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Debt Consolidation in Delaware

Delaware MapFor 35 percent of Americans, their debt is past due to the point that it has been placed into collections. Anyone who has ever had the unpleasant experience of being hounded by debt collectors knows that being in debt is one of the most stressful experiences consumers can face. In Delaware, 37.8 percent of consumers currently have outstanding debt in the collections process, with 71 percent of those in debt due to failure to pay their mortgages on time.

Consumers who are being harassed by debt collection agencies should record the calls and file a complaint with the Federal Trade Commission. Because Delaware is a one-party consent state, it is legal for consumers to record calls with debt collectors without their knowledge or consent.

Working with a consumer credit counseling agency can help consumers to get themselves out of debt without resorting to bankruptcy, which can damage their credit rating. Consumer credit counseling agencies are able to negotiate lower payments for consumers, and even assist them in applying for debt consolidation.

Consumers who are unable to qualify for debt consolidation programs and truly have no other option can consider filing for bankruptcy. Chapter 13 bankruptcy allows consumers to keep some of their possessions, including property that may be mortgaged, while they pay off their debt. Chapter 7 erases all debt without the consumer having to pay what is owed. The tradeoff is that property can be seized as part of the process.


Baltimore Police Commissioner De Sousa resigns amid federal tax charges

Baltimore Police Commissioner Darryl De Sousa resigned Tuesday amid a growing federal investigation into his personal finances and other private and professional affairs, prompting Mayor Catherine E. Pugh to announce a national search for his replacement ...

Published:  Tue, 15 May 2018 09:32:00 GMT

Is There More to the De Sousa Exit Than Taxes

On the surface, the resignation of Baltimore police commissioner Darryl De Sousa seems like just another chapter in the sullied history of the Baltimore Police Department (BPD); the city's top cop tarnished by charges that he failed to file tax returns ...

Published:  Wed, 16 May 2018 23:33:00 GMT

Baltimore's top cop, facing charges over not filing taxes, is suspended with pay

(CNN)Baltimore Police Commissioner Darryl De Sousa was suspended with pay Friday amid charges that he failed to file income tax returns for three years, Mayor Catherine Pugh said. The suspension comes a day after the US attorney's office in Maryland ...

Published:  Fri, 11 May 2018 11:00:43 GMT

De Blasio message to Dems: Find 'courage' to tax the rich

WASHINGTON - New York Mayor Bill de Blasio is urging Democrats to "throw away conventional wisdom" and run on "big goals." As food for thought, he offered two of his own first-term policies: instituting universal preschool and ending the police's stop ...

Published:  Wed, 16 May 2018 07:49:00 GMT

City Council Pushes Property Tax Rebate as De Blasio Continues Stall on Broader Reform

The New York City Council has been pushing for temporary relief for lower- and middle-class homeowners in this year's budget, calling on Mayor Bill de Blasio to fund a one-time $400 property tax rebate that would cost about $187 million in total.

Published:  Mon, 14 May 2018 17:14:00 GMT

Baltimore Police Chief De Sousa charged with failing to file taxes, but mayor expresses confidence in him

Baltimore Police Commissioner Darryl De Sousa is charged with failing to file taxes in 2013, 2014, and 2015. (Ulysses Muí±oz, Baltimore Sun video) Baltimore Police Commissioner Darryl De Sousa is charged with failing to file taxes in 2013, 2014, and 2015.

Published:  Fri, 11 May 2018 04:50:00 GMT

Baltimore Police Chief De Sousa resigns after failure to file taxes

Baltimore Police Commissioner Darryl De Sousa resigned Tuesday after he was federally charged last week with failing to file three years of tax returns. On Friday, Mayor Catherine Pugh suspended De Sousa with pay, one day after she had expressed "full ...

Published:  Tue, 15 May 2018 09:20:00 GMT

Darryl De Sousa, Baltimore's police commissioner, resigns after tax charges

BALTIMORE (AP) - Baltimore's mayor has announced the city's police commissioner has resigned after being charged with failing to pay his taxes. Mayor Catherine Pugh said Tuesday she's accepted the resignation of Darryl De Sousa. The U.S. attorney ...

Published:  Tue, 15 May 2018 11:47:00 GMT

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