Best Reviews TopConsumerReviews.com Best Credit Repair Companies Best Reviews
Best Reviews
      January 21, 2020

Home  >  Credit Repair  >  The Credit Pros vs Veracity Credit

Best Credit

Repair Companies

  1. Ovation Credit Services
  2. Credit Firm
  3. Credit Saint
  4. MSI Credit Solutions
  5. The Credit Pros
  6. Lexington Law
  7. The Credit People
  8. Credit Repair
  9. Credit Assist Network
  10. Pyramid Credit Repair
  11. E Credit Attorney
  12. Credit Repair Consult
  13. Veracity Credit

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
101 Tips to Raise Your Credit Score Newsletter

Latest Reviews

Allergy Relief

Cheesecake Clubs

Copyright Registration

Dog Treat Clubs

Home Security Systems

Painting Lessons

Tinnitus

Wedding Planning Software

 

Individual Reviews

Sky Blue Credit

Ovation Credit Services

Credit Firm

Credit Saint

MSI Credit Solutions

The Credit Pros

Lexington Law

The Credit People

Credit Repair

Credit Assistance Network

Pyramid Credit Repair

E Credit Attorney

Credit Repair Consultants

Veracity Credit

 

Related Articles

How Fast Can Your Credit Be Repaired?

How Repairing Your Credit Can Save You Money

Improving Your Credit Score

Quality Credit Repair Companies

The Basics of Credit Repair

What is a Credit Score and Why is it Important?

What is Credit History and Why is it Important?

Why Good Credit Is Important

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

The Credit Pros vs Veracity Credit

Best Credit Repair

To help you find the Best Credit Repair Services, TopConsumerReviews.com provides you with an in-depth comparison of The Credit Pros and Veracity Credit.

To see ALL of our reviews for the Best Credit Repair Services, please Click Here

Who's the best credit repair company? Most Americans know that a good credit score and credit history are important. That one number, your credit score, can determine your ability to get a loan for school or for a car, be approved as a tenant, or to qualify for a credit card.

Unfortunately, when your credit history is less than fantastic - because of making payments after the due date, having too many credit inquiries, or even having mistaken information associated with your identity - you'll have fewer options when you need to make a major purchase. You may even have to pay higher than average rates on your car insurance or your mortgage.

Continue reading below reviews

Best Reviews

2020

Credit Repair Reviews

3.5 stars
The Credit Pros

THE CREDIT PROS

Visit Site

Cost:

Enrollment fees of $179/$279 (individual/couple) and monthly fees of $99/$159 (individual/couple)

Pay-for-Results plan with enrollment fees of $379/$579 (individual/couple) and per-deletion fees of $100-$150

The Credit Pros advertise themselves as "a financial technology firm dedicated to improving the lives of [their] clients". They do this through helping them remove inaccurate, unverified, and/or erroneous information from their credit history and by offering education to help prevent similar mistakes going forward.

If you'd like to get a feel for what to expect from The Credit Pros, you can get a free credit score and summary, along with an action plan, by entering your name, number, and email address. You'll then be contacted for your free initial consultation. We found some customers who described that experience as frustrating, with representatives who spoke too fast and didn't take the time to answer questions - but since it's free, there's no risk for you to give it a try for yourself.

Their services are definitely not free - and are actually some of the highest in the industry. Here's what you should expect, depending on which plan you choose:

  • Monthly enrollment: initial fees of $179 for an individual or $279 for a couple, plus monthly fees of $99 or $159, respectively
  • Pay For Results enrollment: initial fees of $379/individual or $529/couple, then fees of $100 for each confirmed deletion per bureau or $150 for deletions from public records

All plans include 1-on-1 consultations with a certified FICO professional, unlimited disputes, letters to creditors, and pulling your credit report. You should expect it to take up to 60 days to receive your credit report - which also means that you may not see any changes to your credit history for the first two months that you're a client. Keep that in mind as you decide whether you want to be a per-month or pay-as-you-go customer

The Credit Pros have some indicators of a good reputation: an "A+" rating as an accredited business with the BBB, along with some positive customer comments. We also like that they offer a solid satisfaction/refund policy: you can cancel your service at any time, and you can get a full refund if they don't force the removal of any errors on your credit history within the first 90 days of your service.

The Credit Pros also have a very current website. Unlike some of our lower-ranked credit repair services, this provider keeps their blog updated with helpful information and articles, which means that they stay aware of current trends in consumer credit, changes to the law, and so forth.

On the other hand, we found that their client reviews were not all positive. You pay a lot for this service, so you expect to have measurable results and competent customer service, but many of the complaints we found said that the attention received after signing on the dotted line was very different from the sales pitch beforehand. Company reps seemed to respond almost exclusively to compliments online, but we didn't see the same attention given to address problems or complaints.

The Credit Pros are more trustworthy than some credit repair services that you may consider, but their high fees and mixed reviews may lead you to choose another provider.

