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      January 17, 2020

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  2. The Easy Loan Site
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Best Home Equity Loans

A home equity loan is a popular strategy for home owners that want to use the equity in their homes to create cash in their pockets. Home equity loans are typically used for home improvements, to pay off debt, make a large purchase, send a child to college, and much more.

A home equity loan can mean your existing loan is refinanced or a second loan can be assumed. Determining which move makes better financial sense, refinancing or a second loan, is dependent on several factors such as your current mortgage loan terms and which banks are willing to offer you a home equity loan given your creditworthiness. Before you call your current mortgage lender to discuss a home equity loan, you should consider shopping around for the best home equity loan rates. This can mean saving several thousands of dollars in interest and mortgage payments over the life of the loan.

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Best Reviews


2020

Home Equity Loan Reviews

5 stars
LendingTree

LENDINGTREETopConsumerReviews.com Best-In-Class Blue Ribbon Award

LendingTree has built a website that caters to the home equity loan customer. You can quickly find several lenders that offer the most competitive home equity loan rates for your needs. The number of home equity lender relationships, the helpful tools, the professionalism, and additional services all make LendingTree stand ahead of the competition.

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3.5 stars
Smart Quote

SMART QUOTE

Smart Quote is newer to the home equity loan market. They provide generalized home equity loan option information to visitors, but they also require more time and additional steps than some of the other companies.

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2.5 stars
The Easy Loan Site

THE EASY LOAN SITE

The Easy Loan Site matches prospective clients with various home equity loan lenders. Searching for a home equity loan is rather straightforward at The Easy Loan Site but, the website lacks the resources and education of those companies ranked higher.

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1 star
Lower My Bills

LOWER MY BILLS

Lower My Bills doesn't provide as promised. After taking the time to share rather personal information we received four links to more websites where we had to start the inquiry process all over. Lower My Bills left us in the dark and wondering what they did with our personal information.

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Continued from above

The best home equity loans may be found online from mortgage companies and banks that offer the most competitive rates available in the market. A few home equity loan companies even offer a mortgage broker like service that helps customers find the best loan, with the lowest interest rates terms.

Before jumping on the internet to search for your next home equity loan you should consider the following:

  • Loan Application. What are the steps required to begin the home equity loan search?
  • Selection. How many banks does the company work with to find you the best home equity loan rate?
  • History. Does the home equity loan company have a solid reputation that you can feel good about?

TopConsumerReviews.com has reviewed and ranked the best Home Equity Loan providers available today. We hope these reviews help you find the right home equity loan for your needs!

Housing equity used to fund home improvements, not future care needs

Those qualified to advise on traditional remortgaging were unlikely also to advise on equity release, the report found, and vice versa. Advisers were even less likely to be able to place their ...

Published:  Thu, 16 Jan 2020 21:00:00 GMT



Reverse mortgage business is booming in Canada as seniors tap home equity to pay debts

Canada's largest reverse mortgage lender posted record originations last year, with factors such as disappearing workplace pensions and stringent stress tests for borrowing pushing seniors to tap home ...

Published:  Tue, 14 Jan 2020 07:34:00 GMT



Sweat equity can be a pushup to homeownership

Jan. 15, 2020 Updated: Jan. 15, 2020 12:26 p.m. When Joyce Ayaribire, a clinical technician at Inova Hospital and single mother of two boys, wanted to leave her Alexandria, Virginia apartment because ...

Published:  Thu, 16 Jan 2020 06:22:00 GMT



4 key questions to ask now before you decide to refinance your mortgage

With 30-year mortgage rates at historic lows, more homeowners are refinancing. But before you sign on the dotted line, ask yourself these four key questions.

Published:  Thu, 16 Jan 2020 10:40:00 GMT



The Home Loan Arranger can help you beat the bills

With some of the lowest rates in the industry, you could lower your current interest rate on your VA Home Loan and take advantage of your home's equity to reduce your expenses, consolidate ...

Published:  Thu, 16 Jan 2020 12:42:00 GMT



Home Equity Withdrawals Hit 12-Year High -- Are Homeowners at Risk?

Cash-out refinancing makes up over half of refinances because most homeowners are able to get cash for their home's equity while receiving a lower or similar interest rate to their original mortgage ...

Published:  Mon, 06 Jan 2020 10:36:00 GMT



How to Afford a Home

In many cases, PMI is something that eventually drops off. Be sure you understand your loan terms, Anastasio says. "Some mortgages will drop the PMI requirement once you obtain 20 percent equity in ...

Published:  Tue, 14 Jan 2020 21:05:00 GMT



Home Equity Loans vs. HELOCs: What You Need to Know

There's often debate around using home equity loans vs. HELOCs. This guide breaks it down the pros, cons, and best use cases for each. To understand home equity loans and HELOCs, you first have to ...

Published:  Mon, 06 Jan 2020 10:35:00 GMT



Home equity rates expected to remain low in 2020

The presidential election slated for late 2020 will be a boon to home equity borrowers, regardless of who wins, according to a forecast from Bankrate.

Published:  Fri, 03 Jan 2020 13:11:00 GMT



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