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Debt Consolidation in New Hampshire

When examining consumer debt in New Hampshire, the state's rankings vary widely. For instances, New Hampshire college graduates have the highest percentage of students graduating with debt and the highest average dollar amount of that debt, in comparison with the other forty-nine states. 76% of graduates have debt upon completion of their studies, and the average amount of that debt is a staggering $32,795 per student. Young New Hampshire people are looking for ways to manage their student loans and other financial obligations, and debt consolidation is one such resource.

On the other hand, New Hampshire has one of the lower foreclosure rates in the United States, with one in every 2114 homes in foreclosure. Even in the counties with higher numbers - Cheshire, Hillsborough, Rockingham, and Belknap - the foreclosure rate only reaches one in every 1,735 homes.

New Hampshire also ranks well with respect to bankruptcies, with just under 3,000 individuals filing for bankruptcy in a typical year, representing a rate of 2.23 filings for every 1000 people. This ranks the state as 32nd in the nation. Debt consolidation helps residents avoid the need to file for bankruptcy.

The average credit card debt held by New Hampshire residents is $6,159.08, putting the state in 19th place. State residents place 24th overall when considering lowest levels of personal debt: 5% of credit holders in the state have debt that is past due, and of those past due debtors 27.4% have debt in collections with an average dollar amount of $5,862.

Residents of New Hampshire are protected by both the federal Fair Debt Collection Practices Act and state law. Under the state law pertaining to debt collection, collection agencies are not allowed to call a debtor at his or her place of employment without the individual's permission, and even with that permission the calls are limited to no more than once per month.

 

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Debt Consolidation In The News

Employer-paid student loan repayment help could be coming

"This fits in the center of their Venn diagram." They also put the onus of this student loan debt relief on employers, rather than on the federal government, making it an attractive option for each. " ...

Published:  Mon, 18 Feb 2019 06:11:00 GMT



Student debt relief is union work

AFT leaders in Massachusetts know that supporting our members goes beyond what happens in the classroom, or the schoolhouse, or even the Statehouse. That's why, when the AFT started offering student d...

Published:  Fri, 15 Feb 2019 13:38:00 GMT



Fight Substance Abuse, Get Your Student Loans Paid

It's always exciting to be able to announce a new programs that can provide relief to student loan borrowers. The National Health Services Corp (NHSC), a federal agency, has established a new student ...

Published:  Sat, 16 Feb 2019 07:01:00 GMT



Tips To Strengthen Finances Before Another Recession Shared By National Debt Relief

The last Recession in 2008 affected a lot of people that is why National Debt Relief shares this article to help people prepare for another recession. The article titled "How To Strengthen Your Financ...

Published:  Thu, 14 Feb 2019 08:40:00 GMT



Africa: East Africa Bloc Lauds AU for Support to Cancel Somalia Debt

"Somalia's efforts at peace consolidation are constrained by the debt burden that prevents it from accessing concessionary financing and normalizing relations with International Financial ...

Published:  Mon, 18 Feb 2019 05:08:00 GMT



McClatchy And Tribune Could Merger, Hundreds Of Jobs At Risk

Debt service per year could be in the tens ... It offered a buyout to 450 people, about 13% of its total staff. The consolidation of the newspaper industry will continue as a means to cut costs ...

Published:  Mon, 18 Feb 2019 04:27:00 GMT



Karnataka Debt Relief Bill a boon to farmers

BENGALURU: The Legislative Assembly passed the Karnataka Debt Relief Bill-2018 on Wednesday, to ease the burden on the wallets of small farmers, landless agricultural labourers and the economically we...

Published:  Wed, 13 Feb 2019 16:00:00 GMT



Bill seeks to incentivize MT child protective specialists with student loan relief

HELENA - Charles Asmus, a child protective specialist in Montana, told the House State Administration Committee Wednesday that he'll owe about $190,000 after he gets his doctorate. But, he ...

Published:  Thu, 14 Feb 2019 13:08:00 GMT




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