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When the air conditioning system stops working and it is 100 degrees out with 90 percent humidity, do you have the $4,000 you will need to get it up and running again? How about when the dishwasher stops working? Should you repair or replace it? Many Georgia residents are finding that coverage through home warranties gives them confidence in dealing with the costs of unanticipated homeowner expenses.
A basic home warranty plan typically covers a broad range of household systems and appliances, ranging from garbage disposal to plumbing systems. If you also have a pool or central vacuum that you want to be included in the coverage, an enhanced plan will provide protection on those. In terms of home repairs, paying a small premium per year could potentially save you thousands in the long run.
As a consumer, there are several steps to take when checking into home warranties. Choose at least three different companies with good consumer reviews and compare their plans so that you know what is covered. The basic plan offered by one provider may cover the water heater, but not the air conditioner. A similar plan offered by another company could cover both. Read the coverage provisions and be aware of what each includes before choosing a provider. Then, understand the limits each home warranty company places on specific systems. Coverage may be limited to a specific dollar amount depending on the system or appliance. Finally, you may need to choose an enhanced plan if you want things such as your pool or the garage door opener covered under the warranty. Home systems that are more expensive to repair or replace generally cost a little more to be included in the warranty. Be informed and understand the coverage your policy provides.
Many people have found home warranties to be essential. First-time homebuyers don?t usually have extra financial resources to take care of unplanned costs, so spending a small amount per year for home protection makes sense. For an individual selling a home in a competitive market, providing a home warranty in the package could be the key to making a quick sale. And for owners of older homes, placing appliances and systems under coverage could help to offset expenses greatly. Home warranty companies can meet the needs of every homeowner in Georgia.
Home Warranties In The News
When you buy a home, it's normal to worry that something may go wrong. Perhaps you'll move in only to find that the fridge has gone on the fritz or that your plumbing has turned your basement into a s...
Published: Wed, 11 Jul 2018 15:22:00 GMT
A Kansas City woman warns it's easy to pay a monthly payment for a home warranty but getting any real response when an appliance breaks down is a mess. Louella Henderson's battle with Choice Home Warr...
Published: Fri, 13 Jul 2018 05:10:00 GMT
In some cases, certain manufacturer warranties won't cover you if your home sits within a 5-mile radius of a body of water, as salt water can damage the outer surface of your windows. If installing a ...
Published: Thu, 05 Jul 2018 03:07:00 GMT
CALGARY, July 12, 2018 /CNW/ - Rogers Insurance and The Alberta New Home Warranty Group (ANHWP) today announced that they have entered into a new strategic partnership. Lori Topp, CEO at ANHWP says "A...
Published: Thu, 12 Jul 2018 20:19:00 GMT
News 4 got results for a woman who said American Home Shield would not fully replace the air conditioning unit that was failing at her home. A Festus landscaper is trying to figure out what's next aft...
Published: Fri, 13 Jul 2018 22:42:00 GMT
The Florida real estate market has steadily been improving since the global financial crisis. The summer housing market is heating up quickly, and this means that demand is rising, and prices are foll...
Published: Wed, 11 Jul 2018 12:33:00 GMT
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