Best Reviews TopConsumerReviews.com Best Credit Repair Companies Best Reviews
Best Reviews
      March 19, 2019

Home  >  Credit Repair  >  Lexington Law Review

Best Credit

Repair Companies

  1. Ovation Credit Services
  2. Credit Firm
  3. Credit Saint
  4. MSI Credit Solutions
  5. The Credit Pros
  6. Lexington Law
  7. The Credit People
  8. Credit Repair
  9. Credit Assist Network
  10. Pyramid Credit Repair
  11. E Credit Attorney
  12. Credit Repair Consult
  13. Veracity Credit

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
101 Tips to Raise Your Credit Score Newsletter

Latest Reviews

ADHD

Eczema

Flower Delivery

Fruit Baskets

Hair Loss

Hair Removal

Menopause Relief

Pet Meds

Ringworm

Watches

 

Individual Reviews

Sky Blue Credit

Ovation Credit Services

Credit Firm

Credit Saint

MSI Credit Solutions

The Credit Pros

Lexington Law

The Credit People

Credit Repair

Credit Assistance Network

Pyramid Credit Repair

E Credit Attorney

Credit Repair Consultants

Veracity Credit

 

Related Articles

How Fast Can Your Credit Be Repaired?

How Repairing Your Credit Can Save You Money

Improving Your Credit Score

Quality Credit Repair Companies

The Basics of Credit Repair

What is a Credit Score and Why is it Important?

What is Credit History and Why is it Important?

Why Good Credit Is Important

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Lexington Law Review

Best Credit Repair

To help you find the Best Credit Repair Services, TopConsumerReviews.com provides you with an in-depth Lexington Law Review.

To see ALL of our reviews for the Best Credit Repair Services, please Click Here

Who's the best credit repair company? Most Americans know that a good credit score and credit history are important. That one number, your credit score, can determine your ability to get a loan for school or for a car, be approved as a tenant, or to qualify for a credit card.

Unfortunately, when your credit history is less than fantastic - because of making payments after the due date, having too many credit inquiries, or even having mistaken information associated with your identity - you'll have fewer options when you need to make a major purchase. You may even have to pay higher than average rates on your car insurance or your mortgage.

Continue reading below reviews

Best Reviews

2019

Credit Repair Reviews

3 stars
Lexington Law

LEXINGTON LAW Visit Site

Cost:

$89.95 to $129.95 per month, depending on the selected package

For many years, Lexington Law was the provider of choice for credit repair services. Why? With more than 27 years of experience and millions of negative items deleted from customers' credit histories every year, it's easy to see why people turned to them for credit repair.

We're still of the opinion that they have something to offer when it comes to credit repair, so we'll get to their packages shortly. First, however, it's important to understand two things: their fees have nearly doubled over the last five years, which could be related to having reached a settlement in Maryland over allegations of not conducting their business properly with respect to all legal requirements within the industry. This changed their grade with the Better Business Bureau; at the time of our last review, Lexington Law enjoyed a respectable "A-", but during our most current survey of their services they were designated as "Not Rated" while the BBB reevaluates their score.

Lexington Law is more expensive than many credit repair services. They have 3 tiers of service:

  • Concord Standard: priced at $89.95/month, you'll get help with credit bureau challenges and creditor interventions.
  • Concord Premier: priced at $109.95/month, your service adds credit score analysis, help with confronting unfair credit score damage (InquiryAssist), coaching on how to address credit report changes when they happen (ReportWatch), and daily monitoring of your score at TransUnion.
  • PremierPlus: priced at $129.95/month, this top level of service also includes Lexington sending cease and desist letters in your behalf, tracking your FICO score, identity protection services, and personal finance tools.

