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Many first-time homeowners in Texas are finding that home warranties save them thousands of dollars in repair and replacement costs. For example, an electrical repair job that could cost over $5,000 to fix may cost them less than $300 if they have prior coverage. Or instead of paying full price to replace the sump pump, they pay a small service fee and the rest of the cost is covered with their annual premium. Having coverage on their home may be the first step to help residents achieve financial freedom.
Basic home warranties generally cover systems such as heating and electrical systems, plumbing, dishwasher, and garbage disposal. Coverage on the septic system, garage door opener, pool, or spa may require an enhanced plan, which home warranty companies also offer.
Home warranties benefit more people than just new homeowners; anyone who owns an older home would be wise to check into the coverage provided by a policy. Homes that are more than 10 years old generally require maintenance and unexpected repairs. If the home is protected, the upkeep of it doesn't need to be financially stressful.
Consumers can take several steps before deciding on a home warranty plan. After selecting several different companies that have received favorable reviews, they should become familiar with the plans each offers. Any slight differences in coverage should be considered and evaluated against the needs of the home. Pre-set financial limits for each appliance or home system may be in place; determine if they will provide adequate coverage for the home. And finally, identify items or systems in the home that may require additional coverage. For the more costly items, an enhanced plan may be the best option.
Being a homeowner in Texas doesn't necessarily need to be accompanied by huge additional costs; having a good home warranty can reduce expenses significantly.
Home Warranties In The News
Buying a home can be a wonderful experience, but it can also be pretty stressful. From researching and viewing houses to figuring out if you can even afford the one you want, there seem to be a million things to think about. Once you do get the house of ...
Published: Sat, 19 May 2018 03:15:00 GMT
FREMONT, Calif.--(BUSINESS WIRE)--On May 8, 2018, ASUS updated the terms of its product warranties: Summary of Updates to the ASUS Warranty Information Form We have provided a summary of notable updates to the ASUS Warranty Information Form for the United ...
Published: Sat, 19 May 2018 06:32:00 GMT
It's a wonderful feeling when you finally clinch your property deal and realize you have become a homeowner for the very first time. Sometimes seemingly endless weeks or months have gone by, while you jump through lots of administrative hoops, before ...
Published: Mon, 14 May 2018 08:03:00 GMT
Whether you pay $40 a month for home phone service or $4 a month ... and includes all original accessories plus a 90-day warranty DECT radio supports up to 4 wireless handsets and over 4000 sensors. A USB port supports Wi-Fi and Bluetooth accessories ...
Published: Thu, 17 May 2018 08:51:00 GMT
If you're in the process of buying a home, or will be in the near future, one of the costs you're likely considering is a home warranty. But, as this is an optional expense, you have to decide if it will really be worth it to you. "Home warranties ...
Published: Sun, 13 May 2018 17:00:00 GMT
KANSAS CITY, Mo. -- They promise to be there when your appliances go bad, but companies offering home warranties aren't always good. Kristi Smith grabbed a bag of hash browns from her freezer and gave them a good squeeze. "It's like mush," Smith said ...
Published: Wed, 02 May 2018 19:50:00 GMT
LONDON--(BUSINESS WIRE)--Global procurement intelligence advisory firm, SpendEdge, has announced the release of their "˜Product Warranty Insurance Market Procurement Research Report.' This report breaks down the data and analysis behind the procurement ...
Published: Tue, 08 May 2018 09:31:00 GMT
Not enough is being done to overhaul Ontario's new-home warranty system, says a group opposed to the monopoly held by Tarion. "Premier (Kathleen) Wynne has publicly stated that "˜the time for monopolies is over,'" said Windsor homeowner Gay Viecelli.
Published: Tue, 24 Apr 2018 15:05:00 GMT
Dave Ramsey is America's trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven best-selling books, including "The Total Money Makeover." "The Dave Ramsey Show" is heard by more than 12 million listeners each week on 575 ...
Published: Mon, 07 May 2018 02:12:00 GMT
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