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When the air conditioning system stops working and it is 100 degrees out with 90 percent humidity, do you have the $4,000 you will need to get it up and running again? How about when the dishwasher stops working? Should you repair or replace it? Many Georgia residents are finding that coverage through home warranties gives them confidence in dealing with the costs of unanticipated homeowner expenses.
A basic home warranty plan typically covers a broad range of household systems and appliances, ranging from garbage disposal to plumbing systems. If you also have a pool or central vacuum that you want to be included in the coverage, an enhanced plan will provide protection on those. In terms of home repairs, paying a small premium per year could potentially save you thousands in the long run.
As a consumer, there are several steps to take when checking into home warranties. Choose at least three different companies with good consumer reviews and compare their plans so that you know what is covered. The basic plan offered by one provider may cover the water heater, but not the air conditioner. A similar plan offered by another company could cover both. Read the coverage provisions and be aware of what each includes before choosing a provider. Then, understand the limits each home warranty company places on specific systems. Coverage may be limited to a specific dollar amount depending on the system or appliance. Finally, you may need to choose an enhanced plan if you want things such as your pool or the garage door opener covered under the warranty. Home systems that are more expensive to repair or replace generally cost a little more to be included in the warranty. Be informed and understand the coverage your policy provides.
Many people have found home warranties to be essential. First-time homebuyers don?t usually have extra financial resources to take care of unplanned costs, so spending a small amount per year for home protection makes sense. For an individual selling a home in a competitive market, providing a home warranty in the package could be the key to making a quick sale. And for owners of older homes, placing appliances and systems under coverage could help to offset expenses greatly. Home warranty companies can meet the needs of every homeowner in Georgia.
Home Warranties In The News
Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance A.: Home warranties are a waste ...
Published: Sat, 17 Nov 2018 05:05:00 GMT
Dear Dave: Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance - Andrea Dear Andrea ...
Published: Fri, 16 Nov 2018 23:19:00 GMT
CONCORD, Calif., Nov. 15, 2018 /PRNewswire/ -- Fidelity National Home Warranty and Disclosure Source, leaders in the home warranty and California natural hazard disclosure market, announced today the ...
Published: Thu, 15 Nov 2018 07:53:00 GMT
Home warranties are usually thrown in as a gift by the realtor. But whether or not to renew that home warranty after it expires is a difficult decision to make. NBC 7 Responds has some information to ...
Published: Wed, 14 Nov 2018 22:45:00 GMT
InterMedia Advertising® and InterMedia Entertainment® (InterMedia) are pleased to announce retired boxer and two-time World Heavyweight Champion George Foreman, and his family, as the brand ambassador...
Published: Fri, 09 Nov 2018 09:45:00 GMT
Q: Will appliance warranties be honored A: Sears says it will honor them as long as it remains in business. That includes extended protection plans and full home warranties. However, Business Insider ...
Published: Wed, 07 Nov 2018 14:57:00 GMT
WILKES-BARRE, Pa., Nov. 7, 2018 /PRNewswire/ -- GWC Warranty, the best-in-class provider of used vehicle service contracts sold through automotive dealers, received a 2018 Automotive Communication ...
Published: Wed, 07 Nov 2018 18:21:00 GMT
With a commitment to customer service, the team is available for homeowners and works diligently to ensure each home is delivered on time. All Toll Brothers homes are built to Florida's rigorous Build...
Published: Sat, 17 Nov 2018 03:49:00 GMT
The Company offers an industry-exclusive Lifetime Structural Warranty on every home built. Please contact your local Lindal distributor for details or call the Client Concierge team at 1-800-508-1833.
Published: Thu, 15 Nov 2018 12:19:00 GMT
One Year First American Home Warranty Included! This listing originally appeared on realtor.com. For more information and photos, click here.
Published: Mon, 12 Nov 2018 07:04:00 GMT
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