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Debt Consolidation in Virginia

Virginia MapEven though the unemployment rate in Virginia is one of the lowest in the nation, there are still many people who are suffering from underemployment. Being underemployed means that you are receiving a regular paycheck, but the income isnít enough to cover your living expenses. People who find themselves in this position often dig into large amounts of debt, because they are just looking for ways to get by from one month to the next.

The median income in Virginia is fairly high compared with other states, but the median income doesnít give an accurate picture about the personal debt that is being accrued. Some people might be earning a reasonable income, and at the same time they are spending more money than they are bringing in. A common solution to these personal debt problems is to turn to debt consolidation to make it easier to pay off the debt and get ahead financially.

Virginia has a wide variety of income sources, including business, farming, military, and government jobs. At the same time, Virginia is an employment-at-will state, which means that anyone can be let go at any time. Unexpected unemployment might result in a situation where you need to consider debt solutions because you donít have the cash flow to pay for living expenses while you are out of work.

Debt consolidation is a great solution to consider if you canít keep up with your cost of living. Some people find that it is too much of a hassle to juggle multiple debtors and keep up with all of the payments that are required. With a consolidation solution, all of your debts are rolled into one easy payment, so that you have the ability to get caught up on your bills and create the possibility of future financial success. When you can meet your monthly payments, it is much easier to pay down the balances and even save a little extra money in the bank.


Virginia could see extra $400 million from income tax payments; Northam urges caution

Starting in June, articles that carry the Subscriber Plus logo (at left) can only be accessed by Richmond Times-Dispatch subscribers with digital access. To learn more or to subscribe, click here. Virginia could end the fiscal year with an extra $400 ...

Published:  Fri, 11 May 2018 13:18:00 GMT

No tax increases for Virginia Beach residents in new budget

VIRGINIA BEACH, Va. (WAVY) - - The initial 2019 budget plan for Virginia Beach would have increased taxes and fees for the average family by almost $100. Residents were looking at paying higher personal property taxes, higher cigarette taxes, higher waste ...

Published:  Wed, 09 May 2018 18:34:00 GMT

Alexandria raises meals tax to 5 percent to fund affordable housing

That will make the tax the largest in the metropolitan region, but not in Virginia, where higher meals taxes are levied in Richmond, Charlottesville and elsewhere, city officials said. Mayor Allison Silberberg (D), who voted with the 4-3 majority on the ...

Published:  Fri, 11 May 2018 21:00:00 GMT

Virginia tax receipts keep rising but net revenue is uncertain

First lady Melania Trump has experienced a significant surge in popularity in recent weeks. A new CNN poll revealed that 57% say they have a favorable impression of Trump, up from 47% in January. This is the biggest number Melania Trump has experienced in ...

Published:  Fri, 11 May 2018 14:27:00 GMT

Virginia Beach official: Keeping lower taxes could affect ability to prepare for sea-level rise

The City Council's efforts to keep taxes and fees low could affect the city's long-term ability to prepare for sea-level rise and climate change, according to the city's top administrator. The council presented an alternative to City Manager David ...

Published:  Fri, 11 May 2018 08:30:00 GMT

A second hospital tax emerges as Senate struggles with budget

As the Senate struggles with options for adopting a state budget, its Finance Committee is considering an additional tax on hospital revenues to generate federal dollars for reimbursing their treatment of patients in Virginia's Medicaid program.

Published:  Tue, 15 May 2018 14:45:00 GMT

Voluntary Tax Refund Contributions Tick Upwards

A new report from Tax Commissioner Craig Burns says 12,404 Virginia taxpayers donated nearly $370,000 to various nonprofit groups in 2016. That's up slightly from 2015. But more than 42,000 taxpayers used their tax refunds to give away $1 million in 2010.

Published:  Mon, 14 May 2018 23:24:00 GMT

Virginia Beach City Council approves budget without tax increases

The City Council officially decided to scrap plans to increase taxes. Members voted 9-0 on Tuesday night to approve a $2 billion budget that doesn't ask residents for more money. The council also signed off on spending nearly $395 million over the next ...

Published:  Tue, 15 May 2018 17:00:00 GMT

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