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What Kinds Of Things Does Dental Insurance Cover?

Roughly 60 percent of the population in the United States has dental insurance coverage. The coverage is either provided through a comprehensive healthcare benefits package through an employer, or the individual has purchased a dental insurance plan on their own.

Either way, dental insurance coverage is rising in popularity. With the cost of dental care more expensive than the average consumer can afford, dental plans help to alleviate the financial burden on the patient, while at the same time, ensuring that the patient receives routine dental care which can help to keep their whole body in good health.

The American Dental Association recommends that a person have their teeth examined and cleaned at least twice annually by a dental professional. By doing so, the person is not only keeping their mouth clean and healthy, but also the rest of their body. Poor dental hygiene has been linked to other medical issues such as diabetes, heart disease and even some cancers.

But before purchasing a dental insurance plan, it is a good idea to compare the types of plans and the coverage each provides.

Now that we know about the kinds of plans available, let's discuss the kinds of services dental insurance subscribers can expect to be covered.

Typical dental insurance plans cover preventative and general diagnostic care 100 percent once a deductible or co-pay has been satisfied. Procedures such as root canals, bridges and oral surgery may be covered at anywhere from 50 to 80 percent. Most dental insurance companies will assign an annual maximum benefit to reimbursed services, ranging from $1,000 to $1,500.

The majority of dental insurance plans will not cover what are considered to be cosmetic procedures, such as orthodontics and tooth-whitening procedures.

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Dental Insurance In The News

The Painful Cost of Dental Care

... been delaying getting dental care due to budget issues should consider the affordable alternative to traditional dental insurance: dental savings plans. Plan members can save 10%-60% on a wide var...

Published:  Tue, 18 Sep 2018 06:40:00 GMT

Drs. Howard Abrahams and Stan Frohlinger Offer Gentle Dental"

Numbing agents may not be necessary during the procedures. In some cases, dental insurance carriers may cover all or part of the cost of laser treatment for canker sores. Another valuable use for thei...

Published:  Wed, 19 Sep 2018 04:56:00 GMT

Family Dental of Orland Park Participates In Free Dentistry Day

According to the U.S. Department of Health and Human Services, approximately 108 million Americans are living without dental insurance. "We understand that many people in our community and across ...

Published:  Tue, 18 Sep 2018 22:23:00 GMT

eAssist Dental Solutions Named on Utah Business' Fast 50 List: Companies Celebrated for Innovation and Entrepreneurial Spirit

eAssist tackles many of the problems surrounding low insurance-collections ratios with a dental insurance billing system that is multi-tiered and second to none. eAssist helps an ever-growing list ...

Published:  Thu, 13 Sep 2018 05:52:00 GMT

Drs. Howard Abrahams and Stan Frohlinger Offer Gentle Dental Alternatives, Use Laser Dentistry for Miami Beach, FL Frenectomy Treatment

Numbing agents may not be necessary during the procedures. In some cases, dental insurance carriers may cover all or part of the cost of laser treatment for canker sores. Another valuable use for ...

Published:  Wed, 19 Sep 2018 04:35:00 GMT

Oklahoma City dental practice offering free services for one day in October

... day dedicated to providing free dental care to the growing number of Americans without dental insurance. Residents in the Oklahoma City community and surrounding areas will have the ...

Published:  Tue, 18 Sep 2018 04:40:00 GMT

Penn Dental Medicine Awarded $1M Scholarship Grant from Delta Dental Community Care Foundation

... Foundation is the philanthropic arm of Delta Dental of Pennsylvania and its affiliated companies including Delta Dental Insurance Company, Delta Dental of New York, Inc., and Delta Dental of Calif...

Published:  Tue, 18 Sep 2018 04:00:00 GMT

Superior Dental Care Introduces Dental Plan with Multi-Year Rate Guarantee, Benefits that Increase Annually

"In an environment of ever-increasing health insurance costs, our Maximum Advantage Plan strikes the perfect balance between superior dental benefits and stable rates. A dental plan with a multi ...

Published:  Mon, 17 Sep 2018 06:08:00 GMT

Dentists Benefits Insurance, Northwest Dentists to Merge With Parent TDIC in California

DBIC and NORDIC will be combined into TDIC and the companies will operate as The Dentists Insurance Co. The name and logo will change following the merger. TDIC focuses on supporting the dental profes...

Published:  Tue, 18 Sep 2018 07:44:00 GMT

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