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      August 23, 2019

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Harbor Compliance vs Incorporate

Best LLC Formation Services

To help you find the Best LLC Formation Services, TopConsumerReviews.com provides you with an in-depth comparison of Harbor Compliance and Incorporate.

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Who is the best LLC Creation Company? If you're self-employed, the next step in growing your business while covering your assets is probably forming an LLC. Creating an LLC is often seen as a good move for people who want to limit their liability without the cumbersome paperwork and regulations of a corporation.

No matter where your business is located, you'll typically need to register your company name and file documentation with the state, along with having accurate, complete Articles of Organization. Other requirements depend on the specific legal statutes governing businesses in your state. An online LLC Creation company can greatly help faciliate this process.

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Best Reviews

2019

LLC Formation Reviews

3.5 stars
Harbor Compliance

HARBOR COMPLIANCE Visit Site

Cost:

$399 for Formation Package

$799 for Formation + Compliance Package

Forming an LLC can be simple, but making sure that everything is done accurately and legally is essential to protecting your business. Harbor Compliance takes that process seriously, having helped over 10,000 businesses since 2012 to create their LLC's and corporations and to stay in compliance in the years that follow.

You will probably notice right away that Harbor Compliance costs much more than other LLC formation services on the market, with packages priced at $399 and $799 - not including any required state filing fees. Those prices might be too high for the average small business owner, especially if they're looking for LLC creation services that are more economical than hiring a local attorney.

But, if you want the kind of one-on-one service that Harbor Compliance offers, both during the LLC formation process and afterwards, and you've got the resources to pay for it, they may be an excellent fit. Take a look at what you'll get for your investment and decide for yourself.

Whether you choose the Formation package or the Formation + Compliance package, you can expect these services:

  • Name Availability Check
  • Articles of Incorporation
  • Operating Agreement Template
  • Federal EIN
  • Registered Agent Service (subsequent years billed at $99)
  • Compliance Specialist: this is the biggest advantage to working with Harbor Compliance, according to their past and present customers. Within one business day of beginning your LLC formation, you'll be connected with a personal representative who will be your only point of contact - no need to speak with a different person each time you call or email. The compliance specialist will personally prepare your filings and work with you directly throughout the entire process and after your LLC is created.

Choosing the Formation + Compliance package gives you these additional services:

  • Company Kit: 20 stock certificates/share roll/transfer ledger, corporate seal, blue binder with embossed company name and tab dividers for company records, and software for producing corporate documents like meeting minutes and corporate resolutions
  • S-Corp or C-Corp Tax Election, if needed
  • Initial Report
  • Publishing
  • Managed Annual Report Service
  • Ongoing Support

Are these services worth the fees? That depends on you and your business needs. But, you can trust that Harbor Compliance has a proven track record for accuracy in document preparation and for having pleasant, knowledgeable compliance specialists. This is demonstrated by their A+ rating at the BBB and numerous compliments from clients that say how much they appreciated the one-on-one guidance they received from their dedicated Harbor Compliance representatives.

In other words, Harbor Compliance delivers everything they promise, much to the satisfaction of their customers. But, given that their high fees and relatively limited package options may not fit a large percentage of small business owners, we give their LLC formation services a 3-star rating.

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3 stars
Incorporate

INCORPORATE Visit Site

Cost:

From $99 to $349, depending on the selected package

Incorporate - formerly known as The Company Corporation and Corporation Service Company (CSC) - has worked to form more than 750,000 LLC's and corporations over the last 100+ years. They have a well-established history of helping businesses complete all of the required paperwork to take the next step in their growth, while staying fully compliant with all legal statutes and regulations.

You might have to look around for one of Incorporate's most useful tools: the Startup/Business Formation Wizard. It's at the bottom of their main page, as well as in their Learning Center; it can help you figure out if an LLC is the right fit for your business through a series of easy-to-answer questions. If you need more personalized guidance, their customer service department is available through online chat or at Incorporate's toll-free number, 8A-8P ET Monday-Friday.

While you'll probably like what Incorporate has to offer, you'll pay more for it. Compared with most of the LLC formation services we surveyed, their prices are usually higher. Take a look at the three packages Incorporate offers for creating an LLC:

  • The Starter: for $99, you'll get completion and filing of formation documents, $75,000 Corporate Compliance Guarantee and online access to company documents. If you choose Incorporate as your registered agent, it covers your first annual report filing, and you'll also get their access to their CSCNavigator online tool. After the first year, you'll pay $150 for each annual filing.
  • The Essentials: for $249, this package gives you every benefit of the Starter package. Plus, you'll get a Compliance Kit and company seal (shipping is free), and a Federal Employer Identification Number (EIN). Once again, if you want access to the online navigator tool and annual report preparation/filing, that requires you to select Incorporate as your registered agent.
  • The Works: priced at $349, this top-tier package gives you all of the features of The Starter and The Essentials. Added to this service level are a Business License Compliance Package, and the LLC Operating Agreement.

You may already have noticed that Incorporate will cost more money while giving you fewer services, compared with other LLC formation providers. For example, you won't get an LLC Operating Agreement included unless you spend $349 for the most expensive package, but many of their competitors include that with the most basic service plans. Also, in choosing Incorporate as your registered agent, you're looking at spending $150 per year after the first filing - but many LLC formation services charge $100 or less per year for the same service. Those costs add up, as evidenced by the complaints we find from many small business owners who've used LLC formation services (not just through Incorporate, but across the spectrum) and forget that they'll be charged for this on an annual basis.

Working with a service that has more than a century of experience has its benefits: an A+ rating with the Better Business Bureau and a long history of helping companies from all industries to create their LLC's quickly, easily, and legally. However, given that small businesses have to make careful decisions with their money, choosing Incorporate for their reputation alone might not be the best option. There are quite a few LLC formation providers offering the same services for lower fees, and who also have a good reputation with their clients. For this reason, Incorporate comes in at an average of 3 stars; in the future, we hope to see more competitive rates and packages that can better meet the budgets of small business owners.

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Continued from above

In the past, navigating those state-specific obligations to form an LLC was both expensive and time-consuming: finding a local lawyer with expertise in the field and paying hefty fees to get everything done correctly. Fortunately, today's small business owners have access to much more affordable options online. These services offer all of the same benefits, accuracy, and legal standing that you'd expect from working in person with an attorney. You can get as much or as little direction as you need to complete each step required for LLC formation, depending on which service you choose.

Which provider should you choose to help in forming your LLC? Not all services are the same, so when comparing what each one has to offer, keep in mind these important factors:

  • Reputation. How many small businesses have been served by the provider? What do former clients say about their experience in forming an LLC with them? Is the company rated and/or accredited by the Better Business Bureau?
  • Cost. What will you be charged to form your LLC? Are their different packages available? Are there a lot of add-on services that will increase your cost? Do you get a good value for what you pay?
  • Services. Does the company offer a wide range of services, or do they take a one-size-fits-all approach? Will the service give you one-on-one help if you need it? How much are you expected to do on your own?

TopConsumerReviews.com has reviewed and ranked the best LLC Formation Companies available today. We hope this information helps you create your LLC quickly and affordably!

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