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Roughly 60 percent of the population in the United States has dental insurance coverage. The coverage is either provided through a comprehensive healthcare benefits package through an employer, or the individual has purchased a dental insurance plan on their own.
Either way, dental insurance coverage is rising in popularity. With the cost of dental care more expensive than the average consumer can afford, dental plans help to alleviate the financial burden on the patient, while at the same time, ensuring that the patient receives routine dental care which can help to keep their whole body in good health.
The American Dental Association recommends that a person have their teeth examined and cleaned at least twice annually by a dental professional. By doing so, the person is not only keeping their mouth clean and healthy, but also the rest of their body. Poor dental hygiene has been linked to other medical issues such as diabetes, heart disease and even some cancers.
But before purchasing a dental insurance plan, it is a good idea to compare the types of plans and the coverage each provides.
Now that we know about the kinds of plans available, let's discuss the kinds of services dental insurance subscribers can expect to be covered.
Typical dental insurance plans cover preventative and general diagnostic care 100 percent once a deductible or co-pay has been satisfied. Procedures such as root canals, bridges and oral surgery may be covered at anywhere from 50 to 80 percent. Most dental insurance companies will assign an annual maximum benefit to reimbursed services, ranging from $1,000 to $1,500.
The majority of dental insurance plans will not cover what are considered to be cosmetic procedures, such as orthodontics and tooth-whitening procedures.
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Dental Insurance In The News
RALEIGH - Across the U.S., dental practitioners and their patients are increasingly dissatisfied with the cost-benefit imbalance tilted in favor of insurance providers. Dentists are regularly finding ...
Published: Fri, 13 Jul 2018 08:17:00 GMT
INDIANAPOLIS, Ind.-- A trip to the dentist can be a pain in the mouth and an even bigger pain in the wallet. Even if you have dental insurance, many policies have a $1,000 annual limit. All it takes i...
Published: Thu, 12 Jul 2018 17:47:00 GMT
Currently, military retirees can purchase dental insurance through Tricare's Delta Dental coverage program. But a law passed in 2017 ends that service and instead allows military retirees access to a ...
Published: Wed, 11 Jul 2018 13:18:00 GMT
The DBA of Beam Technologies Inc., it pairs its data-driven dental insurance with a smart toothbrush that gathers data on hygiene habits. It's signed some 1,000 small-business customers in 16 states a...
Published: Thu, 12 Jul 2018 12:26:00 GMT
a flexible alternative to dental insurance. With OneSmile, Castle Dental aims to increase the availability of dental services and deliver significant cost savings, helping to ensure that affordable de...
Published: Mon, 09 Jul 2018 08:19:00 GMT
"Why can't he understand that dental insurance is just as important as medical" Joseph works at Wal-Mart part-time. She said her hours fluctuate, so she never knows exactly how much she'll make each ...
Published: Tue, 10 Jul 2018 20:24:00 GMT
NORTH MANKATO - Terri Walton receives her dental care locally but said finding a nearby dentist for her daughters has been a challenge. She was told her dentist couldn't take on more patients with the...
Published: Wed, 11 Jul 2018 16:53:00 GMT
According to the U.S. Department of Health and Human Services, about 108 million Americans are living without dental insurance. "We understand that many people in our community and across the nation h...
Published: Tue, 10 Jul 2018 23:09:00 GMT
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