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      December 14, 2019

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Harbor Compliance vs Biz Filings

Best LLC Formation Services

To help you find the Best LLC Formation Services, TopConsumerReviews.com provides you with an in-depth comparison of Harbor Compliance and Biz Filings.

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Who is the best LLC Creation Company? If you're self-employed, the next step in growing your business while covering your assets is probably forming an LLC. Creating an LLC is often seen as a good move for people who want to limit their liability without the cumbersome paperwork and regulations of a corporation.

No matter where your business is located, you'll typically need to register your company name and file documentation with the state, along with having accurate, complete Articles of Organization. Other requirements depend on the specific legal statutes governing businesses in your state. An online LLC Creation company can greatly help faciliate this process.

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Best Reviews

2019

LLC Formation Reviews

3.5 stars
Harbor Compliance

HARBOR COMPLIANCE

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Cost:

$399 for Formation Package

$799 for Formation + Compliance Package

Forming an LLC can be simple, but making sure that everything is done accurately and legally is essential to protecting your business. Harbor Compliance takes that process seriously, having helped over 10,000 businesses since 2012 to create their LLC's and corporations and to stay in compliance in the years that follow.

You will probably notice right away that Harbor Compliance costs much more than other LLC formation services on the market, with packages priced at $399 and $799 - not including any required state filing fees. Those prices might be too high for the average small business owner, especially if they're looking for LLC creation services that are more economical than hiring a local attorney.

But, if you want the kind of one-on-one service that Harbor Compliance offers, both during the LLC formation process and afterwards, and you've got the resources to pay for it, they may be an excellent fit. Take a look at what you'll get for your investment and decide for yourself.

Whether you choose the Formation package or the Formation + Compliance package, you can expect these services:

  • Name Availability Check
  • Articles of Incorporation
  • Operating Agreement Template
  • Federal EIN
  • Registered Agent Service (subsequent years billed at $99)
  • Compliance Specialist: this is the biggest advantage to working with Harbor Compliance, according to their past and present customers. Within one business day of beginning your LLC formation, you'll be connected with a personal representative who will be your only point of contact - no need to speak with a different person each time you call or email. The compliance specialist will personally prepare your filings and work with you directly throughout the entire process and after your LLC is created.

Choosing the Formation + Compliance package gives you these additional services:

  • Company Kit: 20 stock certificates/share roll/transfer ledger, corporate seal, blue binder with embossed company name and tab dividers for company records, and software for producing corporate documents like meeting minutes and corporate resolutions
  • S-Corp or C-Corp Tax Election, if needed
  • Initial Report
  • Publishing
  • Managed Annual Report Service
  • Ongoing Support

Are these services worth the fees? That depends on you and your business needs. But, you can trust that Harbor Compliance has a proven track record for accuracy in document preparation and for having pleasant, knowledgeable compliance specialists. This is demonstrated by their A+ rating at the BBB and numerous compliments from clients that say how much they appreciated the one-on-one guidance they received from their dedicated Harbor Compliance representatives.

In other words, Harbor Compliance delivers everything they promise, much to the satisfaction of their customers. But, given that their high fees and relatively limited package options may not fit a large percentage of small business owners, we give their LLC formation services a 3-star rating.

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3 stars
Biz Filings

BIZ FILINGS

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Cost:

From $99 to $424, based on the selected package and state of LLC formation

Biz Filings was created by a team of entrepreneurs who wanted to make it easy and affordable for small business owners to fully establish their companies through LLC formation and/or incorporation. So far, they're doing a good job of it - as evidenced by an "A+" rating and accreditation with the Better Business Bureau. On the other hand, Biz Filings doesn't seem to be completing the same volume of LLC formations as some of their competitors; there were very few reviews - positive or negative - from clients, especially over the last year.

However, we think that prospective clients will appreciate Biz Filings' efforts to give them everything they need to know, to make decisions about how to form their business. Using their Incorporation Wizard on the main page, you'll be asked several questions that can help you determine if forming an LLC is the right step for your business. You'll also have access to other tools, like determining if the name you want for your LLC is available.

When creating an LLC through Biz Filings, customers have three packages to consider. All of their packages include Business Name Verification, preparation and filing of all documents, and 6 months of Registered Agent Service. That last benefit alone could easily be worth $600 or more, when looking at what other LLC formation services charge. You also have access to the BizComply online dashboard, which helps you track any required deadlines for document filing and compliance, plus a document library with resources for more in-depth topics regarding LLC creation.

Unlike some services, Biz Filings' fees are very dependent on the state in which you form your LLC. You can expect costs ranging from $99 to $174 for their Basic plan, $200 to $300 for the Standard package, and $250 to $425 for the Complete package. Here's what you get with each level of service:

  • Basic: This package creates your business within your state. It includes the minimum level of services as described above (such as 6 months of Registered Agent Services, Business Name Verification, etc.). You can get additional services a la carte, like Customizable LLC Forms and an LLC Kit & Seal. If you need extra services, however, you'll probably save money by purchasing the Standard or Complete plans which include many of those add-ons.
  • Standard: This service level gives you all of the features of the Basic plan and adds on expedited processing, the LLC Kit & Seal, and customizable LLC Forms. Those added benefits may not be worth the extra cost; in most states, you'll spend $80 to $90 more for the Standard plan, compared with the Basic package.
  • Complete: The top-tier package includes all of the services of Basic and Standard and adds a compliance DVD, obtainment of your Federal Tax ID (EIN), a certified copy of state-filed documents and state ID tax form (if applicable in your state), as well as overnight shipping. This is usually the best deal, with a $20 difference between Standard and Complete in most states.

After you've selected your package, you'll also have to sort through a long list of extra service options, like website builders and coupons for office phone systems. This makes Biz Filings seem less professional, because it gives the impression that they are focused on promoting their third-party partners and not necessarily on what you need when forming your LLC.

In general, you'll get some perks from Biz Filings that you won't find when forming an LLC with other providers, like the complimentary 6 months of Registered Agent Service. But, their two lowest-priced packages give you less for your money when compared with some of the higher-ranked services we reviewed. We encourage you to do the research to determine if Biz Filings works for your particular needs, especially with respect to your state of LLC formation.

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Continued from above

In the past, navigating those state-specific obligations to form an LLC was both expensive and time-consuming: finding a local lawyer with expertise in the field and paying hefty fees to get everything done correctly. Fortunately, today's small business owners have access to much more affordable options online. These services offer all of the same benefits, accuracy, and legal standing that you'd expect from working in person with an attorney. You can get as much or as little direction as you need to complete each step required for LLC formation, depending on which service you choose.

Which provider should you choose to help in forming your LLC? Not all services are the same, so when comparing what each one has to offer, keep in mind these important factors:

  • Reputation. How many small businesses have been served by the provider? What do former clients say about their experience in forming an LLC with them? Is the company rated and/or accredited by the Better Business Bureau?
  • Cost. What will you be charged to form your LLC? Are their different packages available? Are there a lot of add-on services that will increase your cost? Do you get a good value for what you pay?
  • Services. Does the company offer a wide range of services, or do they take a one-size-fits-all approach? Will the service give you one-on-one help if you need it? How much are you expected to do on your own?

TopConsumerReviews.com has reviewed and ranked the best LLC Formation Companies available today. We hope this information helps you create your LLC quickly and affordably!

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