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Many first-time homeowners in Texas are finding that home warranties save them thousands of dollars in repair and replacement costs. For example, an electrical repair job that could cost over $5,000 to fix may cost them less than $300 if they have prior coverage. Or instead of paying full price to replace the sump pump, they pay a small service fee and the rest of the cost is covered with their annual premium. Having coverage on their home may be the first step to help residents achieve financial freedom.
Basic home warranties generally cover systems such as heating and electrical systems, plumbing, dishwasher, and garbage disposal. Coverage on the septic system, garage door opener, pool, or spa may require an enhanced plan, which home warranty companies also offer.
Home warranties benefit more people than just new homeowners; anyone who owns an older home would be wise to check into the coverage provided by a policy. Homes that are more than 10 years old generally require maintenance and unexpected repairs. If the home is protected, the upkeep of it doesn't need to be financially stressful.
Consumers can take several steps before deciding on a home warranty plan. After selecting several different companies that have received favorable reviews, they should become familiar with the plans each offers. Any slight differences in coverage should be considered and evaluated against the needs of the home. Pre-set financial limits for each appliance or home system may be in place; determine if they will provide adequate coverage for the home. And finally, identify items or systems in the home that may require additional coverage. For the more costly items, an enhanced plan may be the best option.
Being a homeowner in Texas doesn't necessarily need to be accompanied by huge additional costs; having a good home warranty can reduce expenses significantly.
Home Warranties In The News
When you buy a home, it's normal to worry that something may go wrong. Perhaps you'll move in only to find that the fridge has gone on the fritz or that your plumbing has turned your basement into a s...
Published: Wed, 11 Jul 2018 15:22:00 GMT
A Kansas City woman warns it's easy to pay a monthly payment for a home warranty but getting any real response when an appliance breaks down is a mess. Louella Henderson's battle with Choice Home Warr...
Published: Fri, 13 Jul 2018 05:10:00 GMT
Their stories just keep coming in. People who bought home warranties, pay a monthly fee and say their warranty doesn't pay. The producers in our consumer investigative center have investigated more th...
Published: Thu, 05 Jul 2018 14:30:00 GMT
Len Torine said it took 49 days and more than 45 hours of phone calls with 32 customer service representatives to get his air conditioner fixed. Torine said he bought a warranty for his East Hanover c...
Published: Tue, 03 Jul 2018 04:55:00 GMT
In some cases, certain manufacturer warranties won't cover you if your home sits within a 5-mile radius of a body of water, as salt water can damage the outer surface of your windows. If installing a ...
Published: Thu, 05 Jul 2018 03:07:00 GMT
CALGARY, July 12, 2018 /CNW/ - Rogers Insurance and The Alberta New Home Warranty Group (ANHWP) today announced that they have entered into a new strategic partnership. Lori Topp, CEO at ANHWP says "A...
Published: Thu, 12 Jul 2018 20:19:00 GMT
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