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Credit Assistance Network is one of the few credit repair providers that offers a pay-as-you-go pricing structure. You'll make an initial payment of $179 (or $279 for a couple), which gets you access to one -on-one consultations with a certified FICO professional, debt validation/goodwill letters to creditors, cease and desist letters to collection agencies, and unlimited disputes. From there, you'll be charged for every deletion CAN is able to achieve on your account - $50 for confirmed deletions per bureau, and $70 for deletions from public records. That could add up very quickly, if you have multiple issues on your credit history.
You'll also be expected to provide your credit history to Credit Assistance Network, at your own cost; it's not included with their repair services.
Will you get effective credit repair services from Credit Assistance Network? Their reputation is puzzling. On the one hand, they've been in the industry for more than 10 years and have only positive reviews on the Better Business Bureau website - and yet, their rating with the BBB is only a mediocre "C+". We also felt misled by the CAN website, which said that their rating was a flawless "A+". Can you trust a company to repair your credit if, from the very start, they're not fully honest with their own reputation?
Or, maybe this provider doesn't update their site very frequently: at the time of our review, their most recent blog post was nearly 5 years old. But, again, should you choose a credit repair company that doesn't stay current - with new regulations affecting consumers and their credit scores? Probably not.
In this provider's FAQ, it states, "We our experts." Typos, misinformation about a BBB rating, and expensive a la carte-type pricing are all reasons for Credit Assistance Network's low ranking among businesses offering credit repair services. You'll have a much smoother, effective experience elsewhere.
Best Credit Repair Companies
To help you find the Best Credit Repair Services, TopConsumerReviews.com provides you with an in-depth Credit Assistance Network Review.
Who's the best credit repair company? Most Americans know that a good credit score and credit history are important. That one number, your credit score, can determine your ability to get a loan for school or for a car, be approved as a tenant, or to qualify for a credit card.
Unfortunately, when your credit history is less than fantastic - because of making payments after the due date, having too many credit inquiries, or even having mistaken information associated with your identity - you'll have fewer options when you need to make a major purchase. You may even have to pay higher than average rates on your car insurance or your mortgage.
Using a reputable credit repair company puts you back in control of your financial reputation. These services work on your behalf to reduce or eliminate any negative factors in your credit history, working directly with collection agencies, creditors, and even with the three primary credit bureaus. With the help of a credit repair company, you can improve your score and even put a stop to negative information being reported on your accounts. Most services take several months before you see measurable results on your credit report, so adjust your expectations accordingly.
With so many services advertised in the media and online, how can you tell if a credit repair company is reputable and effective? As you compare the various providers, here are several criteria to keep in mind:
TopConsumerReviews.com has reviewed and ranked the best credit repair companies available today. We hope this information helps you find the right credit repair program that meets your needs and gets you on your way to an improved credit history!
Choosing a Credit Repair Company
If your credit score needs some professional help here's how to search for a quality credit repair company.
Start at the Computer
Searching online for a credit repair company provides many benefits in finding and choosing the right service provider for you and here's why:
Look for These Characteristics
When searching for the best credit repair company look for the following characteristics in a quality company before making your selection:
Credit Repair In The News
CHICAGO (WLS) -- Your credit score is the most important three-digit number in your life. Improving it can lead to savings of thousands of dollars over the life of a mortgage or car loan.
Published: Mon, 18 Mar 2019 11:53:00 GMT
Americans across the U.S. struggle with bad credit. When searching for a solution, credit repair companies seem like a great idea. For a fee, these companies offer advice or assistance to improve your ...
Published: Tue, 19 Mar 2019 23:42:00 GMT
GREENSBORO, North Carolina - We told you about UltraFICO - a way for people with poor credit or no credit to build their credit score. But secured credit cards promise to do the same thing. Most banks ...
Published: Fri, 08 Mar 2019 23:27:00 GMT
Atlanta, GA (CBS46) A low credit score can keep you from buying a home or a new car, or even getting a new job. It can take time to bring that score back up, but Better Call Harry and Consumer Reports ...
Published: Fri, 08 Mar 2019 07:03:00 GMT
Having good credit is really important, so it can be really frustrating when your credit score is lower than you'd like. So frustrating, in fact, that turning to a credit repair company may seem like ...
Published: Sun, 03 Mar 2019 06:30:00 GMT
It doesn't have to cost you a penny to repair your credit. Although you can use credit repair companies to help you get back on track, you can repair your credit yourself at no cost. Regardless of ...
Published: Sat, 23 Feb 2019 06:05:00 GMT
Miami-Dade County has found a solution to the dual homebuying affordability crisis, consisting of low credit scores and rising home prices. With more than half of the county's families spending in ...
Published: Thu, 21 Feb 2019 21:55:00 GMT
Getting that first credit card can be a real challenge if you have no credit history, because banks are often reluctant to risk giving you credit. However, Consumer Reports says a new type of credit ...
Published: Thu, 07 Mar 2019 21:45:00 GMT
*Indianapolis, IN - Quintel Sumrall knows what it's like to have low credit scores delay or increase the cost of purchasing a car or a home. After many years of being held down by bad credit and poor ...
Published: Tue, 26 Feb 2019 01:52:00 GMT
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