TopConsumerReviews.com Best Dental Insurance Plans
      March 19, 2019

Home  >  Dental Insurance  >  Articles

Best

Dental Insurance

  1. Dental Insurance
  2. eHealth Insurance

Your Information Is Secure
Your Guide to Good Health Insurance Newsletter

Latest Reviews

ADHD

Eczema

Flower Delivery

Fruit Baskets

Hair Loss

Hair Removal

Menopause Relief

Pet Meds

Ringworm

Watches

 

Related Articles

Dental Discount Plans Versus Traditional Dental Plans

Dental Insurance Pros and Cons

How Can Dental Insurance Protect You?

Should Children Have Dental Insurance?

What Kinds Of Things Does Dental Insurance Cover?

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

How Can Dental Insurance Protect You?

The American Dental Association recommends seeing a dental professional at least once every six months for a cleaning and exam. Good dental health can help to prevent several other health issues, including heart disease and diabetes.

Dentists prefer to prevent dental problems, rather than simply fix them after they occur. Regular dental check-ups allow dentists to identify signs of dental disease before they progress, making them more difficult and expensive to fix.

Many people avoid going to the dentist for financial reasons. The average cost of preventative dental services, including exam and cleaning, depends on the area in which a person lives. Annual cleaning and exams run between $100 and $200 per visit. Add in dental x-rays ($30 to $100) and topical sealant used for children to help prevent cavities, and a routine visit can push close to $300.

In comparison, 42 percent of Americans do not have any form of dental insurance, making even a $100 visit to the dentist unaffordable. Those who do have dental insurance generally have it through an employer. However, there are many options on the market for those who wish to purchase their own dental insurance. The cost of the plan depends on the coverage included within it.

Most dental plans are set up in a similar fashion as health insurance plans, offering monthly premiums, deductibles and covered services. Some dental plans offer networks of approved providers at a savings. There are several kinds of plans available:

  • Preferred Provider Organization, or PPO. This type of plan offers a network of dentists who have agreed to accept payment at contracted rates from the insurer. PPO plans generally have a deductible that must be met prior to the insurer picking up the additional cost. Once the deductible is met, plans which reimburse 80, 90 or 100 percent of the cost are available. This plan will protect the patient by allowing them to know up-front how much they will be expected to cover out-of-pocket at the dentist each visit.
  • Discount Provider Organization, or DPO. These plans provide dental professionals who are willing to provide their services to patients at a discounted rate for a monthly or annual fee. This kind of plan generally does not include a deductible or payment plan; however, the patient will be responsible for the majority of the costs.
  • Dental Health Maintenance Organization, or DHMO. This plan is the dental equivalent to a medical HMO plan. DHMOs do not generally have deductibles, but rather use a co-pay system that determines the amount of money the patient will be responsible for paying at the time of service. Only dentists within the DHMO network may be used with this plan; otherwise, the patient will be responsible for the full out-of-pocket expense of the visit.

While no dental insurance plan is perfect, the alternative is less desirable. Allowing your dental health to erode to the point of needing major dental repairs is never a wise or financial sound decision. The more damage you have to your teeth, the more expensive the bill will be, with or without insurance. The best way to use dental insurance to protect your teeth and mouth is to take full advantage of it, engaging in preventative visits for routine check-ups and cleanings.

No dental insurance Discount plans can provide savings.

WASHINGTON - No dental insurance You're not alone. Roughly 1 in 4 Americans don't have dental coverage, according to industry figures. Employers are by far the biggest provider of dental benefits in ...

Published:  Sat, 16 Mar 2019 19:06:00 GMT



Unsupportable: Wood Schools' dental insurance must change

Some people are afraid of the dentist, terrified, even; but the Wood County Board of Education has good reason to take a look at the challenges ahead if the school district's current dental insurance ...

Published:  Sun, 17 Mar 2019 21:41:00 GMT



PrismHR Partners with Beam Dental

Beam Dental is on the cutting edge of dental insurance for SMBs, and we're thrilled to be able to extend its value and innovation to our service providers and their clients. PrismHR, the leading HR ...

Published:  Fri, 15 Mar 2019 03:16:00 GMT



Dental Insurance Services Market 2019 Global Trend, Segmentation and Opportunities, Forecast 2025

Mar 14, 2019 (Heraldkeeper via COMTEX) -- Dental Insurance Services Market: WiseGuyReports.com adds "Dental Insurance Services Market 2019 Global Analysis, Growth, Trends and Opportunities Research ...

Published:  Thu, 14 Mar 2019 04:30:00 GMT



When choosing a benefits plan, pay attention to dental

Those of us in the dental insurance industry have tried to identify the factors that keep people from going to the dentist, and we've found several. One is a lack of education or awareness. While the ...

Published:  Fri, 15 Mar 2019 12:33:00 GMT



5 practical questions to ask yourself about dental insurance

March 14, 2019-- When you have to make a difficult decision, sometimes it's best to just "go with your gut." But when it comes to dental insurance, that could be a big mistake. Dental insurance is a ...

Published:  Thu, 14 Mar 2019 00:13:00 GMT



Wood County Schools looks at dental insurance

Photo by Michael Erb Wood County Board of Education President Rick Olcott comments following a presentation on Wood County Schools' dental program, which provides coverage for both current employees ...

Published:  Thu, 14 Mar 2019 21:35:00 GMT



Global Dental Insurance market illuminated by new report

Category: Market Research Publishers and RetailersCompany about: Market Density is your one stop market research and industry analysis reports' library providing business data and intelligence ...

Published:  Tue, 12 Mar 2019 04:31:00 GMT



Greater Cincinnati insurance firm to be acquired for $41.5M

The Dental Care Plus Group of Sharonville, a provider of dental and vision insurance to employers and individuals in Ohio, Kentucky and Indiana, has agreed to be acquired for $41.5 million. DentaQuest ...

Published:  Thu, 14 Mar 2019 11:58:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure