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When the pipes in the bathroom wall begin to leak, do you have the $4,000 you will need to have them fixed? What if the water heater suddenly stops working? Many Oklahoma residents are finding that coverage through home warranties gives them the help they need when it comes to the costs of unexpected homeowner expenses.
A basic home warranty plan typically covers a broad range of household systems and appliances, ranging from sump pump to exhaust fans. If you also have a pool, spa, or central vacuum that you want to be included in the coverage, an enhanced plan will suit your needs. In terms of home repairs, paying a small premium per year could potentially save you thousands in the long run.
Who should consider home warranties as essential? First time-home buyers don't usually have extra financial resources to take care of unplanned costs, so spending a small amount per year for home protection makes sense. For a person selling a home in a competitive market, providing a home warranty in the package could be the key to making a quick sale. And for owners of older homes, placing appliances and systems under coverage may defray expenses significantly. There are home warranty providers to meet the needs of every home.
As a responsible homeowner, there are several things you should do as you are checking into home warranties. First, know what is covered. Experts recommend choosing at least three different companies and comparing their plans. The basic plan offered by one provider may cover the water heater, but not the plumbing system. A similar plan offered by another company could cover both. Read the coverage provisions and be aware of what each includes before making a decision. Second, understand the limits each home warranty company places on specific systems. Coverage may be limited to a specific dollar amount depending on the system or appliance. Third, you may need to pay for additional coverage if you want things such as the garage door opener covered under the warranty. Home systems that are more expensive to repair or replace generally cost extra to be included in the warranty. Be informed and understand the coverage your plan provides.
When things in the home go wrong, home warranties help provide the financial resources to take care of the issue and get your life running smoothly again.
Home Warranties In The News
Home warranties are a waste of money even if you don't have quite that much set aside in an emergency fund. I recommend an emergency fund of three to six months of expenses to cover the unexpected thi...
Published: Tue, 13 Nov 2018 21:38:00 GMT
Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance - Andrea Dear Andrea, Home warr...
Published: Tue, 13 Nov 2018 08:54:00 GMT
InterMedia Advertising® and InterMedia Entertainment® (InterMedia) are pleased to announce retired boxer and two-time World Heavyweight Champion George Foreman, and his family, as the brand ambassador...
Published: Fri, 09 Nov 2018 09:45:00 GMT
Your purchase includes a five-year warranty. Nobody ever wants to think about disaster striking, but the fact of the matter is, it's always better to be safe and prepared beforehand than to deal with ...
Published: Tue, 13 Nov 2018 07:38:00 GMT
Q: Will appliance warranties be honored A: Sears says it will honor them as long as it remains in business. That includes extended protection plans and full home warranties. However, Business Insider ...
Published: Wed, 07 Nov 2018 12:42:00 GMT
WILKES-BARRE, Pa., Nov. 7, 2018 /PRNewswire/ -- GWC Warranty, the best-in-class provider of used vehicle service contracts sold through automotive dealers, received a 2018 Automotive Communication ...
Published: Wed, 07 Nov 2018 18:21:00 GMT
One Year First American Home Warranty Included! This listing originally appeared on realtor.com. For more information and photos, click here.
Published: Mon, 12 Nov 2018 07:04:00 GMT
Warranties for purchases and loans for bigger projects will ... who previously worked as an executive at fashion e-retailer Farfetch and home rental site HomeAway. Casaza won't have any of its own inv...
Published: Tue, 13 Nov 2018 07:00:00 GMT
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Published: Tue, 13 Nov 2018 07:19:00 GMT
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