With what they charge, is Lexington Law effective at helping people improve their credit history? As you'd expect with such a large business, the reviews are mixed. Most credit repair services are criticized for not making noticeable improvements in less than two months, but that's to be expected. But, Lexington seems to have a higher-than-average number of people who say that they didn't get prompt responses from company reps, not just that their reports didn't improve quickly. On the other hand, we found numerous people saying that their credit scores improved dramatically as they stayed with the service, usually for six months on average.

Lexington Law's track record within the credit repair industry has helped keep them afloat, but their higher pricing and troubles with their BBB rating have dropped them to the middle of the pack compared with the competition.

Visit Site

Continued from above

Using a reputable credit repair company puts you back in control of your financial reputation. These services work on your behalf to reduce or eliminate any negative factors in your credit history, working directly with collection agencies, creditors, and even with the three primary credit bureaus. With the help of a credit repair company, you can improve your score and even put a stop to negative information being reported on your accounts. Most services take several months before you see measurable results on your credit report, so adjust your expectations accordingly.

With so many services advertised in the media and online, how can you tell if a credit repair company is reputable and effective? As you compare the various providers, here are several criteria to keep in mind:

  • Reputation. What do past and current users of the credit repair service have to say about the experience? Is the company accredited and/or rated by the Better Business Bureau?
  • Cost. What will you pay to fix your credit history? Should you expect a one-time fee or a monthly payment structure? How do the costs compare with other providers'?
  • Guarantee. Does the credit repair service guarantee that they will improve your credit score and/or history? Can you get a refund if you are unhappy with their service for any reason?

TopConsumerReviews.com has reviewed and ranked the best credit repair companies available today. We hope this information helps you find the right credit repair program that meets your needs and gets you on your way to an improved credit history!

CR: Repairing your credit score

A low credit score can stand in the way of your hopes and dreams, like buying a house or a new car, even getting a new job. Consumer Reports reveals important tips on how to repair your credit score ...

Published:  Mon, 18 Mar 2019 05:13:00 GMT



Saturday Morning Extra: Repair damaged credit with Opulent Credit Builders

CHICAGO (WLS) -- Your credit score is the most important three-digit number in your life. Improving it can lead to savings of thousands of dollars over the life of a mortgage or car loan.

Published:  Mon, 18 Mar 2019 11:53:00 GMT



The easiest and quickest ways to repair your credit score

A low credit score can stand in the way of your hopes and dreams, like buying a house or a new car. But there are simple things you can do to repair your credit score if it's down in the dumps.

Published:  Mon, 18 Mar 2019 07:00:00 GMT



Your Complete Guide to Dealing With Collections and Charge-Offs on Your Credit Report

With smart planning you can put yourself in a position to deal with them wisely and help accelerate your credit-repair process. A collection account is what happens when a creditor has tried to ...

Published:  Sun, 17 Mar 2019 23:11:00 GMT



Can 'UltraFICO' Help You Build or Repair Credit

Getting that first credit card can be a real challenge if you have no credit history, because banks are often reluctant to risk giving you credit. However, Consumer Reports says a new type of credit ...

Published:  Thu, 07 Mar 2019 21:45:00 GMT



Consumer Reports: Repair Your Credit Score

Atlanta, GA (CBS46) A low credit score can keep you from buying a home or a new car, or even getting a new job. It can take time to bring that score back up, but Better Call Harry and Consumer Reports ...

Published:  Fri, 08 Mar 2019 07:03:00 GMT



Cloud-based software eliminate the middleman in credit repair

Credit Dispute Cloud, LLC is an entirely new model of "credit repair" that empowers individuals to get a handle on, repair and maintain good credit-without an intermediary and hefty fees. To the ...

Published:  Thu, 07 Mar 2019 09:04:00 GMT



NAIMS Summary on Emerging Techniques to Assess Neuroprotection and Repair in MS

Imaging biomarkers of neuroprotection and repair are an unmet need in multiple sclerosis. Credit: Zephyr/Science Source A team of clinicians and scientists have released a report of magnetic resonance ...

Published:  Mon, 18 Mar 2019 04:29:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure