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Debt Consolidation in Alaska

Alaska MapAccording to the Urban Institute, a third of Americans currently are delinquent on their debt. The average debt of Alaskans is $68,524, with 33.1 percent of that debt currently in collections. Consumers whose debt has gone into collections have rights during the collections process.

Under the Fair Debt Collection Practices Act, debt collectors are required to treat consumers fairly and are prohibited from engaging in certain practices in an attempt to recover money owed to creditors. The law prevents credit collection agencies from harassing consumers by requiring them to call only during set hours of the day, and never are they permitted to contact a consumer at their place of employment. Consumers also have the right to put a request in writing for the collection agency to stop calling them about the debt, which the agency must honor.

Other guidelines debt collection agencies must follow include not making false statements in an attempt to collect debt. For instance, a collection agency cannot misrepresent who they are when they call and they cannot say that a consumer be jailed for failure to pay debt. They may not issue threats to consumers including suggestions of bodily harm, as well as using profanity. Finally, improper disclosure to family, friends or coworkers. Debt collection agencies are not permitted to disclose the nature of a consumer?s debt to anyone except the consumer.

Even for consumers whose debt has entered the collections phase, it is not too late to consolidate debt to achieve lower monthly payments. A reputable credit counseling service can assist consumers in consolidating their debt into one low monthly payment. Under state law, creditors are required to work with consumers who qualify for debt consolidation.

 

Alaska communities consider online sales tax

Communities across the state may start taxing online shopping. It's a proposal up for consideration by the Alaska Municipal League at its annual conference in Anchorage this week. Much of Alaska alrea...

Published:  Tue, 13 Nov 2018 12:47:00 GMT



Mayor proposes alcohol tax for Anchorage homelessness and substance abuse treatment services

Anchorage already taxes marijuana, Berkowitz said. A representative of the Alaska Cabaret, Hotel, Restaurant and Retailers Association -- a fierce opponent of recent alcohol tax measures in Anchorage ...

Published:  Mon, 12 Nov 2018 17:31:00 GMT



For 40 Years, Alaska Has Modeled a Universal Income. Now That's in Peril.

legislators abolished Alaska's income tax. Now those heady oil-boom days are over, leaving massive holes in the state budget. The annual dividend announcement used to feature a televised ...

Published:  Mon, 05 Nov 2018 08:42:00 GMT



EU makes new offer to reluctant states on digital tax: document

BRUSSELS (Reuters) - European Union finance ministers will discuss next week a watered down proposal on an EU-wide digital tax, a document seen by Reuters shows, trying to persuade reticent government...

Published:  Wed, 31 Oct 2018 08:39:00 GMT



Tax fraud suspect Bašternak sentenced to five years

The district court in Bratislava has found businessman Ladislav Bašternak guilty of tax and insurance fraud and evasion on November 7, sentencing him to five years in prison in the case of an unjustif...

Published:  Wed, 07 Nov 2018 06:15:00 GMT



Cut in tax funds to be allocated for Gaza part of "śdeal of century,' says PLO official

RAMALLAH, Tuesday, November 06, 2018 (WAFA) - The Israeli decision to deduct part of the Palestinian Authority's (PA) tax revenues in order to transfer the money to the Gaza Strip comes within the fra...

Published:  Tue, 06 Nov 2018 03:59:00 GMT



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