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Many first-time homeowners in Texas are finding that home warranties save them thousands of dollars in repair and replacement costs. For example, an electrical repair job that could cost over $5,000 to fix may cost them less than $300 if they have prior coverage. Or instead of paying full price to replace the sump pump, they pay a small service fee and the rest of the cost is covered with their annual premium. Having coverage on their home may be the first step to help residents achieve financial freedom.
Basic home warranties generally cover systems such as heating and electrical systems, plumbing, dishwasher, and garbage disposal. Coverage on the septic system, garage door opener, pool, or spa may require an enhanced plan, which home warranty companies also offer.
Home warranties benefit more people than just new homeowners; anyone who owns an older home would be wise to check into the coverage provided by a policy. Homes that are more than 10 years old generally require maintenance and unexpected repairs. If the home is protected, the upkeep of it doesn't need to be financially stressful.
Consumers can take several steps before deciding on a home warranty plan. After selecting several different companies that have received favorable reviews, they should become familiar with the plans each offers. Any slight differences in coverage should be considered and evaluated against the needs of the home. Pre-set financial limits for each appliance or home system may be in place; determine if they will provide adequate coverage for the home. And finally, identify items or systems in the home that may require additional coverage. For the more costly items, an enhanced plan may be the best option.
Being a homeowner in Texas doesn't necessarily need to be accompanied by huge additional costs; having a good home warranty can reduce expenses significantly.
Home Warranties In The News
Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance A.: Home warranties are a waste ...
Published: Sat, 17 Nov 2018 05:05:00 GMT
Dear Dave: Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance - Andrea Dear Andrea ...
Published: Fri, 16 Nov 2018 23:19:00 GMT
CONCORD, Calif., Nov. 15, 2018 /PRNewswire/ -- Fidelity National Home Warranty and Disclosure Source, leaders in the home warranty and California natural hazard disclosure market, announced today the ...
Published: Thu, 15 Nov 2018 07:53:00 GMT
Home warranties are usually thrown in as a gift by the realtor. But whether or not to renew that home warranty after it expires is a difficult decision to make. NBC 7 Responds has some information to ...
Published: Wed, 14 Nov 2018 22:45:00 GMT
InterMedia Advertising® and InterMedia Entertainment® (InterMedia) are pleased to announce retired boxer and two-time World Heavyweight Champion George Foreman, and his family, as the brand ambassador...
Published: Fri, 09 Nov 2018 09:45:00 GMT
Q: Will appliance warranties be honored A: Sears says it will honor them as long as it remains in business. That includes extended protection plans and full home warranties. However, Business Insider ...
Published: Wed, 07 Nov 2018 14:57:00 GMT
WILKES-BARRE, Pa., Nov. 7, 2018 /PRNewswire/ -- GWC Warranty, the best-in-class provider of used vehicle service contracts sold through automotive dealers, received a 2018 Automotive Communication ...
Published: Wed, 07 Nov 2018 18:21:00 GMT
With a commitment to customer service, the team is available for homeowners and works diligently to ensure each home is delivered on time. All Toll Brothers homes are built to Florida's rigorous Build...
Published: Sat, 17 Nov 2018 03:49:00 GMT
The Company offers an industry-exclusive Lifetime Structural Warranty on every home built. Please contact your local Lindal distributor for details or call the Client Concierge team at 1-800-508-1833.
Published: Thu, 15 Nov 2018 12:19:00 GMT
One Year First American Home Warranty Included! This listing originally appeared on realtor.com. For more information and photos, click here.
Published: Mon, 12 Nov 2018 07:04:00 GMT
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