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How Can Dental Insurance Protect You?

The American Dental Association recommends seeing a dental professional at least once every six months for a cleaning and exam. Good dental health can help to prevent several other health issues, including heart disease and diabetes.

Dentists prefer to prevent dental problems, rather than simply fix them after they occur. Regular dental check-ups allow dentists to identify signs of dental disease before they progress, making them more difficult - and expensive - to fix.

Many people avoid going to the dentist for financial reasons. The average cost of preventative dental services, including exam and cleaning, depends on the area in which a person lives. Annual cleaning and exams run between $100 and $200 per visit. Add in dental x-rays ($30 to $100) and topical sealant used for children to help prevent cavities, and a routine visit can push close to $300.

In comparison, 42 percent of Americans do not have any form of dental insurance, making even a $100 visit to the dentist unaffordable. Those who do have dental insurance generally have it through an employer. However, there are many options on the market for those who wish to purchase their own dental insurance. The cost of the plan depends on the coverage included within it.

Most dental plans are set up in a similar fashion as health insurance plans, offering monthly premiums, deductibles and covered services. Some dental plans offer networks of approved providers at a savings. There are several kinds of plans available:

While no dental insurance plan is perfect, the alternative is less desirable. Allowing your dental health to erode to the point of needing major dental repairs is never a wise - or financial sound - decision. The more damage you have to your teeth, the more expensive the bill will be, with or without insurance. The best way to use dental insurance to protect your teeth and mouth is to take full advantage of it, engaging in preventative visits for routine check-ups and cleanings.

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Dental Insurance In The News

Dental insurance usually not high priority

Medical, auto and renters are some insurances people typically have. However, dental insurance isn't high on the list. According to Dr. Stephen H. Parker, owner and orthodontist at Parker & Streem Ort...

Published:  Wed, 14 Nov 2018 07:46:00 GMT

The reality of dental insurance

The business of dentistry, like all areas of medicine, is changing fast. Not many years ago, the dentist went into business for himself, owned his or her own practice, and with the help of assistants ...

Published:  Mon, 12 Nov 2018 14:05:00 GMT

Dave Ramsey says: Mom questions continuing dental insurance for kids

Dental insurance is one of those things where it's easy to see that the payout is greater than the return. We've had dental insurance proposed to us at my company several times as an employee ...

Published:  Tue, 13 Nov 2018 10:30:00 GMT

Here's everything you need to know about the new dental coverage for military retirees

Did you know that if you are on the retiree dental program, you must act by Dec. 10 to continue insurance That, and a few other significant changes are in the works at Tricare - find out what you nee...

Published:  Thu, 08 Nov 2018 10:39:00 GMT

Brite Smiles Gives Advice on Choosing Dental Insurance

For a number of reasons, patients may decide to change their dental insurance. Sometimes different plans have better options financially, and other times a person's employer may change the plan for th...

Published:  Mon, 12 Nov 2018 08:46:00 GMT

Massachusetts Dental Society Inks Exclusive Partnership with Bento

Recognizing that dental insurance isn't really insurance, but rather an employer benefit, they built a platform using leading edge technology that solves issues for employers and dentists alike. Bento ...

Published:  Tue, 13 Nov 2018 09:40:00 GMT

MetLife again tops list of large-group dental carriers

Guardian Life Insurance Company of America Total dental premiums in 2018: $297.4 million Total dental premiums in 2017: $323.6 million Total dental premiums in 2016: $294.4 million Total dental premiu...

Published:  Tue, 13 Nov 2018 23:16:00 GMT

Shaw Family Dental Center Opens In Dalton

The Shaw Family Dental Center will serve associates and their families who are covered by Shaw's dental insurance plan. A partnership with Onsite Dental, a national leader in patient-centered, evidenc...

Published:  Mon, 12 Nov 2018 09:46:00 GMT

Military retirees must act now to keep dental insurance coverage

Did you know that if you are on the retiree dental program, you must act by Dec. 10 to continue insurance That, and a few other significant changes are in the works at Tricare - find out what you nee...

Published:  Thu, 08 Nov 2018 10:39:00 GMT

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