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If the condenser unit of your air conditioning system goes out, do you have the $3,000 you will need to replace it? What if the whirlpool tub in the master bath stops working? Many Alabama residents are finding that coverage by home warranties gives them invaluable peace of mind in helping with the costs of unexpected homeowner expenses.
A basic home warranty plan typically covers a broad range of household systems and appliances, ranging from sump pumps to ceiling fans. If you also have a pool or central vacuum that you want to be included in the coverage, an enhanced plan will suit your needs. In terms of home repairs, paying a small premium per year could potentially save you thousands in the long run.
As an informed consumer, there are several things you should do as you are checking into home warranties. First, know what is covered. Experts recommend choosing at least three different companies and comparing their plans. The basic plan offered by one provider may cover the water heater, but not the septic system. A similar plan offered by another company could cover both. Read the coverage provisions and be aware of what each includes before making a decision. Second, understand the limits each home warranty company places on specific systems. Coverage may be limited to a specific dollar amount depending on the system or appliance. Third, you may need to pay for additional coverage if you want things such as your pool or the garage door opener covered under the warranty. Home systems that are more expensive to repair or replace generally cost extra to be included in the warranty. Be informed and understand the coverage your plan provides.
Who should consider home warranties as essential? First-time home buyers don?t usually have extra financial resources to take care of unplanned costs, so spending a small amount per year for home protection makes sense. For a person selling a home in a competitive market, providing a home warranty in the package could be the key to making a quick sale. And for owners of older homes, placing appliances and systems under coverage may defray expenses significantly. There are home warranty companies that can meet the needs of just about every homeowner in Alabama.
Home Warranties In The News
Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance A.: Home warranties are a waste ...
Published: Sat, 17 Nov 2018 05:05:00 GMT
Dear Dave: Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance - Andrea Dear Andrea ...
Published: Fri, 16 Nov 2018 23:19:00 GMT
CONCORD, Calif., Nov. 15, 2018 /PRNewswire/ -- Fidelity National Home Warranty and Disclosure Source, leaders in the home warranty and California natural hazard disclosure market, announced today the ...
Published: Thu, 15 Nov 2018 07:53:00 GMT
Home warranties are usually thrown in as a gift by the realtor. But whether or not to renew that home warranty after it expires is a difficult decision to make. NBC 7 Responds has some information to ...
Published: Wed, 14 Nov 2018 22:45:00 GMT
InterMedia Advertising® and InterMedia Entertainment® (InterMedia) are pleased to announce retired boxer and two-time World Heavyweight Champion George Foreman, and his family, as the brand ambassador...
Published: Fri, 09 Nov 2018 09:45:00 GMT
Q: Will appliance warranties be honored A: Sears says it will honor them as long as it remains in business. That includes extended protection plans and full home warranties. However, Business Insider ...
Published: Wed, 07 Nov 2018 14:57:00 GMT
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