Best Reviews TopConsumerReviews.com Best Credit Repair Companies Best Reviews
Best Reviews
      July 21, 2018

Home  >  Credit Repair  >  MSI Credit Solutions vs Credit Repair

Best Credit

Repair Companies

  1. Ovation Credit Services
  2. Credit Firm
  3. Credit Saint
  4. MSI Credit Solutions
  5. The Credit Pros
  6. Lexington Law
  7. The Credit People
  8. Credit Repair
  9. Credit Assist Network
  10. Pyramid Credit Repair
  11. E Credit Attorney
  12. Credit Repair Consult
  13. Veracity Credit

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
101 Tips to Raise Your Credit Score Newsletter

Latest Reviews

Business Cards

Company Incorporation

Credit Repair Companies

Home Warranties

Meal Delivery

Medical Alert Systems

Mobility Scooters

Pet Insurance

Refrigerators

Whiskey Clubs

 

Individual Reviews

Sky Blue Credit

Ovation Credit Services

Credit Firm

Credit Saint

MSI Credit Solutions

The Credit Pros

Lexington Law

The Credit People

Credit Repair

Credit Assistance Network

Pyramid Credit Repair

E Credit Attorney

Credit Repair Consultants

Veracity Credit

 

Related Articles

How Fast Can Your Credit Be Repaired?

How Repairing Your Credit Can Save You Money

Improving Your Credit Score

Quality Credit Repair Companies

The Basics of Credit Repair

What is a Credit Score and Why is it Important?

What is Credit History and Why is it Important?

Why Good Credit Is Important

 

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we may be compensated for links and advertisements on our website. Click here for details.

Better Business Bureau Reliability Seal

MSI Credit Solutions vs Credit Repair

Best Credit Repair

To help you find the Best Credit Repair Services, TopConsumerReviews.com provides you with an in-depth comparison of MSI Credit Solutions and Credit Repair.

To see ALL of our reviews for the Best Credit Repair Services, please Click Here

Who's the best credit repair company? Most Americans know that a good credit score and credit history are important. That one number, your credit score, can determine your ability to get a loan for school or for a car, be approved as a tenant, or to qualify for a credit card.

Unfortunately, when your credit history is less than fantastic - because of making payments after the due date, having too many credit inquiries, or even having mistaken information associated with your identity - you'll have fewer options when you need to make a major purchase. You may even have to pay higher than average rates on your car insurance or your mortgage.

Continue reading below reviews

Best Reviews

2018

Credit Repair Reviews

3.5 stars
MSI Credit Solutions

MSI CREDIT SOLUTIONS Visit Site

Cost:

Initial fees starting at $30, may be higher depending on your situation

Monthly fees of $98/individual or $138/couple

MSI Credit Solutions has been in business for more than 10 years. Based in Texas, they take a personalized approach to helping their clients repair their credit.

You'll notice this customized focus from the very start - because even their initial fees depend on the complexity of your credit history. We suggest you take advantage of their complimentary consultation, to get a more exact figure for what MSI's services will cost you. Expect that your set-up fees will be a minimum of $30. You'll also pay a monthly fee of $98 if you're working with them as an individual, or $138 if applying for credit repair services as a couple.

Unlike some of their competitors, MSI Credit Solutions doesn't expect you to handle any of your disputes or other documents needed to manage your credit repair process. They draft all of the necessary letters and make contact with the credit bureaus, collections agencies, and other creditors on your behalf. And, as part of their credit repair process, they also help you to establish appropriate lines of credit to build your score in a positive direction while removing negative items from your credit history.

MSI is also one of very few credit repair services that puts a number to their satisfaction guarantee: they promise a minimum total credit score increase of at least 50 points, or they'll refund your initial investment fees.

Looking at MSI's "C" grade with the Better Business Bureau, you may be surprised to find them ranked where they are in our review. Here's what we found: across hundreds of independently-verified reviews on other sites, MSI proved to be extremely responsive to their customers, both those that were extremely satisfied with their credit repair results and those who gave one-star reviews. And, most of the low reviews appeared to have been written in error or maliciously, even by customers who had no record of ever being paying clients of MSI. From our vantage point, MSI Credit Solutions stands by their service, issues refunds when they can't deliver, and takes the time to personally respond to each client. You won't find that kind of mom-and-pop service with any other credit repair company we examined.

We can't ignore the BBB's assessment completely, which is why MSI gets a 3.5-star rating with us. But, all things considered, we recommend MSI Credit Solutions' repair services, especially if you like a personalized touch when dealing with a topic as sensitive as improving your credit history.

Visit Site

2 stars
Credit Repair

CREDIT REPAIR Visit Site

Cost:

$99.95/month

Credit Repair looks like an incredible service for fixing your credit history. For $99.95/month, this provider will pull your credit report and help you identify which items you want to change or challenge - building a plan with you instead of creating an arbitrary strategy without your input.

From there, Credit Repair's experts work with credit companies to implement your plan, and then they verify with the credit bureaus to make sure that those changes actually take effect. You can track your progress through your personal online dashboard and a mobile app, where you'll also see your score tracker and analysis of the changes to your credit profile.

