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Many homeowners in Washington are finding that home warranties save them thousands of dollars in repair and replacement costs over an extended period. For example, a repair job on the furnace that could cost over $2,000 to fix may cost them less than $300 if they have prior coverage. Or instead of paying full price to fix the dishwasher, they pay a small service fee and the rest of the cost is covered with their annual premium. When the water heater needs to be replaced, their home warranty has provisions for that. Having coverage on their home may be one of the wisest investment the homeowner makes.
Some specific guidelines apply when researching home warranty plans. After selecting several different companies that have received favorable reviews, become familiar with the features of each plan. Any slight differences in coverage should be considered and evaluated against the needs of the home. Pre-set financial limits for each appliance or home system may be in place; determine if they will provide adequate coverage for the home. And finally, identify items or systems in the home that may require additional coverage. For the more costly items, an enhanced plan may be the best option.
Who should consider home warranties as essential? First time-home buyers don?t usually have extra financial resources to take care of unplanned costs, so spending a small amount each year for home protection can save money in the long run. For a person selling a home in a competitive market, providing a home warranty in the package could be the key to making a quick sale. And for owners of older homes, placing appliances and systems under coverage may cut expenses significantly.
Although being a homeowner in Washington can be costly, the coverage offered from home warranties can provide relief from financial stress for home repairs.
Home Warranties In The News
Dear Dave: Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance - Andrea Dear Andrea ...
Published: Sun, 18 Nov 2018 06:01:00 GMT
A. Home warranties are a waste of money even if you don't have quite that much set aside in an emergency fund. I recommend an emergency fund of three to six months of expenses to cover the unexpected ...
Published: Sun, 18 Nov 2018 03:32:00 GMT
CONCORD, Calif., Nov. 15, 2018 /PRNewswire/ -- Fidelity National Home Warranty and Disclosure Source, leaders in the home warranty and California natural hazard disclosure market, announced today the ...
Published: Thu, 15 Nov 2018 07:53:00 GMT
Home warranties are usually thrown in as a gift by the realtor. But whether or not to renew that home warranty after it expires is a difficult decision to make. NBC 7 Responds has some information to ...
Published: Wed, 14 Nov 2018 22:45:00 GMT
Sellers have a two year home warranty on property and are offering an $8, 000 credit toward roof replacement. This home is conveniently located, easy walk to Wood Park, Pomona Swim Club and ...
Published: Fri, 16 Nov 2018 11:09:00 GMT
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