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Debt Consolidation in Alabama

Alabama MapAlabama has the nationís third highest poverty rate in the nation, which unfortunately makes it prime real estate for predatory lenders. Consumers already struggling to get out of debt may find themselves being lured into predatory practices that can actually make their financial situation worse, not better.

Consumers who are struggling financially have rights, and there are several legitimate programs designed to help them consolidate debt.

Under the Fair Debt Collection Practices Act, debt collectors are required to treat consumers fairly and are prohibited from engaging in certain practices in an attempt to recover money owed to creditors. The law prevents credit collection agencies from harassing consumers by requiring them to call only during set hours of the day, and never are they permitted to contact a consumer at their place of employment. Consumers also have the right to put a request in writing for the collection agency to stop calling them about the debt, which the agency must honor.

In Alabama, consumers who are struggling with debt can chose debt consolidation as an alternative to bankruptcy. Working with a reputable credit counseling service can help consumers to consolidate their debt into a monthly payment they can afford. Consumers who do not qualify for debt consolidation can consider bankruptcy; however, it is generally considered as a last resort. According to Alabama bankruptcy law, there are exemptions for consumers who choose this route. A complete listing of bankruptcy resources is available from the Alabama Middle Bankruptcy Court, the Alabama Northern Bankruptcy Court and the Alabama Southern Bankruptcy Court.

 

Colombia tax reforms: Unions threaten nationwide strike

In Colombia, taxes on oranges, among other things, have sparked strong criticism of President Ivan Duque. After his first 100 days in office, he is accused of breaking his campaign promises. People ar...

Published:  Sun, 18 Nov 2018 03:27:00 GMT



Jordan's Parliament Approves Amendments to Income Tax Law

Income tax on banks will remain at 35 percent as in the original law ... last June after the government resigned following protests in the country before Omar al-Razzaz was appointed as prime minister ...

Published:  Mon, 19 Nov 2018 04:34:00 GMT



BJCTA finance director pleaded guilty to filing false tax returns, wire fraud in 2015

Smith was sentenced to prison for five years and a month after pleading guilty to identity theft, false tax return, and wire fraud. According to Collins' sentencing memorandum, he was born in Riversid...

Published:  Fri, 16 Nov 2018 04:35:00 GMT



Jordan PM says kingdom will pay heavy price if IMF-backed tax law not approved

AMMAN (Reuters) - Jordan's Prime Minister Omar al Razzaz said on Sunday the kingdom will pay a heavy price if parliament fails to approve new IMF-backed tax legislation. Razzaz told deputies who were ...

Published:  Sun, 18 Nov 2018 06:15:00 GMT



Montgomery school board passes resolution for potential property tax increase

MONTGOMERY, AL (WSFA) - The Montgomery County Board of Education voted 5-2 to a adopt a resolution to raise property tax in the county by 6 mills to support Montgomery Public Schools. The increase wou...

Published:  Tue, 13 Nov 2018 15:13:00 GMT



4 Tuscaloosa County companies getting tax breaks for capital projects

The Tuscaloosa County Industrial Development Authority on Thursday approved tax abatements for four companies that plan ... There are a lot of counties in America - not only Alabama - that would like ...

Published:  Thu, 15 Nov 2018 18:01:00 GMT



A warning from Alabama, if Roe vs. Wade is overturned

The politics of antiabortion legislation are already irresistible to Republican legislators in many conservative states, not just Alabama, because they are wildly popular with base voters but also don ...

Published:  Sun, 18 Nov 2018 19:14:00 GMT



Solar farm proposed in Wiregrass would be Alabama's largest

DOTHAN, Ala. (AP) - An energy project proposed for southeast Alabama could become the state's largest solar farm. The Dothan Eagle reports that Houston County commissioners have approved a 10-year pro...

Published:  Sat, 17 Nov 2018 16:17:00 GMT



Jordan's parliament passes IMF-backed tax law to reduce public debt

Jordan's Prime Minister Omar al Razzaz earlier warned deputies the kingdom will pay ... Razzaz said the law promotes social justice by targeting the wealthy and combats long-time corporate tax evaders ...

Published:  Sun, 18 Nov 2018 05:11:00 GMT



The real problem with Pasco pastor's partisan sign is a tax problem

The Rev. Al Carlisle made headlines Nov. 6 when he posted the sign on ... "The church is basically saying vote for Republicans," said Darryll Jones, a tax law professor at Florida A&M University, call...

Published:  Fri, 16 Nov 2018 06:50:00 GMT



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