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Debt Consolidation in Virginia

Virginia MapEven though the unemployment rate in Virginia is one of the lowest in the nation, there are still many people who are suffering from underemployment. Being underemployed means that you are receiving a regular paycheck, but the income isnít enough to cover your living expenses. People who find themselves in this position often dig into large amounts of debt, because they are just looking for ways to get by from one month to the next.

The median income in Virginia is fairly high compared with other states, but the median income doesnít give an accurate picture about the personal debt that is being accrued. Some people might be earning a reasonable income, and at the same time they are spending more money than they are bringing in. A common solution to these personal debt problems is to turn to debt consolidation to make it easier to pay off the debt and get ahead financially.

Virginia has a wide variety of income sources, including business, farming, military, and government jobs. At the same time, Virginia is an employment-at-will state, which means that anyone can be let go at any time. Unexpected unemployment might result in a situation where you need to consider debt solutions because you donít have the cash flow to pay for living expenses while you are out of work.

Debt consolidation is a great solution to consider if you canít keep up with your cost of living. Some people find that it is too much of a hassle to juggle multiple debtors and keep up with all of the payments that are required. With a consolidation solution, all of your debts are rolled into one easy payment, so that you have the ability to get caught up on your bills and create the possibility of future financial success. When you can meet your monthly payments, it is much easier to pay down the balances and even save a little extra money in the bank.


Virginia posts revenue surplus, but is economic growth or tax strategy

RICHMOND - Virginia banked a revenue surplus of roughly $552 million when the state's fiscal year ended June 30, Gov. Ralph Northam (D) said Thursday. The state brought in 6.3 percent more in tax reve...

Published:  Wed, 11 Jul 2018 21:00:00 GMT

Tax Laws Bite California's Housing Market: Virginia Postrel

(Bloomberg Opinion)-Forty years ago last month, Californians passed Proposition 13, the property-tax limitation that helped spark a national tax revolt. It's still popular. In a March survey by the Pu...

Published:  Mon, 16 Jul 2018 08:24:00 GMT

Opinion/Commentary: Supreme Court's online sales tax decision gives Virginia options

On June 21, the U.S. Supreme Court opened the door for states to require out-of-state online retailers and other remote sellers to collect state and local sales taxes. For Virginia, the decision could ...

Published:  Sun, 08 Jul 2018 01:19:00 GMT

City manager: Tax credits key to attracting interest in historic Martinsburg hotel

MARTINSBURG, W.Va. - The move by West Virginia lawmakers last year to increase the tax credits available to developers when redeveloping historic structures has been key to attracting investment in th...

Published:  Tue, 10 Jul 2018 07:44:00 GMT

Virginia pharmacist pleads guilty to $5 million in employment tax fraud

COLLINSVILLE, Va. (WDBJ7) --A Virginia pharmacist has pleaded guilty Thursday to employment tax fraud. According to the U.S. Department of Justice, Jerry R. Harper, Jr., 61, of Collinsville pleaded gu...

Published:  Thu, 12 Jul 2018 09:50:00 GMT

Watchdog Says Some State Tax Credits Aren't Working

RICHMOND, Va. (AP) - The Virginia General Assembly's watchdog agency has found that two tax credit programs meant to retrain workers and promote telecommuting are busts and need to be eliminated. The ...

Published:  Mon, 09 Jul 2018 11:51:00 GMT

Tax cuts have helped add jobs

I have realized the connection between my success and the economic health of Virginia. The Tax Cuts and Jobs Act has helped both. With the money saved, I've been able to hire additional employees and ...

Published:  Fri, 06 Jul 2018 14:05:00 GMT

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