Dental Insurance Reviews
TopConsumerReviews.com is a world-leading consumer product review site. We provide detailed reviews and ratings for thousands of products and services.
Dental Insurance Reviews
Disclosure: We are not compensated by companies for their reviews, but we may be compensated for links and advertisements on our website. Click here for details.
Dental Plans offers excellent discount dental plans for individuals, families, and businesses (group plans). They provide a quick and easy way to find the dental coverage you need. Simply enter your ZIP code, and the discount dental plans that are available in your area appear on your screen.
Dental Insurance offers multiple discount dental plans that can save participants 10% to 40% on dental visits. Additionally, they easily enable you to compare various plans and their pricing. Dental Insurance's website is very easy to navigate.
eHealthInsurance's dental plans are predominately indemnity plans or PPO plans. Benefits vary accordingly, but most include a yearly deductible between $50 and $200. Coinsurance levels vary between 10% and 50%. Overall the website is professional and easy to navigate, however this website is not as comprehensive as the higher-rated services.
Nobody wants to get plaque, gingivitis, or cavities. But what can you do if you are not covered by a dental insurance plan? According to the American Dental Association, this is exactly the situation that over half of the American public faces today.
One alternative is to subscribe to a non-insurance dental plan, also known as a discount dental plan. These types of plans have been around since the early 1990's and offer a fee-based benefit program that gives members discounts on various dental services including fillings, exams, routine cleanings, and so on. These plans are designed for individuals, families, and groups looking to save money on their dental care needs.
Unlike traditional insurance plans, discount dental plans do not have annual limits, health restrictions, or messy paperwork to wade through. Subscribers pay monthly or yearly membership fees, and, in turn, receive discounts on dental services. Participating providers agree to accept this discounted fee from plan members as payment for services performed. However, keep in mind that in most cases this fee is due at the time of service.
There are many Internet services available to provide both dental insurance and discount dental plans. When looking at different dental insurance services, there are certain factors you need to consider. Some of these include:
TopConsumerReviews.com has reviewed and ranked the best dental insurance providers available today. We hope this information helps you find the right dental plan for your needs!
Why Has Dental Insurance Become So Popular?
A person's smile often is the first thing others notice about them. A beautiful set of pearly whites can make or break that first impression.
Keeping our teeth, gums and mouth healthy goes a long way in improving our appearance. As we age, our teeth develop numerous issues which should be monitored and treated by a dental professional. But let's face it - dental procedures can be expensive. Even a routine exam and cleaning can cost over $100 in most areas. Costs can be even higher for those without dental insurance.
Recent figures indicate that 42 percent of all Americans go without dental insurance, which in turn results in a lack of regular visits to the dentist.
However, studies in recent years have linked improper dental care and health to everything from heart disease to diabetes and even cancer. A healthy mouth is the first step toward a healthy body.
Some people are lucky and have dental insurance included as part of their regular health insurance package through an employer. For those people, espousing the benefits of proper dental hygiene and care are unnecessary. They have the benefits in place and are happy to use them.
For those who are not lucky enough to have dental insurance through an employer, the benefits of purchasing your own plan through an insurance broker or directly from a dental insurance company are numerous.
Dental insurance plans have seen an increase in popularity in recent years due to the general populations' growing knowledge about the important of proper dental hygiene. This includes a twice-annual exam and cleaning by a dental professional. A recent spate of television ads promoting dental insurance plans has helped to spur that growth, accounting for roughly a 7 percent increase in the number of people who sought out and purchased dental insurance plans.
Another reason dental insurance plans have become so popular is that they are easier to navigate than a traditional health insurance plan. Because there are only so many dental procedures a person can undergo, plans are very clear as to what they cover and how much coverage is included.
Dental insurance plans also tend to be more affordable than traditional healthcare coverage plans, and the cost remains stable from year to year, whereas healthcare insurance costs are less predictable and often skyrocket from year to year.
Employers also are taking notice of the rise in popularity in dental insurance plans and are considering them as part of a comprehensive healthcare package to help attract the best employees. Next to annual salary, benefits are the next most important factor for many individuals when considering employment. Companies which offer healthcare and dental plans are more likely to not only attract the best people for the job, but retain them from one year to the next.
If you are among the people who are not lucky enough to have dental insurance through your employee benefits package, but would like to secure your own coverage, be sure to review the best plans for your area before making a decision.
Dental Insurance In The News
a public insurance plan that covers more than 2 million people, mostly low-income residents living in Los Angeles County, announced last week it awarded a share of an $800,000 oral health initiative grant to a Glendale nonprofit as a way to boost dental ...
Published: Wed, 25 Apr 2018 02:20:00 GMT
PHOENIX, April 25, 2018 /PRNewswire-USNewswire/ -- Blue Cross Blue Shield of Arizona (BCBSAZ) has teamed up with leading insurance companies with additional products-dental, disability 1, and life 1 insurance-to help employers create an integrated ...
Published: Wed, 25 Apr 2018 08:33:00 GMT
Dental care is something most people put off because they don't have insurance, but students at Chattanooga State are helping fill the gap. Abby Carmichael, a dental student at Chattanooga State, says, "It really helps to offer preventive services at a ...
Published: Thu, 19 Apr 2018 13:27:00 GMT
Patients who didn't get a spot were urged to try again on Saturday morning. "It's a free clinic and I don't have dental insurance and it's hard to get dental insurance," said Ann Beaulilu of Torrington. More than 100 dentists are there both Friday ...
Published: Fri, 20 Apr 2018 03:21:00 GMT
The free care day is open to uninsured and underinsured children up to age 18. "While Kool Smiles is proud to improve children's access to dental care by accepting insurance plans like Medicaid and TRICARE, we know there are many families throughout the ...
Published: Tue, 24 Apr 2018 07:45:00 GMT
"Some of them don't have dental insurance or health insurance and it's all they can do to just get by let alone to afford expensive dental care," said Jonathan Knapp, a board member for Connecticut Foundation for Dental Outreach.
Published: Sat, 21 Apr 2018 20:34:00 GMT
Michael Jimenez, lead dentist at the new Aspen Dental, said he and the staff are there to service the community and whatever needs they have. Jimenez said they have in-house lab techs that do dentures and partials and take a majority of insurance types.
Published: Mon, 23 Apr 2018 15:54:00 GMT
Rubenstein Partners has convinced a major tenant to stay put in its sprawling North Fulton office campus. Delta Dental Insurance Co. has inked a renewal for nearly 220K SF at both Stonebridge II and III. It is a deal that blended two leases together and ...
Published: Wed, 18 Apr 2018 09:03:00 GMT
e-billing and insurance claiming etc. has led to prominent share of the segment in global market. By en-user, the global market has been segmented into dental clinics and hospitals.
Published: Tue, 24 Apr 2018 02:06:00 GMT
I'm struggling as an expanded functions dental assistant. I work for a corporate dentistry office, and our doctor and office manager allow the front office girls to search social media and shop online during work hours. Sometimes we don't get insurance ...
Published: Thu, 19 Apr 2018 08:34:00 GMT
- View Full Site -
Reproduction in whole or in part in any form without the express written consent of TopConsumerReviews.com, LLC is strictly prohibited.