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As a Kansas resident, perhaps you already have a home warranty in place. If so, you have discovered what other homeowners know: that home warranties can save a person thousands of dollars.
Home warranties are comparable to an insurance policy in that they cover the cost of repair or replacement of appliances and systems in the home if necessary. Some of the items covered in a basic home warranty policy typically include: oven, dishwasher, garbage disposal, water heater, and electrical system components. For homes that have a pool or central vacuum, enhanced coverage is recommended to protect those more expensive assets. Home warranty companies typically offer several different levels of coverage, so it is not complicated to select a plan that meets the needs and requirements of your home.
For anyone preparing to purchase a home warranty plan, authorities suggest following three basic steps. First, locate several home warranty companies that have good reviews. Compare the plans they offer to determine which would ensure adequate coverage for your home. Then assess the limits placed on appliances and home systems. Determine if the limits are reasonable to cover the costs in case of repair or replacement. Last, be aware of any higher priced assets or home systems needing additional coverage. Make sure that the plan you select provides ample protection for everything in your home.
Long-term homeowners can benefit greatly from home warranties, as their homes are generally more than ten years old and beginning to require more maintenance. First-time homebuyers and experienced home buyers can also profit from a home warranty, as spending a small amount of money for coverage could be the decision that brings financial ease. And, sellers of homes may reduce the time their home is on the market, as prospective buyers are often attracted to a home warranty that is already in place.
Anyone living in the state of Kansas can benefit from having a good home warranty.
Home Warranties In The News
Home warranties are a waste of money even if you don't have quite that much set aside in an emergency fund. I recommend an emergency fund of three to six months of expenses to cover the unexpected thi...
Published: Mon, 19 Nov 2018 11:17:00 GMT
Dear Dave: Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance - Andrea Dear ...
Published: Mon, 19 Nov 2018 01:00:00 GMT
Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance A.: Home warranties are a waste ...
Published: Sat, 17 Nov 2018 05:05:00 GMT
CONCORD, Calif., Nov. 15, 2018 /PRNewswire/ -- Fidelity National Home Warranty and Disclosure Source, leaders in the home warranty and California natural hazard disclosure market, announced today the ...
Published: Thu, 15 Nov 2018 07:53:00 GMT
Dear Dave: Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance - Andrea Dear Andrea ...
Published: Sun, 18 Nov 2018 06:01:00 GMT
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