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Home warranties are a wise investment for anyone buying a home. With the expense of a monthly mortgage payment, it can be daunting to also incur unexpected costs for home maintenance. Having coverage that will pay for replacements or repairs helps to ensure that homeowners can keep on top of their bills each month.
If you are considering home warranties in Missouri, you will want to keep several factors in mind. First, choose at least three companies that have received high ratings. When you have narrowed down your choices, compare the different plans offered by each company. One company may cover the electrical system, but not the air conditioning. The next company may cover both. Be aware of the provisions of the individual policies. Second, check for limits provided by the home warranty business. Some companies will only pay a set amount for repairs or replacements. Evaluate their limits and make sure they will cover costs that may arise. And last, be aware that you may need extra coverage for more costly items such as the septic system and central vacuum. Following these steps will ensure that your assets are protected.
Some consider home warranties as similar to an insurance policy in that they cover the costs of appliances and home systems in the event of necessary repair or replacement. Some of the items covered in a basic home warranty policy typically include plumbing systems, water heater, and electrical system components. For homes that have a pool, spa, or central vacuum, enhanced coverage would be recommended to protect those assets. Home warranty companies usually have several plans available, so selecting the appropriate coverage is not hard.
Home warranties are a good investment for anyone in Missouri who wants to be prepared for unexpected expenses, and if you are a first-time homebuyer they can provide peace of mind as you commit to making monthly payments on the home.
Home Warranties In The News
When you buy a home, it's normal to worry that something may go wrong. Perhaps you'll move in only to find that the fridge has gone on the fritz or that your plumbing has turned your basement into a s...
Published: Wed, 11 Jul 2018 15:22:00 GMT
A Kansas City woman warns it's easy to pay a monthly payment for a home warranty but getting any real response when an appliance breaks down is a mess. Louella Henderson's battle with Choice Home Warr...
Published: Fri, 13 Jul 2018 05:10:00 GMT
2-10 Home Buyers Warranty Announces "Senior Account Executives" 2-10 Home Buyers Warranty (2-10 HBW) recently announced the promotion of 12 of their sales representatives into the role of Senior Accou...
Published: Fri, 20 Jul 2018 05:33:00 GMT
Wells Fargo has begun refunding customers who were harmed when the bank charged them for products including pet insurance, legal services, home warranties and other forms of insurance, a person famili...
Published: Thu, 19 Jul 2018 19:07:00 GMT
CALGARY, July 12, 2018 /CNW/ - Rogers Insurance and The Alberta New Home Warranty Group (ANHWP) today announced that they have entered into a new strategic partnership. Lori Topp, CEO at ANHWP says "A...
Published: Thu, 12 Jul 2018 20:19:00 GMT
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