Credit Repair vs Credit Assistance Network
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Credit Repair vs Credit Assistance Network
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Credit Repair is a Florida based company that has been in the business of helping consumers improve their credit since 1997. Credit Repair has partnered with TransUnion and Equifax, the two largest credit reporting agencies, to provide the most efficient and informed assistance.
The Credit Repair process involves three steps in getting results. Upon signing up, Credit Repair instantly pulls a credit report to identify potential problems and identifies the customers goals. The second step includes challenging the banks and finance companies with reporting inaccuracies. Credit Repair also follows up with the credit reporting agencies to confirm that corrections were made. The last step is to make sure your credit score improves.
Credit Repair stands out from the crowd with their interactive and helpful tools. Customers appreciate the online and mobile access to monitor progress, the customized game plan, monthly credit reports and quarterly updated credit scores, credit alerts, identify theft insurance, friendly, expert customer service team, and straightforward pricing. Credit Repair's services do not come with contracts or hidden fees.
Credit Repair delivers results. Historical reporting shows that customers with Credit Repair typically see 7% of their questionable credit reporting problems resolved each month. Credit Repair charges customers an upfront fee for the initial credit report and then a fixed monthly fee for continued services.
Credit Repair not only provides credit repair services but on going proactive measure to help keep you out of financial trouble that might impact your ability to get a mortgage, buy a car and more. Additional tools at this website include an extensive library of financial related articles and education including credit improvement, loans, debt solutions, identity theft, savings and more.
Credit Repair offers callers a free credit consultation, which includes a free credit report and credit score. While Credit Repair is a little pricey, we think they're well worth it. This company is a full service credit repair and financial improvement center. We liked the multiple services related to improving and maintaining a healthy credit report. If you are in the market for a credit repair service Credit Repair is worth a long look.
Credit Assistance Network is a Florida based company that has been in the business of "credit improvement" since 2004. They currently hold an A+ Better Business Bureau and a 5 star Trust Link ratings. Credit Assistance Network states that they maintain 100% compliance with the Credit Repair Organizations Act. The also state that they prefer to call their services "improvement" over "repair" as it allows customers to have more realistic expectations of what can legally be achieved through their efforts.
The Credit Assistance Repair process is very straightforward:
Credit Assistance offers online access to your file to monitor progress, upload required documents and to communicate with the company. They offer two different programs to choose from based on the consumer's needs. The one-time setup fee ranges from $47 to $399. Customers can expect monthly charges between $47 and $139. Credit Assistance estimates that most customers require 6 months of assistance with a total payment of $729, on average. Unfortunately, Credit Assistance requires you speak with a representative before identifying which level of service you'll need and how much that will cost. We would have liked to have seen the "gold" and "silver" plans clearly outlined in writing.
The representatives at Credit Assistance Network are friendly and helpful. However, we were a little concerned that this company doesn't offer a money back guarantee. We also had some concern with the higher set-up fees and monthly charges. These could far exceed the cost of many of the other companies reviewed.
Overall, Credit Assistance Repair has a strong history of assisting customers with their credit repair needs. We felt that their pricing was not as transparent or affordable as companies ranked higher.
Credit Repair Services
To help you find the Best Credit Repair Services, TopConsumerReviews.com provides you with an in-depth comparison of Credit Repair and Credit Assistance Network.
Your credit score and credit history are extremely important pieces of information. They are used to determine how much home you can afford; what your payments will be on your car; whether you qualify for credit cards; and even how much you'll pay for auto insurance.
Many times, however, people find their credit history contains negative information. This can range from late payments or too many credit inquiries, to collection agencies or inaccuracies. This negative information can restrict your purchase options and drive up your costs.
A good credit repair service will take on these negative items in your credit history and work to remove them or reduce their severity. They can work directly with the credit bureaus, your creditors, and collection agencies, and use a variety of tactics to get them to stop reporting negative information.
Unfortunately, there seems to be just as many fraudulent credit repair firms running scams as there are legitimate credit repair services. There are a number of features to consider when comparing credit repair services. Some of these include:
TopConsumerReviews.com has reviewed and ranked the best credit repair programs available today. We hope this information helps you reestablish your good credit right away!
Choosing a Credit Repair Company
If your credit score needs some professional help here's how to search for a quality credit repair company.
Start at the Computer
Searching online for a credit repair company provides many benefits in finding and choosing the right service provider for you and here's why:
Look for These Characteristics
When searching for the best credit repair company look for the following characteristics in a quality company before making your selection:
Credit Repair In The News
DoughRoller receives compensation from some companies issuing financial products, like credit cards and bank accounts, that appear on this site. Unless a post is clearly marked "Sponsored", however, products mentioned in editorial articles and reviews are ...
Published: Wed, 20 Jun 2018 04:23:00 GMT
Los Angeles credit repair company Credit Repair Sweep updated its services to provide complete legal assistance for clients interested in improving their credit score within 30-90 days. Los Angeles, United States -... Los Angeles credit repair company ...
Published: Fri, 15 Jun 2018 21:46:00 GMT
The ads from credit repair companies pop up everywhere-on telephone polls, in newspapers, on TV and radio, in your email and on the internet. You'll see similar claims over and over. But can credit repair companies be trusted Consumer credit ...
Published: Sun, 10 Jun 2018 17:00:00 GMT
Boston-based Key Credit has the knowledge to clear negative items from the credit history of clients. More than thirty thousand clients have seen positive results. Boston MA - May 28, 2018 - Key Credit Repair is pleased to announce that they have the ...
Published: Sun, 27 May 2018 21:35:00 GMT
The answer is maybe -- but they can't do anything that you couldn't do yourself, for free. Anything on your report that's bringing down your credit score is going to stay on, if it's accurate information. So if a credit repair company promises to remove ...
Published: Wed, 02 May 2018 14:00:00 GMT
If you're in college, you're probably already worrying about getting good grades, covering your living expenses, and repaying student loans when you graduate. So, worrying about your credit score might not be your biggest concern. But it should be.
Published: Tue, 06 Mar 2018 03:43:00 GMT
Four different "credit repair" operations have been ordered to pay a total of more than $2 million in penalties for allegedly tricking people into thinking their bad credit could be easily fixed. The Consumer Financial Protection Bureau announced today ...
Published: Tue, 27 Jun 2017 11:12:00 GMT
Credit-repair services promise to help consumers fix their credit scores, but there's only so much they can do. They can help clear up inaccurate or outdated information on a consumer's credit report, but they can't erase legitimate dings. But the Consumer ...
Published: Wed, 28 Jun 2017 04:30:00 GMT
A Montgomery credit repair company has been permanently closed for deceptive and illegal practices, according to Alabama Attorney General's Office. Attorney General's Steve Marshall's office reached a settlement with Scott's Credit Repair and its ...
Published: Mon, 30 Oct 2017 21:29:00 GMT
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