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Home Warranty in Iowa

Iowa MapIf you’re considering home warranties in Iowa, you will want to keep several things in mind. To begin, choose at least three companies that have received high ratings. When you have made these choices, read the different plans offered by each business. One company may cover the heating system, another might provide repair for the air conditioning unit, and a third may take care them both. Review the plans so you understand the provisions of each. Then, check for limits provided by the home warranty company. Some businesses will only pay a set amount for repairs or replacements. Evaluate their limits to ensure they will cover costs that may arise. Last, be aware that you may need extra coverage for more expensive items such as the backyard pool and central vacuum. Following these steps will help assure that your home is safe.

For first-time homeowners, home warranties are a wise investment. With the expense of a monthly mortgage payment, it can be financially devastating to also have unexpected debt for home maintenance. Coverage that will pay the costs of replacements or repairs helps to ensure that homeowners can pay their monthly bills.

Individuals selling a home are often encouraged to purchase a home warranty before the sale. Potential buyers are more likely to agree to purchase if coverage of the appliances and systems of the house is already in place. Home warranties are viewed as a bonus if included in the final package.

Owners of older homes can save thousands of dollars by purchasing a home warranty. As homes begin to age, they require more maintenance and repairs each year, increasing the yearly cost of upkeep.

Home warranties are a good investment for any Iowa resident, whether you are a first time home buyer, a seller, or already comfortably living in your dream home.

 

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Shortage of buildable lots: a growing problem

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