TopConsumerReviews.com is a world-leading consumer product review site. We provide detailed reviews and ratings for thousands of products and services.
Disclosure: We are not compensated by companies for their reviews, but we may be compensated for links and advertisements on our website. Click here for details.
Smart Quote is newer to the home loan business and is unique from the other companies reviewed. Smart Quote essentially asks website visitors the same questions as the companies ranked higher to allow the shopper to compare the rates of several home loan referral and mortgage companies at once. It sounds confusing, we know. In a nut shell, instead of going to Quicken, Lending Tree, and more traditional lenders for their best rates, Smart Quote will do it for you. However, the information is more generalized and less specific to each client. The benefit is that if someone isn't happy with the rates they've received, they may use Smart Quote to see what other lenders are issuing loans in their state, for that size of loan.
The inquiry process is simple at Smart Quote.
Smart Quote is a good tool for those that are having trouble finding loan terms that they can be comfortable with. The challenge with using Smart Quote is that the results may not apply to that individual borrower, they are only best rate quotes and the shopper must then go to a new website to start a more official process.
The website does offer a few resources and tools such as a mortgage calculator, home affordability information, and links to some informative articles.
For those that visit the higher ranked home loan companies and are wondering if they've missed any other home loan options, Smart Quote is a tool that can help. The only downside to Smart Quote is that it's very generalized information and is likely not to apply to all customers creditworthiness.
Lower My Bills is a free online service that provides rate comparison information for home loans, refinance loans, home equity loans, debt consolidation and more. Their philosophy is that if you can find a lower cost provider you can save money on your monthly bills. The process of obtaining those free quotes is simple and includes answering questions related to the type of home, credit score range, mortgage size, down payment, employment status, address, phone number and a few other simple questions.
Like many visitors of Lower My Bills, after the questionnaire was completed we expected a list of rates to appear given the very detailed and personal information we had provided. However, we only received four links to different websites that wanted the same information completed. Some of those four links even provided erroneous results - furthering our disappointment. This left us wondering what Lower My Bills was planning to do with our personal information.
Lower My Bills missed the mark in providing, convenient and informative loan rate information. We felt the effort was an unfortunate waste of our time.
To help you find the Best Home Loans, TopConsumerReviews.com provides you with an in-depth comparison of Smart Quote and Lower My Bills.
Today, home loan rates and home prices are very favorable to the buyer. Not only can you find a great home at a good price, you can usually borrow money at very affordable rates. And lending companies are once again eager to loan money to well qualified buyers.
A savvy home buyer should take the time to determine which home loan lender has the best home loan rates. Shopping for the right home loan can save you thousands of dollars in interest and mortgage payments. A low home interest rate can also enable you to pay off your home loan years ahead of schedule.
Traditionally this involved visiting different banks and lending institutions, filling out paperwork, and waiting for a reply to come in the mail. Using the internet, however, makes this process much easier. With this latest trend in finding a home mortgage, you can easily browse through offers from a variety of lenders in the comfort of your own home. You'll find that online home loan lenders often offer the best home loan rates.
Before you begin your home loan search, you should consider the following:
TopConsumerReviews.com has reviewed and ranked the best Home Loans available today. We hope these reviews help you find the loan that meets your financial needs!
Home Loans In The News
Gateway Mortgage Group, a full-service mortgage company licensed in 40 states and the District of Columbia, announced the launch of an innovative program providing homebuyers with protection of their ...
Published: Tue, 13 Nov 2018 11:17:00 GMT
2018 has been a difficult year for mortgage lenders, and industry experts predict 2019 won't be much better. The 30-year fixed-rate mortgage rate has increased to its highest level since early 2011, n...
Published: Tue, 13 Nov 2018 10:29:00 GMT
As the Arizona economy continues to grow, another area in which the state has improved its standing nationally is mortgage delinquencies, with fewer homeowners missing payments than this time last yea...
Published: Tue, 13 Nov 2018 02:00:00 GMT
PROVO, Utah, Nov. 13, 2018 (SEND2PRESS NEWSWIRE) - Simplifile, a leading provider of real estate document collaboration and recording technologies for lenders, settlement agents and counties, today an...
Published: Tue, 13 Nov 2018 03:00:00 GMT
Rigrodsky & Long, P.A. announces that it is investigating potential legal claims against the board of directors of Owens Realty Mortgage, Inc. ("Owens Realty Mortgage" or the "Company" ) (NYSE AMERICAN ...
Published: Tue, 13 Nov 2018 12:31:00 GMT
When it comes to mortgages, there's an avalanche of advice out there - some good, some bad, and some that's flat-out great. You know, the type of wisdom that makes you so grateful you heard it, it sti...
Published: Tue, 13 Nov 2018 06:22:00 GMT
- View Full Site -
Reproduction in whole or in part in any form without the express written consent of TopConsumerReviews.com, LLC is strictly prohibited.