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      December 14, 2019

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My Corporation vs Harbor Compliance

Best LLC Formation Services

To help you find the Best LLC Formation Services, TopConsumerReviews.com provides you with an in-depth comparison of My Corporation and Harbor Compliance.

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Who is the best LLC Creation Company? If you're self-employed, the next step in growing your business while covering your assets is probably forming an LLC. Creating an LLC is often seen as a good move for people who want to limit their liability without the cumbersome paperwork and regulations of a corporation.

No matter where your business is located, you'll typically need to register your company name and file documentation with the state, along with having accurate, complete Articles of Organization. Other requirements depend on the specific legal statutes governing businesses in your state. An online LLC Creation company can greatly help faciliate this process.

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Best Reviews

2019

LLC Formation Reviews

3.5 stars
My Corporation

MY CORPORATION

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Cost:

From $89 to $299, depending on the level of service selected

For over two decades, My Corporation has been helping small businesses get their start. Given that their tagline is "Entrepreneurs welcome", it's easy to see that this California-based LLC formation service is focused on the needs of growing companies.

One perk offered by My Corporation is a Free Startup Consultation. If you want some guidance in identifying your business goals and the best steps to take to reach them, this is a great way to get a feel for how My Corporation can help you - at no cost to you. You'll find the "Free Startup Consultation" button featured throughout the site; enter your information there and you'll soon be connected with a representative.

Alternately, if you like to get information on your own before you speak with a rep, look further down on the site to find the Free Entity Wizard and Comparison Chart tools. This will help you determine if forming an LLC is the right next step for your business.

My Corporation offers four packages of service: Basic, Standard, Deluxe, and Premium. All packages also include free online accounting, free domain name, and a custom business logo.

  • The Basic plan is priced at $89; you'll get your Articles of Incorporation, Business Documents, and Business Name Check.
  • The Standard package costs $99 and includes your Annual Report.
  • For $199, the Deluxe plan also includes a year of Registered Agent Service. You'll pay $120/year after the first years' service.
  • At $299, the Premium package adds the MaintainMyBiz service, consisting of any four business filings you request each year. You could call this a "corporate maintenance package" that takes you through the creation of your LLC and keeps it running in the years to come.

All of My Corporation's other features can be included at an extra cost. For example, you may want to have them apply for your Employer Identification Number (EIN), or to use their MyCorp Vault Document Storage to keep all of your business documents in one location. We like that small businesses can decide exactly which additional services they need and not have to pay for ones that aren't relevant (such as a seal and embosser set). But, when looking at their packages, My Corporation's "extras" are often included with competitor plans, especially with the higher-priced tiers of service.

Reputation-wise, My Corporation had an "A+" rating with the Better Business Bureau at the time of our review. We expected to find lots of customer reviews, since this service has been helping "over one million businesses form and grow" in the last two decades. While most of the client comments we found were positive - praising My Corporation's outstanding customer service during LLC formation and the support phase afterwards - there weren't very many reviews to be found.

Overall, though, My Corporation provides a solid range of services for creating an LLC and a positive reputation. We think they're a trustworthy option for small businesses who only want to pay for the LLC formation services they actually need.

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3.5 stars
Harbor Compliance

HARBOR COMPLIANCE

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Cost:

$399 for Formation Package

$799 for Formation + Compliance Package

Forming an LLC can be simple, but making sure that everything is done accurately and legally is essential to protecting your business. Harbor Compliance takes that process seriously, having helped over 10,000 businesses since 2012 to create their LLC's and corporations and to stay in compliance in the years that follow.

You will probably notice right away that Harbor Compliance costs much more than other LLC formation services on the market, with packages priced at $399 and $799 - not including any required state filing fees. Those prices might be too high for the average small business owner, especially if they're looking for LLC creation services that are more economical than hiring a local attorney.

But, if you want the kind of one-on-one service that Harbor Compliance offers, both during the LLC formation process and afterwards, and you've got the resources to pay for it, they may be an excellent fit. Take a look at what you'll get for your investment and decide for yourself.

Whether you choose the Formation package or the Formation + Compliance package, you can expect these services:

  • Name Availability Check
  • Articles of Incorporation
  • Operating Agreement Template
  • Federal EIN
  • Registered Agent Service (subsequent years billed at $99)
  • Compliance Specialist: this is the biggest advantage to working with Harbor Compliance, according to their past and present customers. Within one business day of beginning your LLC formation, you'll be connected with a personal representative who will be your only point of contact - no need to speak with a different person each time you call or email. The compliance specialist will personally prepare your filings and work with you directly throughout the entire process and after your LLC is created.

Choosing the Formation + Compliance package gives you these additional services:

  • Company Kit: 20 stock certificates/share roll/transfer ledger, corporate seal, blue binder with embossed company name and tab dividers for company records, and software for producing corporate documents like meeting minutes and corporate resolutions
  • S-Corp or C-Corp Tax Election, if needed
  • Initial Report
  • Publishing
  • Managed Annual Report Service
  • Ongoing Support

Are these services worth the fees? That depends on you and your business needs. But, you can trust that Harbor Compliance has a proven track record for accuracy in document preparation and for having pleasant, knowledgeable compliance specialists. This is demonstrated by their A+ rating at the BBB and numerous compliments from clients that say how much they appreciated the one-on-one guidance they received from their dedicated Harbor Compliance representatives.

In other words, Harbor Compliance delivers everything they promise, much to the satisfaction of their customers. But, given that their high fees and relatively limited package options may not fit a large percentage of small business owners, we give their LLC formation services a 3-star rating.

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Continued from above

In the past, navigating those state-specific obligations to form an LLC was both expensive and time-consuming: finding a local lawyer with expertise in the field and paying hefty fees to get everything done correctly. Fortunately, today's small business owners have access to much more affordable options online. These services offer all of the same benefits, accuracy, and legal standing that you'd expect from working in person with an attorney. You can get as much or as little direction as you need to complete each step required for LLC formation, depending on which service you choose.

Which provider should you choose to help in forming your LLC? Not all services are the same, so when comparing what each one has to offer, keep in mind these important factors:

  • Reputation. How many small businesses have been served by the provider? What do former clients say about their experience in forming an LLC with them? Is the company rated and/or accredited by the Better Business Bureau?
  • Cost. What will you be charged to form your LLC? Are their different packages available? Are there a lot of add-on services that will increase your cost? Do you get a good value for what you pay?
  • Services. Does the company offer a wide range of services, or do they take a one-size-fits-all approach? Will the service give you one-on-one help if you need it? How much are you expected to do on your own?

TopConsumerReviews.com has reviewed and ranked the best LLC Formation Companies available today. We hope this information helps you create your LLC quickly and affordably!

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