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Debt Consolidation in Texas

Texas MapFamous for its BBQs, chillies and hot weather amongst a great deal more, Texas is also a place of excellent economic growth and overall financial stability. However, as is the case all over America, no state is completely free from debt and most Texan households maintain some degree of debt throughout their lives. This debt is typically made up of a combination of different forms including credit card, student loans and mortgage.

Debt affects different people in different ways and most individuals and households are able to manage their finances successfully using different methods and strategies such as debt consolidation to simplify affairs. In Texas one of the most offending contributions to personal debt is credit card borrowing. Although the figures and statistics vary according to different sources, there is an overall agreement that credit card debt in Texas is slightly less than the national average.

The Gross State Product (GSP) of Texas is the second highest in America and is in fact larger than the GDP of most countries. The state economy is thriving with many factors contributing to its growing success. It's full of natural resources, has huge areas of land, flourishing cities and world-class institutes of education, all of which help the region to prosper.

While the residents certainly benefit from this with unemployment rates as low as 6.4% and average income of $36,484, it doesn?t make them immune from debt. Rather Texans continue to borrow, choosing to opt for personal loans, auto loans and mortgages all of which add up to some significant sums. Debt consolidation remains a popular way to reduce monthly payments and begin to reduce the total amount owed.


Study: Texas oil & gas industry paid $14 billion in taxes, royalties in 2018

Fog blankets a low-lying area where pumpjacks operate in West Texas, northeast of Kermit, on Sept. 12, 2018. CONTINUE to see how much money area energy companies made (or lost) in recent quarterly ear...

Published:  Thu, 14 Feb 2019 10:39:00 GMT

Bill Whitaker: Property-tax fight exposes state's own hypocrisy

Clearly on the same page but more hard-headed in approach: Burly County Judge Jay Elliott from adjoining Falls County during a Texas Senate Property Tax Committee hearing the following day. Seated dur...

Published:  Sat, 16 Feb 2019 20:30:00 GMT

Bad tax ideas abound in Texas and the U.S.

We've seen a couple scurrying across the floor at our office in the last week or so. I don't like them any more than I like mosquitoes or houseflies. When I see one, I scoop it up and send him for a s...

Published:  Fri, 15 Feb 2019 22:00:00 GMT

Days after heated meeting, Texas Senate property tax committee passes 2.5-percent rollback rate bill

The 86th Legislature runs from Jan. 8 to May 27. From the state budget to health care to education policy - and the politics behind it all - we focus on what Texans need to know about the biennial leg...

Published:  Mon, 11 Feb 2019 15:13:00 GMT

Local government would lose, taxpayers keep $900 million as Texas property tax cap bill advances

AUSTIN - A bill that would cap property taxes and shrink local government budgets by an estimated $900 million passed its first hurdle Monday and heads to the Senate for a full vote of its members. Th...

Published:  Mon, 11 Feb 2019 14:08:00 GMT

Texas Is The 20th Most 'Tax-Friendly' For Middle Class: Study

Texas is the 20th most tax-friendly state in the country for the middle class. That's according to a study published Wednesday by the personal finance site GOBankingRates. State and local income ...

Published:  Thu, 14 Feb 2019 05:23:00 GMT

Texas cracking down on sales tax evasion, but some question if it is enough

Texas is cracking down on the most common form of tax evasion: failure to pay sales tax. For decades, online shoppers have taken advantage of a 1992 U.S. Supreme Court decision that said tax collector...

Published:  Fri, 08 Feb 2019 02:30:00 GMT

Property tax creates a state v. local tug-of-war in Texas

DALLAS - Substantial property tax changes under discussion in the Texas Legislature may have implications for bond issuers across the state. David Medanich, head of public finance for Hilltop Securiti...

Published:  Mon, 11 Feb 2019 09:03:00 GMT

Troxclair: Anyone believe local property taxes in Texas should rise faster

On the first Tuesday of the month, bidders still gather at 10 a.m. on the steps of the Travis County Courthouse for the tax sale - the auction of properties that have been seized by local taxing entit...

Published:  Sat, 16 Feb 2019 02:54:00 GMT

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