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Smart Quote is newer to the home loan business and is unique from the other companies reviewed. Smart Quote essentially asks website visitors the same questions as the companies ranked higher to allow the shopper to compare the rates of several home loan referral and mortgage companies at once. It sounds confusing, we know. In a nut shell, instead of going to Quicken, Lending Tree, and more traditional lenders for their best rates, Smart Quote will do it for you. However, the information is more generalized and less specific to each client. The benefit is that if someone isn't happy with the rates they've received, they may use Smart Quote to see what other lenders are issuing loans in their state, for that size of loan.
The inquiry process is simple at Smart Quote.
Smart Quote is a good tool for those that are having trouble finding loan terms that they can be comfortable with. The challenge with using Smart Quote is that the results may not apply to that individual borrower, they are only best rate quotes and the shopper must then go to a new website to start a more official process.
The website does offer a few resources and tools such as a mortgage calculator, home affordability information, and links to some informative articles.
For those that visit the higher ranked home loan companies and are wondering if they've missed any other home loan options, Smart Quote is a tool that can help. The only downside to Smart Quote is that it's very generalized information and is likely not to apply to all customers creditworthiness.
Freedom Mortgage is a New Jersey based company that provides a variety of home loan and refinancing options. In business since 1990, Freedom has helped thousands of customers with their home loan needs and works with customers in all 50 states. Freedom serves as the mortgage originator and loan servicer but also states that they have lending partners.
The application process is pretty straightforward and traditional at Freedom Mortgage.
The Freedom website has an extensive list of tools for the home buyer. Identify mortgage rates, the difference between loan types, mortgage calculators, education tools and much more. The website also offers a blog with a plethora of additional articles and details on home loans.
Freedom also offers a pre-qualification process if you have not yet identified the home you wish to buy. The process is similar to that of applying for a loan and the anticipated turn around is typically a few days.
Freedom Mortgage doesn't have all of the bells and whistles of those companies ranked higher. Specifically, the list of potential competitive loan choices are shorter. Freedom is similar to finding a local lender but without the hassle of making an appointment, leaving work and being fixed to bank hours. Freedom does offer a nice variety of loan types and their customer representatives.
To help you find the Best Home Loans, TopConsumerReviews.com provides you with an in-depth comparison of Smart Quote and Freedom Mortgage.
Today, home loan rates and home prices are very favorable to the buyer. Not only can you find a great home at a good price, you can usually borrow money at very affordable rates. And lending companies are once again eager to loan money to well qualified buyers.
A savvy home buyer should take the time to determine which home loan lender has the best home loan rates. Shopping for the right home loan can save you thousands of dollars in interest and mortgage payments. A low home interest rate can also enable you to pay off your home loan years ahead of schedule.
Traditionally this involved visiting different banks and lending institutions, filling out paperwork, and waiting for a reply to come in the mail. Using the internet, however, makes this process much easier. With this latest trend in finding a home mortgage, you can easily browse through offers from a variety of lenders in the comfort of your own home. You'll find that online home loan lenders often offer the best home loan rates.
Before you begin your home loan search, you should consider the following:
TopConsumerReviews.com has reviewed and ranked the best Home Loans available today. We hope these reviews help you find the loan that meets your financial needs!
Home Loans In The News
Investors' jitteriness kept a lid on mortgage rates this week. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average held steady at 4.94 percent with an average ...
Published: Thu, 15 Nov 2018 06:23:00 GMT
A home with American flag in Frankenmuth, Michigan. Rates for home loans took a breather after churning to the highest in nearly eight years, mortgage liquidity provider Freddie Mac said Thursday. The ...
Published: Thu, 15 Nov 2018 06:16:00 GMT
Mortgage rates held steady this week, moderately increasing, according to Freddie Mac's latest Primary Mortgage Market Survey. According to the survey, the 30-year fixed-rate mortgage remained unchang...
Published: Thu, 15 Nov 2018 08:16:00 GMT
Wells Fargo & Co. is cutting about 1,000 jobs across its consumer-lending and tech-payments units as part of a much larger workforce reduction announced earlier this year. Approximately 900 of the pos...
Published: Thu, 15 Nov 2018 12:14:00 GMT
WASHINGTON - U.S. long-term mortgage rates were steady to slightly up this week, at their highest levels in nearly eight years and dampening home sales. Mortgage buyer Freddie Mac said Thursday the av...
Published: Thu, 15 Nov 2018 07:44:00 GMT
(RTTNews.com) - Mortgage rates or interest rates on home loans remained steady after last week's surge, according to mortgage provider Freddie Mac. Releasing the results of its primary mortgage market ...
Published: Thu, 15 Nov 2018 06:48:00 GMT
NEW YORK, Nov 15 (Reuters) - Interest rates on U.S. 30-year fixed-rate mortgages held steady at a 7-1/2 year high in the latest week as bond yields stabilized on safe-haven demand for Treasuries and w...
Published: Thu, 15 Nov 2018 07:41:00 GMT
Radian Group Inc. RDN, +1.14% today announced that its wholly owned subsidiary, Radian Guaranty Inc., has obtained $434 million of credit risk protection from Eagle Re 2018-1 Ltd. (Eagle Re) through t...
Published: Thu, 15 Nov 2018 12:30:00 GMT
From Freddie Mac's weekly survey: The 30-year fixed rate remains unchanged from last week's average rate of 4.94 percent. The 15-year fixed increased 3 basis points, averaging 4.36 percent. The Mortga...
Published: Thu, 15 Nov 2018 11:00:00 GMT
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