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      September 21, 2018

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Debt Consolidation in Connecticut

Connecticut MapOver 77 million Americans are in debt from overextended credit cards, medical bills, utility bills and even child support payments. Of the consumers in Connecticut who are in debt, 74.4 percent are behind in their mortgage payments.

Considered one of the wealthiest states in the nation with the third-largest number of millionaires per capita in the country it also has the greatest disparity in incomes among its residents of any state.

Consumers who find themselves in the midst of a credit crunch have options. They can seek out credit counseling, apply for debt consolidation programs or if necessary, apply for bankruptcy. While deciding how best to handle their debt, consumers do have protections in place.

Many credit counseling services in the state offer a free counseling session to consumers who are struggling. These agencies often are able to help consumers negotiate lower payments to creditors and consolidate their debt into one convenient monthly payment. Consumers can pay off debt in as little as two to four years using one of these services.

Consumers who do not qualify for debt consolidation may have to claim bankruptcy. Chapter 13 bankruptcy allows consumers to work toward paying off debt while still keeping possessing of certain personal property, including homes. Chapter 7 bankruptcy is for those consumers who wish to absolve their debt without repaying anything to creditors. Those who opt for bankruptcy can expect it to negatively affect their credit rating for up to seven years.


Lamont offers more tax relief in jobs plan

... as the capital base component of the corporation tax, which is a levy on a business's net worth or capital holdings. Connecticut imposes the nation's highest rate at 0.31 percent.

Published:  Wed, 19 Sep 2018 14:49:00 GMT

Connecticut governor contenders clash over tolls and taxes

NEW HAVEN, Conn. (AP) - The two major party candidates hoping to become Connecticut's next governor clashed once again over tolls and taxes in their second one-on-one debate. Republican businessman Bo...

Published:  Tue, 18 Sep 2018 01:40:00 GMT

Lamont offers tax cuts, plans for economic growth

Marr said in a statement. "Ned Lamont continues to offer small concessions that will be more than offset by increased fees, taxes and tolls imposed on the hard-working people of Connecticut." The GOP ...

Published:  Wed, 19 Sep 2018 14:06:00 GMT

Poll: How important is the income tax to Connecticut's state budget

How important is the income tax to Connecticut's state budget Not important at all Very important Somewhat important free polls Choose the plan that's right for you.

Published:  Wed, 19 Sep 2018 03:57:00 GMT

State Migration Increasingly Driven by Taxes

The only high-tax state that saw in-migration was Maine ... the states both seniors and high earners are leaving are Alaska, Connecticut, California, Illinois, Maryland, New Jersey, New York ...

Published:  Wed, 19 Sep 2018 21:15:00 GMT

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