provider" took us to an invalid page - not very encouraging.

This provider offers a "performance-based refund policy": after you've been a client in good standing for 6 months, you can request a full evaluation of any progress they've made in repairing your credit. For every improvement or deletion they've made, eCreditAttorney will count it as a $95 value. If the total of monthly fees you've paid exceeds the value of $95 per improved/deleted item, you'll get a refund of the difference. Do the math, because that's not a fantastic deal: at $29/month, eCreditAttorney would only have to make two improvements or deletions over the course of 6 months to demonstrate adequate "performance".

eCreditAttorney has a rock-bottom rating with the Better Business Bureau: F. According to the BBB, the provider has failed to respond to numerous customer complaints in the past three years. Customers describe getting no response from anyone at the company, even after multiple emails and phone calls, and worse - no progress on improving their credit reports after months of paying fees. Why would anyone entrust their credit repair to a company that can't even do a minimal job of keeping their customers - and the BBB - satisfied? You'll have a more positive experience with another service.

Visit Site

1 star
Veracity Credit

VERACITY CREDIT Visit Site

Cost:

$49-$79 per month

Sign-up fees of $69-$99

For several years, Veracity was a credit repair service that people could turn to. According to their site, they continue to offer two plans for helping you improve your credit report:

  • Select: for a $69 sign-up fee that includes an analysis of your credit report (that you will need to provide) and then a $49 monthly subscription, Veracity will send dispute letters to all three major credit bureaus on your behalf.
  • Platinum: for a $99 sign-up fee that includes your credit report (that Veracity pulls for you) and a $79 monthly subscription, you'll also get priority processing (your account will be set up within 1 business day instead of 5-10 business days with the Select plan)

If you're thinking that it shouldn't cost $30 to pull your credit report, and then an extra $30 each month just to have your account set up more quickly, you're right! With most of the higher-ranked credit repair services in our review, it doesn't cost that much money.

The Veracity site advertises that they're accredited by the Better Business Bureau. That may have been true in the past, but at the time of our review, this credit repair service was not accredited and actually had an "F" grade. Why? Company owners Daryl F. and Wendy M. Yurek were found guilty of tax evasion and bankruptcy fraud in 2017 and sentenced to serve time in jail.

Would you entrust this business with repairing your credit? We wouldn't either. Fortunately, there are much more trustworthy credit repair services, so we encourage you to browse the higher-rated services in our review.

Visit Site

Continued from above

Using a reputable credit repair company puts you back in control of your financial reputation. These services work on your behalf to reduce or eliminate any negative factors in your credit history, working directly with collection agencies, creditors, and even with the three primary credit bureaus. With the help of a credit repair company, you can improve your score and even put a stop to negative information being reported on your accounts. Most services take several months before you see measurable results on your credit report, so adjust your expectations accordingly.

With so many services advertised in the media and online, how can you tell if a credit repair company is reputable and effective? As you compare the various providers, here are several criteria to keep in mind:

  • Reputation. What do past and current users of the credit repair service have to say about the experience? Is the company accredited and/or rated by the Better Business Bureau?
  • Cost. What will you pay to fix your credit history? Should you expect a one-time fee or a monthly payment structure? How do the costs compare with other providers'?
  • Guarantee. Does the credit repair service guarantee that they will improve your credit score and/or history? Can you get a refund if you are unhappy with their service for any reason?

TopConsumerReviews.com has reviewed and ranked the best credit repair companies available today. We hope this information helps you find the right credit repair program that meets your needs and gets you on your way to an improved credit history!

There are pitfalls in credit counseling

It is at these times that borrowers who are heavily in debt turn to the resources of credit counseling or credit repair services. A credit counselor - a trained professional who helps people develop ...

Published:  Fri, 14 Jun 2019 09:41:00 GMT



Lies Some Credit Repair Companies Tell

You know, you can repair just about anything and that includes your credit. But before you go to a credit repair company, you better watch this video. ...

Published:  Wed, 05 Jun 2019 07:00:00 GMT



5 credit repair secrets advisers needs to know

Credit repair is often portrayed as a dark art, but the concept is actually simple: once you learn the mass of relevant industry regulations, you discover the different buttons you need to push in ...

Published:  Sun, 16 Jun 2019 16:49:00 GMT



Best Credit Repair Companies: What To Avoid

If you're struggling with bad credit, you may have heard about credit repair service companies. But you might not know exactly what they do. Or, you might have heard that credit repair companies can ...

Published:  Sun, 09 Jun 2019 20:02:00 GMT



Did credit repair companies get customers in 'misleading' way?

Two of the largest credit repair companies in the country are targets of a Consumer Financial Protection Bureau complaint. PGX Holdings Inc.and subsidiaries Lexington Law Group, Creditrepair.com and ...

Published:  Fri, 31 May 2019 06:06:00 GMT



Quality Credit Repair Advises on Avoiding Common Summertime Credit Card Problems

Philadelphia, PA -- (SBWIRE) -- 05/24/2019 -- As the premier credit counseling agency serving Bucks County and the surrounding areas, Quality Credit Repair is dedicated to helping their clients manage ...

Published:  Fri, 24 May 2019 06:23:00 GMT



Mortgage Credit Repair

You have more chance of your lender approving your mortgage or offering you low interest rates if you have a good credit score. Your credit score tells lenders how reliable you are as a borrower. The ...

Published:  Thu, 30 May 2019 17:00:00 GMT



Beware of Credit "Repair' Companies, Consumer Watchdogs Say

People struggling with loan payments and falling credit scores may be tempted to seek a quick fix. But they should be wary of so-called credit repair companies that promise to scrub credit files and ...

Published:  Fri, 10 May 2019 20:53:00 GMT



In credit-repair crackdown, CFPB remembers its job is to protect consumers

The Consumer Financial Protection Bureau, under the Trump administration, has been a consumer watchdog in name only. So it's news that the bureau is once again doing its job. The CFPB filed a lawsuit ...

Published:  Tue, 14 May 2019 05:31:00 GMT



What Is a Commercial Credit Repair Company?

Commercial credit repair companies are businesses that offer to repair your credit for a fee. They typically do this by working with the national credit reporting bureaus - TransUnion, Equifax, and ...

Published:  Mon, 06 May 2019 05:08:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure