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Home Warranty of America vs Guaranteed Home Warranty

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HOME WARRANTY OF AMERICA

Since 1996, Home Warranty of America has been protecting homeowners with their home warranty packages. Claims can be made online 24/7/365, or you can contact their customer service team during regular business hours.

Home Warranty of America offers two main plans for home warranty coverage: Premier and Premier Plus. Each one allows you to choose between a $75 and $100 Trade Service Call Fee, with lower monthly premiums for the higher call fee. The Premier plan is priced at $41 to $44 per month, while the Plus package costs $50 to $53. Both plans cover the major systems and appliances of the average home. So, what's the difference between the two packages? The Premier Plus covers the air conditioning, toilet replacement, plumbing fixtures/faucets/shower heads, and more than 25 "other items traditionally not covered by basic home warranty plans". We would have liked to see a list or a link to a list for what those 25+ items actually are.

You have an extensive list of add-ons possible with Home Warranty of America's plans. Options include salt water pools, septic systems, roof leak repair, well pumps, and more. The additional premiums for these upgrades are clearly spelled out on the plan summary page, and the sample contract for all plans is readily available for downloading and viewing on the Coverage Options page as well. Home Warranty of America gets points for both of these features, since many of their competitors do not provide that information so freely.

Be aware that Home Warranty of America's plans are all 13-month packages, not the typical one-year timeframe that most home warranty companies sell. This would be an advantage if it were a fixed-price structure, but since you're paying monthly for a Home Warranty of America plan, you're essentially just obligated to pay for an extra month.

On the positive side, there are no age restrictions on any of the appliances or systems covered by Home Warranty of America, so whether your dishwasher is 10 months or 10 years old, it'll still be eligible for coverage.

How does Home Warranty of America compare with other providers when it comes to reputation? On average, Home Warranty of America has solid positive customer feedback. We found many compliments to the responsiveness of their customer representatives, and the lack of pushy sales tactics towards prospective clients. Although some policyholders have experienced mixed results with the quality of the technicians assigned to do repairs, they've been satisfied with Home Warranty of America's efforts to make sure the job is (eventually) completed right.

Home Warranty of America offers comprehensive coverage, transparent fees and pricing, and a solid "B" grade with the Better Business Bureau, making them a good choice for your home warranty plan.

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GUARANTEED HOME WARRANTY

If you take a look at the Guaranteed Home Warranty site, you'll find a form to enter your information such as name, email address, phone number, and residential address. In theory, providing these details will get you a callback with a quote to cover your home and appliances "with no age restrictions" on your covered equipment and systems.

Sounds pretty straightforward - but we don't recommend that you do it. There's nothing on the site beyond that initial quote page: no customer testimonials, no sample contract, nothing. If you give them your information, there's no way of knowing where it goes; Guaranteed Home Warranty may even sell your details to other businesses - maybe not just to home warranty companies but to other unrelated third parties - rather than giving you any kind of service themselves.

In fact, we're not even sure that Guaranteed Home Warranty is a valid business: their website address on the BBB listing is no longer working, and the domain URL is listed as available for purchase. The resources link at the bottom of the page leads to a 404 Not Found error. Their Privacy Policy, also linked at the bottom of the site, was last updated in 2008.

With a D+ rating at the Better Business Bureau, zero information about what they provide, and broken links throughout the site, we suggest you skip Guaranteed Home Warranty in favor of one of the higher rated companies in our review.

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Best Home Warranty

To help you find the Best Home Warranty Companies, TopConsumerReviews.com provides you with an in-depth comparison of Home Warranty of America and Guaranteed Home Warranty.

Who has the best Home Warranty? Whether you're a homeowner, landlord, or home seller hoping to sweeten the deal for prospective buyers, a home warranty can make a significant difference. From appliances like washers and dryers to home systems such as HVAC and electrical, home warranty policies protect you in the event of a malfunction or needed repair.

Given that the average costs of even a minor fix can easily run into the hundreds or thousands of dollars, it's easy to understand why many people purchase home warranties every month. The coverage purchased typically explains what is and is not covered, so you know exactly what you're getting. Also, most plans have some kind of deductible or service fee once a technician has been dispatched for your repair or claim.

You should be aware that home warranties are one of the most complained-about services available today. Why? The main reason is that customers don't pay attention to the fine print. When considering a home warranty policy, be sure to take a look at a sample contract. Like all warranty and insurance companies, they're hoping that you don't need to make a claim - and so many of the cosmetic, non-essential inner workings and components may be excluded from coverage.

However, if you take the time to educate yourself on the home warranty you're purchasing, there should be no unpleasant surprises, and your covered systems will be repaired in a timely fashion by a licensed, reputable technician.

As you decide which company earns your business for a home warranty plan, here are several criteria to consider:

  • Coverage. What is included, and what is specifically excluded? Do the plans offered cover the systems and appliances you most want to protect?
  • Premiums and Fees. What will you pay for your coverage? Will you pay monthly, quarterly, or yearly? What are the fees you pay for service calls? Do you have a deductible?
  • Reputation. What is the company's rating with the Better Business Bureau, if they have one? What do current and previous clients have to say about the home warranty, both during the purchasing process and especially during the claims/repairs experience?

TopConsumerReviews.com has reviewed and ranked the best home warranty companies available today. We hope this research helps you find the best home warranty policy for your home or rental property!



Home Warranties In The News

Angie's List parent company buys Dallas home repair and warranty startup Fixd

When a homeowner has a broken air conditioner or a foundation problem, a warranty company can be hard to track down and often points to the fine print. Fixd co-founders Evan Myers and Brandon Bohannan ...

Published:  Wed, 13 Feb 2019 14:17:00 GMT



HomeAdvisor wants to sell you a home warranty after latest acquisition

HomeAdvisor is getting into the home warranty business after acquiring a Texas startup that makes that experience easier and more on-demand. Angi Homeservices (Nasdaq: ANGI), the combined company made ...

Published:  Fri, 08 Feb 2019 05:17:00 GMT



All there is to know about Home Warranty

Are you a homeowner We all desire to own our dream home. A peaceful haven away from our hectic lives. A home is the ultimate financial investment and source of accomplishment. After scrimping and sav...

Published:  Thu, 07 Feb 2019 15:25:00 GMT



Warranty confusion: Homeowners turn to Contact 6 after troubles with Choice Home Warranty

MILWAUKEE - A pair of homeowners purchased home warranties for protection, but said they ended up fighting for coverage. The company in question has thousands of complaints. Dorothy Hopkins ...

Published:  Sun, 10 Feb 2019 20:23:00 GMT



American Home Shield Shares Fast Facts on Choosing the Right Home Services Plan and Provider

National Home Warranty Day is this Sunday, and American Home Shield, which founded the industry more than 45 years ago, is sharing fast facts to help you make the right choice when it comes to choosin...

Published:  Fri, 08 Feb 2019 10:49:00 GMT



An Oceanside family's new-home nightmare

News8 was there when plumbers came by to fix a toilet. "Beazer Homes acknowledges that the Merzs have encountered more warranty issues with their home than Beazer Homes expects. Beazer Homes, however, ...

Published:  Tue, 12 Feb 2019 17:47:00 GMT



Yi's new wireless home camera packs big-budget AI features for hundreds less than Nest

... products we deliver them with 365 days warranty. Our professional customer service has your back. In the box: AI featured security camera YI Home Camera 3 with 1080p -FHD Resolution, 107 ...

Published:  Tue, 12 Feb 2019 13:06:00 GMT




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