Sky Blue Credit vs Credit Firm
TopConsumerReviews.com is a world-leading consumer product review site. We provide detailed reviews and ratings for thousands of products and services.
Sky Blue Credit vs Credit Firm
Disclosure: We are not compensated by companies for their reviews, but we may be compensated for links and advertisements on our website. Click here for details.
Sky Blue Credit Repair provides personalized service and over 20 years of experience to help customers with credit problems. They have a strong knowledge of the FICO scoring method, the laws that govern the credit reporting process, and the methods used to rebuild credit. You won't run into hidden fees with this company and you only pay for the service as long as you need it.
To get started, the Sky Blue Credit Repair process is very straightforward:
Sky Blue charges a low one-time $59 setup fee and only $59 a month thereafter for their service. Included in this service is unlimited credit bureau disputes and debt validations. Sky Blue also provides comprehensive counseling services when needed. For married couples, Sky Blue encourages your spouse to join as well, and they even offer a 50% discount on your spouse's monthly fee.
If you still have insufficient credit after Sky Blue Credit Repair has disputed and corrected the erroneous items, Sky Blue counselors use their experience to guide you through the process of continuing to build your credit and improve your credit scores. Utilizing a variety of options and subtle adjustments, this valuable service helps make sure your credit repair is a success.
The representatives at the Sky Blue customer service department (1-888-906-1327) are knowledgeable and very friendly. And if you aren't satisfied with the service you receive from Sky Blue Credit Repair, they will refund your money in full - no questions asked. This is perhaps the most simple and reassuring guarantee in the business.
Sky Blue Credit Repair provides a very high quality credit repair service. They are free of any hidden fees and have no large out-of-pocket expenses. The customer service associates are knowledgeable and friendly, and our research has shown a large base of people that praise their attentiveness, effectiveness, and service level. They've even earned the prestigious Fair Credit Reporting Act Certification from the Consumer Data Industry Association. Their satisfaction guarantee is among the best we've found and are member in good standing with the BBB (Better Business Bureau). For all these reasons, Sky Blue Credit Repair earns our highest rating.
Credit Firm is a professional credit repair service that has helped over 60,000 consumers in all 50 states to improve their credit scores since their inception in 1997. As one of the leading credit repair companies in the nation, Credit Firm offers aggressive assistance with removing bankruptcies, judgments, tax liens, collections, late payments, repossessions, foreclosures and other harmful items from the credit reports of their clients. Their goal, of course, is to greatly improve the credit scores of their clients.
Credit Firm offers prospective clients free credit consultation up front so that they may determine the specific credit goals of each client. A debt consultant tailors each credit improvement plan to the goals of each client, whether that goal is buying a house, a car, or just improving the raw credit score. This personal focus was something we didn't see with all other credit repair services and is an important factor as every client's needs are different.
Easily found on the Credit Firm website is a list of actual results of real clients, as well as statistics showing the average client has 10 negative credit items removed from their credit reports after the first three months, and 30 items removed within the first year. Credit Firm also has an impressive list of industry credentials displayed on their website. They received an A- from the Better Business Bureau, and are also verified by SiteLock, Comodo SSL confirm, Authorize.net and Trustwave. Additionally, there are dozens of testimonials from satisfied customers telling their stories of improved credit after using Credit Firm's credit repair service. Customer satisfaction seems to be quite high and 9 out of 10 of their former customers said they would recommend Credit Firm to their friends and family.
The process at Credit Firm is simple. Clients can sign up online or call their toll free number to work with a credit repair specialist to get their account opened. After that, clients must forward a copy of their current credit report to their credit repair consultant at Credit Firm. Then Credit Firm begins working directly with each client's creditors to remove negative items and begin repairing their credit.
There are no hidden fees with Credit Firm. Included with the monthly fee are unlimited credit bureau challenges, inquiry challenges, debt validations, escalated information requests and cease and desist requests. Everything is included in the monthly service fee, which is lower than most of the other credit repair services we reviewed. There is also an excellent educational section with detailed explanations on what a credit report is, how it can affect personal finances, where copies of credit reports can be obtained, and tips on best practices for clients to keep their credit scores high. Credit Firm offers a very complete, reliable credit repair service for an excellent value, and we encourage anyone with credit repair needs to consider this company.
Credit Repair Services
To help you find the Best Credit Repair Services, TopConsumerReviews.com provides you with an in-depth comparison of Sky Blue Credit and Credit Firm.
Your credit score and credit history are extremely important pieces of information. They are used to determine how much home you can afford; what your payments will be on your car; whether you qualify for credit cards; and even how much you'll pay for auto insurance.
Many times, however, people find their credit history contains negative information. This can range from late payments or too many credit inquiries, to collection agencies or inaccuracies. This negative information can restrict your purchase options and drive up your costs.
A good credit repair service will take on these negative items in your credit history and work to remove them or reduce their severity. They can work directly with the credit bureaus, your creditors, and collection agencies, and use a variety of tactics to get them to stop reporting negative information.
Unfortunately, there seems to be just as many fraudulent credit repair firms running scams as there are legitimate credit repair services. There are a number of features to consider when comparing credit repair services. Some of these include:
TopConsumerReviews.com has reviewed and ranked the best credit repair programs available today. We hope this information helps you reestablish your good credit right away!
Choosing a Credit Repair Company
If your credit score needs some professional help here's how to search for a quality credit repair company.
Start at the Computer
Searching online for a credit repair company provides many benefits in finding and choosing the right service provider for you and here's why:
Look for These Characteristics
When searching for the best credit repair company look for the following characteristics in a quality company before making your selection:
Credit Repair In The News
The ads from credit repair companies pop up everywhere-on telephone polls, in newspapers, on TV and radio, in your email and on the internet. You'll see similar claims over and over. But can credit repair companies be trusted Consumer credit ...
Published: Sun, 10 Jun 2018 17:00:00 GMT
LAKE CHARLES, LA (KPLC) - Each year, hundreds of thousands of Americans find themselves in financial ruin and many often turn to third parties, like credit repair organizations, for help. But according to the Lake Charles Better Business Bureau, many ...
Published: Fri, 01 Jun 2018 20:26:00 GMT
The answer is maybe -- but they can't do anything that you couldn't do yourself, for free. Anything on your report that's bringing down your credit score is going to stay on, if it's accurate information. So if a credit repair company promises to remove ...
Published: Wed, 02 May 2018 14:00:00 GMT
If you're in college, you're probably already worrying about getting good grades, covering your living expenses, and repaying student loans when you graduate. So, worrying about your credit score might not be your biggest concern. But it should be.
Published: Tue, 06 Mar 2018 03:43:00 GMT
A Montgomery credit repair company has been permanently closed for deceptive and illegal practices, according to Alabama Attorney General's Office. Attorney General's Steve Marshall's office reached a settlement with Scott's Credit Repair and its ...
Published: Mon, 30 Oct 2017 21:29:00 GMT
- View Full Site -
Reproduction in whole or in part in any form without the express written consent of TopConsumerReviews.com, LLC is strictly prohibited.