You'll also find great resources in the Education section of the site. Want to know how bad credit affects you, or how to get your free credit report? You'll find that information here, along with an up-to-date blog, tools to help you in your financial planning, and much more.

Unfortunately, Credit Repair has lost some credibility within the industry. Why? According to the Better Business Bureau, the company was asked to prove their claims that the average customer sees progress every month while using their services - even seeing improvements in the neighborhood of 7% of questionable credit report negatives being taken off their credit reports every 30 days. As of the date of our review, the BBB was still reporting that they had not received proof of those advertising claims. Those claims are still prominently featured on the Credit Repair website.

While we did find quite a few customer reviews that said their credit scores improved reliably over time using the Credit Repair service, it's hard to recommend a business that has an "F" grade at the BBB because they didn't take the time to prove that their advertised claims were legitimate. If those facts are accurate, it should be a simple process to report them and clear up the concern at the BBB. If that happens in the future, Credit Repair will probably move up in the rankings among the services we reviewed; until then, we suggest you look at some of the higher-rated companies for your credit history improvement plan.

Visit Site

Continued from above

Using a reputable credit repair company puts you back in control of your financial reputation. These services work on your behalf to reduce or eliminate any negative factors in your credit history, working directly with collection agencies, creditors, and even with the three primary credit bureaus. With the help of a credit repair company, you can improve your score and even put a stop to negative information being reported on your accounts. Most services take several months before you see measurable results on your credit report, so adjust your expectations accordingly.

With so many services advertised in the media and online, how can you tell if a credit repair company is reputable and effective? As you compare the various providers, here are several criteria to keep in mind:

  • Reputation. What do past and current users of the credit repair service have to say about the experience? Is the company accredited and/or rated by the Better Business Bureau?
  • Cost. What will you pay to fix your credit history? Should you expect a one-time fee or a monthly payment structure? How do the costs compare with other providers'?
  • Guarantee. Does the credit repair service guarantee that they will improve your credit score and/or history? Can you get a refund if you are unhappy with their service for any reason?

TopConsumerReviews.com has reviewed and ranked the best credit repair companies available today. We hope this information helps you find the right credit repair program that meets your needs and gets you on your way to an improved credit history!

Current Laws Concerning Credit Repair Companies in Illinois

Credit repair can be a saving grace for individuals in Illinois who have poor credit histories. While some items on your credit report can't be removed until they expire, other issues can be resolved ...

Published:  Sat, 07 Jul 2018 14:08:00 GMT



Credit Repair Company Receives Highest Score from"

Sky Blue Credit Repair, a leading provider of Credit Repair services, receives a best-in-class 5-star rating from TopConsumerReviews.com. For all of these reasons, Sky Blue Credit is our highest-ranke...

Published:  Fri, 06 Jul 2018 07:11:00 GMT



Quality Credit Repair Encourages Philadelphians to Give Their Credit a Check-Up Before Summer

Philadelphia, PA -- (SBWIRE) -- 07/03/2018 -- Men and women who have not been monitoring their credit throughout the year are being encouraged to seek a credit check-up from Quality Credit Repair this ...

Published:  Tue, 03 Jul 2018 05:13:00 GMT



NEWARK CREDIT REPAIR SPECIALISTS HELPS MORE PEOPLE STRUGGLING WITH BAD CREDIT

Credit Repair companies Newark specialize in Credit Advisors Council - Credit Repair Newark, has seen tremendous progress in their efforts of helping many college students, business executives and gov...

Published:  Tue, 03 Jul 2018 05:25:00 GMT



The Myth Of Credit Repair

The ads from credit repair companies pop up everywhere-on telephone polls, in newspapers, on TV and radio, in your email and on the internet. You'll see similar claims over and over. But can credit re...

Published:  Sun, 08 Jul 2018 17:00:00 GMT



Credit Advisors Council - Credit Repair Marlton Offers the Best Credit Counseling in Marlton

The brand campaign message of the multinational debt management company, Credit Advisors Council - Credit Repair Marlton, when they launched, started, and extended their award-winning credit repair so...

Published:  Tue, 03 Jul 2018 05:25:00 GMT



Credit Repair Company Receives Highest Score from TopConsumerReviews.com

TopConsumerReviews.com recently awarded their highest five-star rating to Sky Blue Credit Repair, an industry leader in Credit Repair services. Information contained on this page is provided by an ind...

Published:  Thu, 05 Jul 2018 17:00:00 GMT



Credit Advisors Council - Credit Repair Marlton Offers the Best Credit Counseling in Marlton

The brand campaign message of the multinational debt management company, Credit Advisors Council - Credit Repair Marlton, when they launched, started, and extended their award-winning credit repair so...

Published:  Tue, 03 Jul 2018 09:25:00 GMT



Credit Advisors Council - Credit Repair NYC Offers Credit Counseling in NYC

New York, NY - As consumer credit increases at an astronomical rate, leaving many borrowers in New York, NY in a bad credit position, Credit Advisors Council - Credit Repair NYC, a union of profession...

Published:  Mon, 02 Jul 2018 03:35:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure