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Debt Consolidation in Alaska

Alaska MapAccording to the Urban Institute, a third of Americans currently are delinquent on their debt. The average debt of Alaskans is $68,524, with 33.1 percent of that debt currently in collections. Consumers whose debt has gone into collections have rights during the collections process.

Under the Fair Debt Collection Practices Act, debt collectors are required to treat consumers fairly and are prohibited from engaging in certain practices in an attempt to recover money owed to creditors. The law prevents credit collection agencies from harassing consumers by requiring them to call only during set hours of the day, and never are they permitted to contact a consumer at their place of employment. Consumers also have the right to put a request in writing for the collection agency to stop calling them about the debt, which the agency must honor.

Other guidelines debt collection agencies must follow include not making false statements in an attempt to collect debt. For instance, a collection agency cannot misrepresent who they are when they call and they cannot say that a consumer be jailed for failure to pay debt. They may not issue threats to consumers including suggestions of bodily harm, as well as using profanity. Finally, improper disclosure to family, friends or coworkers. Debt collection agencies are not permitted to disclose the nature of a consumer?s debt to anyone except the consumer.

Even for consumers whose debt has entered the collections phase, it is not too late to consolidate debt to achieve lower monthly payments. A reputable credit counseling service can assist consumers in consolidating their debt into one low monthly payment. Under state law, creditors are required to work with consumers who qualify for debt consolidation.

 

Fashion faux pas MLM company LuLaRoe sued in Alaska over sales taxes.

LuLaRoe clothing is known for soft, stretch knit items like leggings and skirts. It's also a multi-level marketing company, like Mary Kay or Herbalife, and customers can buy clothing from their friend...

Published:  Fri, 15 Feb 2019 19:57:00 GMT



Interior Alaska officials give Dunleavy's pipeline tax bill a thumbs down

FAIRBANKS - Borough Assembly members said they oppose legislation to divert property taxes on the trans-Alaska oil pipeline to state coffers. It would cause a shortfall of about $11 million at the Fai...

Published:  Fri, 15 Feb 2019 10:47:00 GMT



Alaska fishing towns would forfeit $28M in fish tax under Dunleavy budget

Governor Mike Dunleavy's proposals for balancing the state's budget include a plan to stop sharing of millions of dollars in taxes on commercial fishing with coastal communities. "The governor's budge...

Published:  Fri, 15 Feb 2019 16:54:00 GMT



Dunleavy budget prompts hiring freezes and warnings of local tax boosts in Alaska cities

City officials around Alaska say deep state budget cuts and policy changes proposed this week by Gov. Mike Dunleavy will likely force local governments to raise taxes or slash services, or a combinati...

Published:  Thu, 14 Feb 2019 19:26:00 GMT



Murphy, Democrats reach deal to tax legal weed by ounce, reports say

Politico New Jersey, citing three sourced with knowledge of the discussions, said the proposed tax would be $42 an ounce ... is legal in 10 states - Alaska, California, Colorado, Maine ...

Published:  Sat, 16 Feb 2019 07:27:00 GMT



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