Visit Site
1 star
Veracity Credit

VERACITY CREDIT

Visit Site

Cost:

$49-$79 per month

Sign-up fees of $69-$99

For several years, Veracity was a credit repair service that people could turn to. According to their site, they continue to offer two plans for helping you improve your credit report:

  • Select: for a $69 sign-up fee that includes an analysis of your credit report (that you will need to provide) and then a $49 monthly subscription, Veracity will send dispute letters to all three major credit bureaus on your behalf.
  • Platinum: for a $99 sign-up fee that includes your credit report (that Veracity pulls for you) and a $79 monthly subscription, you'll also get priority processing (your account will be set up within 1 business day instead of 5-10 business days with the Select plan)

If you're thinking that it shouldn't cost $30 to pull your credit report, and then an extra $30 each month just to have your account set up more quickly, you're right! With most of the higher-ranked credit repair services in our review, it doesn't cost that much money.

The Veracity site advertises that they're accredited by the Better Business Bureau. That may have been true in the past, but at the time of our review, this credit repair service was not accredited and actually had an "F" grade. Why? Company owners Daryl F. and Wendy M. Yurek were found guilty of tax evasion and bankruptcy fraud in 2017 and sentenced to serve time in jail.

Would you entrust this business with repairing your credit? We wouldn't either. Fortunately, there are much more trustworthy credit repair services, so we encourage you to browse the higher-rated services in our review.

Visit Site

Continued from above

Using a reputable credit repair company puts you back in control of your financial reputation. These services work on your behalf to reduce or eliminate any negative factors in your credit history, working directly with collection agencies, creditors, and even with the three primary credit bureaus. With the help of a credit repair company, you can improve your score and even put a stop to negative information being reported on your accounts. Most services take several months before you see measurable results on your credit report, so adjust your expectations accordingly.

With so many services advertised in the media and online, how can you tell if a credit repair company is reputable and effective? As you compare the various providers, here are several criteria to keep in mind:

  • Reputation. What do past and current users of the credit repair service have to say about the experience? Is the company accredited and/or rated by the Better Business Bureau?
  • Cost. What will you pay to fix your credit history? Should you expect a one-time fee or a monthly payment structure? How do the costs compare with other providers'?
  • Guarantee. Does the credit repair service guarantee that they will improve your credit score and/or history? Can you get a refund if you are unhappy with their service for any reason?

TopConsumerReviews.com has reviewed and ranked the best credit repair companies available today. We hope this information helps you find the right credit repair program that meets your needs and gets you on your way to an improved credit history!

Bogus Credit Repair Scheme Banned

WASHINGTON (dpa-AFX) - The Federal Trade Commission has banned operators of a bogus credit repair scheme from the credit repair business. The firms, which defrauded consumers millions of dollars, are ...

Published:  Mon, 20 Jan 2020 04:15:00 GMT



Credit Repair Scammers Settle With CFPB and are Banned From Industry

The operators of a bogus credit repair scheme are banned from the credit repair business and subject to a wide array of other requirements under settlement terms with the Federal Trade Commission. The ...

Published:  Mon, 20 Jan 2020 14:35:00 GMT



Credit repair: Fixing mistakes on your credit report

Filing an Identity Theft Report to block debts that you owe is against the law. If you're considering paying a credit repair organization to help fix your credit, keep in mind that anything they can ...

Published:  Sun, 19 Jan 2020 14:40:00 GMT



How to Get Items Removed From Your Credit Report

Your credit report is a signal of financial stability. But it's fairly common even for the most diligent with their money to get slightly off track - and that's where strategies to rebuild your credit ...

Published:  Thu, 09 Jan 2020 16:12:00 GMT



Why It's Still So Hard to Fix Credit Report Errors

The process has been complicated by the rise of data breaches and identity theft, as well as a flood of disputes filed by credit repair companies, which charge hefty fees to consumers with the promise ...

Published:  Wed, 08 Jan 2020 16:04:00 GMT



Credit360 Now Offering a Complimentary eBook on Credit Repair

MIAMI, Jan. 8, 2020 /PRNewswire-PRWeb/ -- Representatives with Credit360 announced today that it is now offering a free eBook on credit repair. "Anyone looking for a solid resource on credit repair ...

Published:  Wed, 08 Jan 2020 06:40:00 GMT



Melton's credit repair subsidiary overhauls range

"We consistently review our proposition to ensure we're meeting the diverse needs of our customers." MBS Lending, Melton Building Society's credit repair subsidiary, has reduced rates across its ...

Published:  Tue, 21 Jan 2020 01:37:00 GMT



MBS Lending cuts rates for credit repair mortgages

MBS Lending, the Melton Building Society's credit repair subsidiary, has reduced rates across its range of credit repair mortgages and has added an extended range of fixed rate mortgages. MBS Lending ...

Published:  Mon, 20 Jan 2020 10:57:00 GMT



GUEST COMMENTARY: Broken auto glass scam could break Floridians' credit score

You may get a repair done for zero cost this year, but you are likely to pay for it over and over in years to come. There is a particularly loathsome version of the assignment of benefits practiced by ...

Published:  Tue, 14 Jan 2020 06:00:00 GMT



Defendants in FTC Credit Repair Scheme Case Agree to Settle Charges

WASHINGTON, Jan. 18-- The Federal Trade Commission issued the following news release: - Defendants face monetary judgments, bans from credit repair business, and prohibitions on other deceptive ...

Published:  Sat, 18 Jan 2020 06:06:00 GMT



Share Us!   

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure