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If the water heater in your home goes out, do you have the $1,000 you will need to replace it? What if the oven stops working? Many South Carolina residents are finding that coverage by home warranties benefits them financially by helping with the costs of unexpected homeowner expenses.
Who should consider home warranties as essential? First-time homebuyers don't usually have extra financial resources to take care of unplanned costs, so spending a small amount per year for home protection is a wise move for them. For a person selling a home in a competitive market, providing a home warranty in the package could be the reason their home sells. And for owners of older homes, placing appliances and systems under coverage may reduce expenses significantly.
As a consumer, there are several things you should when checking into home warranties. First, know what is covered. Experts recommend choosing several different companies and comparing their plans. The basic plan offered by one provider may cover the water heater, but not the air conditioning. A similar plan offered by another company could cover both. Read the coverage provisions and be aware of what each includes before making a decision. Second, understand the limits each home warranty company places on specific systems. Coverage may be limited to a specific dollar amount depending on the system or appliance. Determine if the allocated amount will meet the needs of your home. Third, you may need to pay for additional coverage if you want things such as your pool or spa covered under the warranty. Home systems that are more expensive to repair or replace generally cost extra to be included in the warranty. Be informed and understand the coverage your plan provides.
A basic home warranty plan typically covers a broad range of household systems and appliances, ranging from sump pump to ceiling fans. If you also have a central vacuum that you want to be included in the coverage, an enhanced plan will suit your needs. In terms of home repairs, paying a small premium per year could potentially save you thousands in the long run.
There are home warranty companies that can meet the needs of any home in South Carolina.
Home Warranties In The News
A Chesterfield couple has been battling their home warranty provider for months. Paulette Kreisman and her husband obtained a policy through Choice Home Warranty in February. According to Kreisman she ...
Published: Tue, 04 Sep 2018 16:22:00 GMT
Customers who sign up for the NLC Service Line Warranty Program have access to a 24-hour hotline and experienced, licensed contractors for the help they need in the event of a covered home repair emer...
Published: Wed, 12 Sep 2018 07:22:00 GMT
AVALON - Several homeowners took issue Aug. 22 with Avalon Borough Council's decision to hire a special counsel to appeal sanctions against the construction official. Some wondered why the borough did...
Published: Thu, 06 Sep 2018 01:02:00 GMT
Being without a home - the family is living with a friend for now ... Amazon AMAZON RENEWED! Like-new products with a warranty Amazon Looking for iPhone cases Find out many options here! Amazon More ...
Published: Tue, 04 Sep 2018 17:02:32 GMT
A home warranty is a service contract that helps homeowners cover costly, unexpected repairs on home systems and appliances that break down due to normal wear and tear. Many home sellers and real esta...
Published: Tue, 21 Aug 2018 12:55:00 GMT
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