Dental Insurance Reviews
TopConsumerReviews.com is a world-leading consumer product review site. We provide detailed reviews and ratings for thousands of products and services.
Dental Insurance Reviews
Disclosure: We are not compensated by companies for their reviews, but we may be compensated for links and advertisements on our website. Click here for details.
Dental Plans offers excellent discount dental plans for individuals, families, and businesses (group plans). They provide a quick and easy way to find the dental coverage you need. Simply enter your ZIP code, and the discount dental plans that are available in your area appear on your screen.
Dental Insurance offers multiple discount dental plans that can save participants 10% to 40% on dental visits. Additionally, they easily enable you to compare various plans and their pricing. Dental Insurance's website is very easy to navigate.
eHealthInsurance's dental plans are predominately indemnity plans or PPO plans. Benefits vary accordingly, but most include a yearly deductible between $50 and $200. Coinsurance levels vary between 10% and 50%. Overall the website is professional and easy to navigate, however this website is not as comprehensive as the higher-rated services.
Nobody wants to get plaque, gingivitis, or cavities. But what can you do if you are not covered by a dental insurance plan? According to the American Dental Association, this is exactly the situation that over half of the American public faces today.
One alternative is to subscribe to a non-insurance dental plan, also known as a discount dental plan. These types of plans have been around since the early 1990's and offer a fee-based benefit program that gives members discounts on various dental services including fillings, exams, routine cleanings, and so on. These plans are designed for individuals, families, and groups looking to save money on their dental care needs.
Unlike traditional insurance plans, discount dental plans do not have annual limits, health restrictions, or messy paperwork to wade through. Subscribers pay monthly or yearly membership fees, and, in turn, receive discounts on dental services. Participating providers agree to accept this discounted fee from plan members as payment for services performed. However, keep in mind that in most cases this fee is due at the time of service.
There are many Internet services available to provide both dental insurance and discount dental plans. When looking at different dental insurance services, there are certain factors you need to consider. Some of these include:
TopConsumerReviews.com has reviewed and ranked the best dental insurance providers available today. We hope this information helps you find the right dental plan for your needs!
Why Has Dental Insurance Become So Popular?
A person's smile often is the first thing others notice about them. A beautiful set of pearly whites can make or break that first impression.
Keeping our teeth, gums and mouth healthy goes a long way in improving our appearance. As we age, our teeth develop numerous issues which should be monitored and treated by a dental professional. But let's face it - dental procedures can be expensive. Even a routine exam and cleaning can cost over $100 in most areas. Costs can be even higher for those without dental insurance.
Recent figures indicate that 42 percent of all Americans go without dental insurance, which in turn results in a lack of regular visits to the dentist.
However, studies in recent years have linked improper dental care and health to everything from heart disease to diabetes and even cancer. A healthy mouth is the first step toward a healthy body.
Some people are lucky and have dental insurance included as part of their regular health insurance package through an employer. For those people, espousing the benefits of proper dental hygiene and care are unnecessary. They have the benefits in place and are happy to use them.
For those who are not lucky enough to have dental insurance through an employer, the benefits of purchasing your own plan through an insurance broker or directly from a dental insurance company are numerous.
Dental insurance plans have seen an increase in popularity in recent years due to the general populations' growing knowledge about the important of proper dental hygiene. This includes a twice-annual exam and cleaning by a dental professional. A recent spate of television ads promoting dental insurance plans has helped to spur that growth, accounting for roughly a 7 percent increase in the number of people who sought out and purchased dental insurance plans.
Another reason dental insurance plans have become so popular is that they are easier to navigate than a traditional health insurance plan. Because there are only so many dental procedures a person can undergo, plans are very clear as to what they cover and how much coverage is included.
Dental insurance plans also tend to be more affordable than traditional healthcare coverage plans, and the cost remains stable from year to year, whereas healthcare insurance costs are less predictable and often skyrocket from year to year.
Employers also are taking notice of the rise in popularity in dental insurance plans and are considering them as part of a comprehensive healthcare package to help attract the best employees. Next to annual salary, benefits are the next most important factor for many individuals when considering employment. Companies which offer healthcare and dental plans are more likely to not only attract the best people for the job, but retain them from one year to the next.
If you are among the people who are not lucky enough to have dental insurance through your employee benefits package, but would like to secure your own coverage, be sure to review the best plans for your area before making a decision.
Dental Insurance In The News
WEST ALLIS - Approximately 2,000 patients will receive $1 million in free dental care on Friday, June 22 and Saturday, June 23 at the Exposition Center at Wisconsin State Fair Park. It's part of the Mission of Mercy free dental clinic. Approximately ...
Published: Fri, 22 Jun 2018 09:55:00 GMT
Visiting the dentist can be a terrifying experience even without the bill. The NHS is the cheapest option, but you'll still have to pay for treatment. If you're struggling to pay, or considering alternatives to the NHS, dental insurance can help cover your ...
Published: Tue, 19 Jun 2018 08:30:00 GMT
Access Dental operates a chain of 14 dental clinics in California. A spinoff insurance company was created from the original dental chain, Premier Access Insurance Company. The insurance company has a listing of dental preferred providers and dental health ...
Published: Fri, 22 Jun 2018 06:47:00 GMT
allowed workers with limited expertise to approve dental claims for the state's Medicaid program, the joint federal-state health insurance program for the poor and disabled. The state, dental providers and Xerox have been embattled over who is ...
Published: Fri, 22 Jun 2018 15:28:00 GMT
How would you like Cadillac health care benefits for you and your spouse in retirement for as little as $75 a month Become a state legislator. You can get them for a little less than $150 a month as a judge. As Pennsylvanians struggle to pay for health ...
Published: Wed, 20 Jun 2018 03:08:00 GMT
Rapidly growing Delta Dental Insurance Co. is expanding again. Ten months after confirming 200 more jobs for its regional office in Roswell, the country's largest dental insurance provider is adding enough space for another 200 to 300 positions.
Published: Fri, 15 Jun 2018 07:30:00 GMT
The dental practice management software provides the wide range of features and benefits ranging from patient scheduling, treatment planning, clinical charting, electronic prescriptions, billing, insurance claims and business analytical solutions to the ...
Published: Tue, 19 Jun 2018 14:36:00 GMT
Anderson offers a strategy for responding to your patients' insurance concerns successfully. The course also helps your practice develop a strategy for successfully navigating today's changing dental insurance landscape.
Published: Mon, 18 Jun 2018 00:12:00 GMT
Many of them simply had no dental insurance or the means to pay a hefty co-pay. Volunteers estimated they provided 900 cleanings, 800 fillings and 1,600 extractions in two days. Organizers said that although the clinic provides necessary services ...
Published: Tue, 19 Jun 2018 07:10:00 GMT
- View Full Site -
Reproduction in whole or in part in any form without the express written consent of TopConsumerReviews.com, LLC is strictly prohibited.