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Homeowners in Oregon would be wise to consider home warranties as a way to protect their assets. With a good home warranty, a person can save thousands of dollars in repair and replacement costs. Basic home warranties cover such things as plumbing systems, garbage disposal, sump pump, water heater, and whirlpool tub. Any malfunction or replacement is taken care of by the company providing the policy. There are even home warranty plans that cover pools, spas, septic system, and central vacuum systems. Whatever the features and functions in the home, coverage is available to reduce the costs of replacement and repair.
First-time homebuyers especially can benefit from home warranties. Often there is stress and anxiety about the financial commitment they are entering into, and having the benefit of a home warranty can provide peace of mind that if the furnace goes out, they won't have to pay $2,000 to get it fixed since it is covered. In addition, anyone selling their home can purchase a home warranty, as that added bonus can be a selling point.
Before purchasing a home warranty, these three things ought to be considered. First, what is covered? Read the plan, and compare plans with several other reputable companies. Each company will provide different features in their plan, so make sure the coverage you choose adequately protects the home. Second, double check for limits. Many home warranty businesses will place limits on the amount they will pay to replace or repair appliances or home systems. Being aware of these will help avoid misunderstandings with the company about the warranty. And finally, make sure that the most costly assets will be covered under the plan selected. Things like the pool, the garage door opener, and the septic system may require purchasing an enhanced plan for adequate protection.
Home warranties are a wise investment for anyone in Oregon who is interested in keeping the costs of maintenance and repairs at a minimum for their home.
Home Warranties In The News
Home warranties are a waste of money even if you don't have quite that much set aside in an emergency fund. I recommend an emergency fund of three to six months of expenses to cover the unexpected thi...
Published: Mon, 19 Nov 2018 11:17:00 GMT
Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance A.: Home warranties are a waste ...
Published: Sat, 17 Nov 2018 05:05:00 GMT
Dear Dave: Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance - Andrea Dear Andrea ...
Published: Sun, 18 Nov 2018 06:01:00 GMT
CONCORD, Calif., Nov. 15, 2018 /PRNewswire/ -- Fidelity National Home Warranty and Disclosure Source, leaders in the home warranty and California natural hazard disclosure market, announced today the ...
Published: Thu, 15 Nov 2018 07:53:00 GMT
Home warranties are usually thrown in as a gift by the realtor. But whether or not to renew that home warranty after it expires is a difficult decision to make. NBC 7 Responds has some information to ...
Published: Wed, 14 Nov 2018 22:45:00 GMT
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