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Debt Consolidation in Pennsylvania

Pennsylvania MapPennsylvania is the 6th most populous state in the US, with many of their residents living in one of the three major cities, Philadelphia, Pittsburgh and Allentown. It was one of the 13 original founding states of the United States, and today it's citizens continue to be more financially responsible than the national average. Ranked 8th out of the all of the states for positive credit health, most residents of Pennsylvania are able to enjoy smaller mortgages, lower rates of credit card debt and generally more financial stability. However, as with all highs and success stories there will always be some lows or pitfalls, and Pennsylvania is not completely free from the burden of debt.

Credit card debt throughout the state has mimicked a roller coaster ride over recent years, but even so it has never reached or exceeded the national average of $2820. When reaching their peak balance on plastic spending at $3,350, the issue was quickly addressed and the total spending rapidly reduced over four years by 19%. Another debt that is lower in Pennsylvania than that of its national counterpart is household mortgage. This is a type of debt that can always be included in debt consolidation to great benefits and to further reduce the pressure of loan repayments. Statistics suggest that Pennsylvanians actually have a mortgage obligation that is lower than that of the average American by $9000. However, this significant sum may be a result of previous high foreclosure rates that could be marring the figures.

One of the earlier mentioned pitfalls of Pennsylvania's financial status is that of student loan debt. Where the average student debt across America is $3,750, the state norm is rather large at $4460, a massive 20% more. However, this significant difference can be explained by the higher percentage of young Pennsylvanians who hold college degrees, compared to the percentage of the same age people with similar qualifications across the nation. Residents of Pennsylvania may find that through combining their student loans with any other outstanding balances through debt consolidation, their burden can be reduced.

 

Could a tax on video games help prevent school shootings One Pa. lawmaker hopes so.

Seeking funding for school safety measures to prevent shootings, a Pennsylvania state lawmaker is proposing a 10-percent sales tax on violent video games. Rep. Christopher Quinn (R., Delaware), said t...

Published:  Wed, 13 Feb 2019 02:27:00 GMT



Finding younger farmers: Gov. Tom Wolf proposes tax breaks, loans in new Pa. Farm Bill

The agriculture industry is facing a workforce shortage and Gov. Tom Wolf's administration hopes to address it with the Pennsylvania Farm Bill, a proposal that is being described as historic. This mul...

Published:  Sun, 17 Feb 2019 04:59:00 GMT



Pennsylvania might slap a 10% tax on violent video games, but the industry says the proposed law is fundamentally flawed

Pennsylvania lawmakers are considering a bill that would slap a 10% tax on video games that are rated Mature or Adults Only by the Entertainment Software Rating Board (ESRB). Rep. Christopher Quinn su...

Published:  Mon, 11 Feb 2019 11:02:00 GMT



Pennsylvania wants to tax violent video games

In context: Lawmakers are still trying to unequivocally draw parallels between school violence and video games. Now, a lawmaker in Pennsylvania wants to tax violent video games an additional 10 percen...

Published:  Mon, 11 Feb 2019 04:58:00 GMT



Violent Video Game Tax Proposed In Pennsylvania

Lawmakers from Pennsylvania have put forth a bill that proposes a 10% excise tax on violent video games. House Bill 109 seeks to impose the so-called "sin tax" on games sold at retail that are rated b...

Published:  Wed, 06 Feb 2019 17:53:00 GMT



Letters: Water runoff tax needed in State College; ban on Sunday hunting makes sense

State College should have a water runoff tax. Each commercial, rental ... One day a week to enjoy the beauty of a Pennsylvania fall, biking and hiking with your friends, family and pets, without the w...

Published:  Sun, 17 Feb 2019 12:45:00 GMT



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