Credit Assistance Network vs E Credit Attorney
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Credit Assistance Network vs E Credit Attorney
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Credit Assistance Network is a Florida based company that has been in the business of "credit improvement" since 2004. They currently hold an A+ Better Business Bureau and a 5 star Trust Link ratings. Credit Assistance Network states that they maintain 100% compliance with the Credit Repair Organizations Act. The also state that they prefer to call their services "improvement" over "repair" as it allows customers to have more realistic expectations of what can legally be achieved through their efforts.
The Credit Assistance Repair process is very straightforward:
Credit Assistance offers online access to your file to monitor progress, upload required documents and to communicate with the company. They offer two different programs to choose from based on the consumer's needs. The one-time setup fee ranges from $47 to $399. Customers can expect monthly charges between $47 and $139. Credit Assistance estimates that most customers require 6 months of assistance with a total payment of $729, on average. Unfortunately, Credit Assistance requires you speak with a representative before identifying which level of service you'll need and how much that will cost. We would have liked to have seen the "gold" and "silver" plans clearly outlined in writing.
The representatives at Credit Assistance Network are friendly and helpful. However, we were a little concerned that this company doesn't offer a money back guarantee. We also had some concern with the higher set-up fees and monthly charges. These could far exceed the cost of many of the other companies reviewed.
Overall, Credit Assistance Repair has a strong history of assisting customers with their credit repair needs. We felt that their pricing was not as transparent or affordable as companies ranked higher.
E Credit Attorney offers one level of service and one level of satisfaction. Also similar to Veracity, their ultimate goal is financial freedom with a credit report free from inaccuracies and false information. They pride themselves on keeping the cost of credit repair low, and their promise to every client is a full refund if satisfactory services are not completed within 1 year.
A unique feature of their website is a page of information specifically on what a credit report is, what kind of information is reflected in a credit report, and how long negative items are listed, as well as other pertinent information. Although not extensive, it provides basic, necessary information for any consumer who's a little bamboozled by the scope of credit reports, repair, and financial impact.
E Credit Attorney operates with a refund evaluation policy effective after services of one year. Their evaluation is that if the number of deletions multiplied by $55 is not greater than the cost to you in monthly installments, you will be "fully reimbursed" the difference.
Enrollment with E Credit Attorney is available over the phone or online, and for those whose first language is not English, a page of information on credit repair and E Credit Attorney can be viewed en Espanol. Online sign up with E Credit Attorney is also available, but unfortunately there's no seal of secure sign in. Another puzzle piece missing from this otherwise savvy-sounding business is a BBB seal, or a page of information about the "real" attorneys servicing client accounts. Although E Credit Attorney has all the auspices of a trustworthy and reliable source of credit repair, similar services can be provided by higher-rated, more reliably reputable businesses.
Credit Repair Services
To help you find the Best Credit Repair Services, TopConsumerReviews.com provides you with an in-depth comparison of Credit Assistance Network and E Credit Attorney.
Your credit score and credit history are extremely important pieces of information. They are used to determine how much home you can afford; what your payments will be on your car; whether you qualify for credit cards; and even how much you'll pay for auto insurance.
Many times, however, people find their credit history contains negative information. This can range from late payments or too many credit inquiries, to collection agencies or inaccuracies. This negative information can restrict your purchase options and drive up your costs.
A good credit repair service will take on these negative items in your credit history and work to remove them or reduce their severity. They can work directly with the credit bureaus, your creditors, and collection agencies, and use a variety of tactics to get them to stop reporting negative information.
Unfortunately, there seems to be just as many fraudulent credit repair firms running scams as there are legitimate credit repair services. There are a number of features to consider when comparing credit repair services. Some of these include:
TopConsumerReviews.com has reviewed and ranked the best credit repair programs available today. We hope this information helps you reestablish your good credit right away!
Choosing a Credit Repair Company
If your credit score needs some professional help here's how to search for a quality credit repair company.
Start at the Computer
Searching online for a credit repair company provides many benefits in finding and choosing the right service provider for you and here's why:
Look for These Characteristics
When searching for the best credit repair company look for the following characteristics in a quality company before making your selection:
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